Tag Archives: just so you know

Final Therapy Update

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Final Therapy Update

Helloooo! I hope that all of you are having a wonderful weekend so far. As you can tell by the title of this post, this will be my Final Therapy Update until I choose to go again. I was definitely on the fence about going to my appointment this week, and I ended up canceling it.

I just feel tired of going over the same things week in and week out, and I almost feel like being in therapy gave me an excuse to engage in risky behaviors like binge eating or drinking, because I could just talk about it at my next appointment. My therapy sessions were very helpful to a point, but I felt like the metaphorical wall had been hit, and none of the advice that I was getting was anything that I felt like I could utilize.

This is not to say that I didn’t like my therapist at all, because I really did. But, I also felt like she was trying to force a belief system on me that I was not comfortable with, and didn’t seem to have any other advice but that. Although I could totally research things on my own, I did expect to gain some new insights during therapy and, after a while, I just wasn’t any more.

If a mental rough patch comes up, I do plan on returning again so that I have a safe place to communicate my feelings. But, for now, I am taking my medication daily and seeing what I can do on my own to start improving things for myself.

Has there been a time when therapy has been helpful for you? What are some of your mental health struggles? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Want To Enjoy The Remote Working Lifestyle?

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Want To Enjoy The Remote Working Lifestyle?

Today, the opportunity to work more flexibly, where we no longer need to commute to an office in order to make a living, can be viable for anyone. For as long as we have a decent internet connection, we can practically work (or study) anywhere in the world. Today, most people are valuing a much more valuable commodity than money, and that’s the ever depleting commodity of time. In particular, they want to squeeze as much out of life as possible and, in order to do that, they often have huge travel plans or at least aspirations, and to travel the world one needs the flexibility and finances that are made possible by remote working.

Indeed, today, “living the dream” is less about having a fancy car and a corner office, it’s more about having the freedom to do what you want, when you want, with who you want – rather than being chained to a job with colleagues you may or may  not get on with, being stuck in congested commutes and getting home knackered to the point you just flop and drop in front of the TV with your family (often, still catching up with work on your laptop).

The freedom of the remote working lifestyle means, quite literally, that the world is your oyster, and in these exciting times, many of us are looking for ways to tap into this lifestyle and the freelance economy.

Similarly, many people wanting to learn new skills are looking at ways of doing this that work around their life, rather than having to work their life around their studies. This is particularly pertinent for mature students who may have existing work or family commitments, and therefore can’t access the full time courses offered by many universities that require regular attendance.

Today, however, even prestigious universities like Exeter University will allow you to study advanced courses like a masters in education online. This means that you could, hypothetically, have your cake and eat it too – as many students finishing their undergraduate studies have the desire to travel the world and take a gap year; but studying online in this way means that you can literally have the best of both worlds.

In summary, the remote working lifestyle is clearly an attractive option, as it enables the time and freedom to enjoy life and ensure that you are living your life for yourself and your family, rather than having to try to squeeze your life in around the office. Today, many companies are offering people more flexible working hours and the ability to work remotely, as they see that in order to stay competitive within the job market, they need to offer the flexibility people have been craving for decades.

Featured Image By: Pixabay

Is A Change Of Career In The Cards?

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Is A Change Of Career In The Cards?

Many of us go about in our working lives in careers that aren’t exactly suited to us. It could be because you were unaware of the options ahead of you, maybe you missed out on getting the qualifications you needed, or due to things like the recession. You simply might have had to take whatever work you could get your hands on at the time. Whatever the situation, it’s never too late to reconsider your options. While changing careers is a huge deal, it’s something that could dramatically change your life for the better.

Your career is a huge part of your life, when you spend eight plus hours a day at your workplace (and have a wage you rely on) a change isn’t something to take lightly. So, before you go ahead, make sure you really do want to make a change. Work out what your reasons are, and be sure that you won’t end up wanting to change again after building yourself up in your new job. In some cases, a complete switch of careers might be what’s needed, but in other cases progressing in your current role could be the way to go.

For example, if you’re already a nurse, studying something like an dnp nnp online will open you up to new and exciting job opportunities. If you think you have a flair for a different type of job, such as PR or Marketing, then you will need the help of a good recruitment agency. They can help you identify any transferable skills from your past job and to brush up your CV to make it more relevant to the work that you want to do. A good agency will also have loads of contacts ready and waiting for new recruits.

It goes without saying that you may have to take a knock to your salary at first. It is vital that you know the minimum amount you can earn without getting yourself into debt or becoming all work, no play because you cannot afford a social life. Work on a good budget and research the expected salaries in your chosen field and within your area. If you can’t make the two work, then you may need to reconsider your options. Don’t let it stop you, though. Be direct and honest with your salary expectations. Tell your agency, if you are using, the lowest you can go and then talk to any potential employers to see if they can accommodate you.

A simpler way of swapping careers could be to cut down your hours at work and take on a part time job. This could give you a boost on your CV and help you balance the finances during a full time change. Even taking a Saturday job in your new field in a volunteer capacity will be useful in changing paths and will show new employers that you are serious and committed.

Finally, don’t let age worry you. While there are lots of bright young things out there as competition, you actually have the edge on them when it comes to proven ability. Even if not through the same industry. You will have references and a more complex CV. Employers know what they’re looking for and they realize potential when presented with it. So be confident and show yourself in the best possible light!

Featured Image By: Pexels

Six Ways To Achieve An Eco-Friendly Bathroom

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Six Ways To Achieve An Eco-Friendly Bathroom

Planning a home improvement project soon? Why not try making your bathroom an eco-friendly space? Your bathroom is the room in the house where water use is the highest. The longer you stay in the bathroom, the more water you use and the more energy for heating, lighting, and ventilating is used, too. This all translates to skyrocketing water and energy bills every month.

With the bleak forecast about global water and energy scarcity, there’s no better time than the present to gradually transform your home into an eco-friendly space; and the bathroom is the perfect place to start. Here are six ways to achieve an eco-friendly bathroom:

Install Low-Flow Faucet Aerators:

Faucet aerators are fixtures that are capped on the faucet opening to reduce water use, control its flow, prevent splashing, and increase perceived water pressure. How does it work? Faucet aerators save water (and therefore, save you money on water bills) by introducing air into the water flow, so there’s less water flowing but still enough to wash things.

With a low-flow faucet aerator, you can reduce rate of water flow from 2.5 gallons per minute (standard faucets) to as little as 0.5 gallons per minute. That’s saving about 80 percent of water every minute the tap is on.

Faucet aerators are affordable and easy to install. You can get one for $5 to $10 dollars, depending on the brand and features added to the aerator. When buying the a low-flow aerator, make sure you have the right size and one that is compatible with your faucet. Installing the new aerator only takes a few minutes. Just unscrew the old one using a wrench, turn on the tap to wash away debris, and cap on the new aerator. Make sure not to apply too much force to avoid damaging your faucet.

Change To A Low-Flow Showerhead:

Do you like taking long showers every day? If the answer is yes, then you’ve found the primary culprit for your skyrocketing water bills. Standard showerheads use from 2.5 to 4 gallons of water per minute. So every time you shower for 30 minutes, you’re using about 75 to 120 gallons of water. That’s 15 to 24 times more water used than the average person in a developing country. (The statistics is 20 liters of water or 5.3 gallons per person.) When you change to a low-flow showerhead, you save one-half to two gallons of water every minute you shower. Of course, this only works well when you cut down on your shower time, too.

Now, if you don’t have a low-flow showerhead but you’re noticing a change in water pressure this could be a sign of a water pump problem. This is something you will want to get looked at by a professional. If you’re handy and experienced with this type of repair, however, you might be able to use a guide like this https://www.ronix.ir/mag/home-water-pump-installation-guide/ to install a new water pump if it’s needed.

Go For A Water-Efficient Toilet:

Old toilets are one of the biggest water wasters in your house. They consume about 3.5 to 7 gallons of water per flush, which is a lot for one use. In contrast, new toilets only use an average of 1.6 gallons per flush. If you want an eco-friendly bathroom, then you may want to switch to a water-efficient macerating toilet. Water-efficient or low-flow toilets save more than regular modern toilets. Some models can go as low as one gallon for every flush. Getting one with a macerating pump also helps with preventing toilet clogging, which saves you from expensive plumbing bills.

If you are installing any new features in your bathroom, it is so important that you hire a professional if you don’t have the skills to do it yourself. Attempting to do so can result in pricey repairs that will waste even more time and money. There are very helpful platforms that can connect you with skilled Local Tradesmen in your local area to take on these jobs for you. Explore these options carefully and do your research so your eco-friendly bathroom will always be performing to the highest standards.

Use Energy-Efficient Light Fixtures:

The bathroom is the place where you do most of your grooming, like shaving and doing makeup. These are delicate activities that need good lighting to avoid injury or mess-ups. However, inefficient light bulbs are some of the chief reasons for high electricity bills.

For places like the bathroom, that require good lighting, use energy-efficient light bulbs. These include compact fluorescent lamps, light emitting diodes (LEDs), and halogen incandescents. Energy-efficient light fixtures can last 3 to 25 times longer than traditional light bulbs and save from 25 to 80 percent more energy, making them the eco-friendly choice.

Not only is swapping out for energy-efficient lighting fixtures a money saver, but it will also give the space a mini makeover. While choosing more eco-friendly options for your bathroom, you might want to do a full fledged remodel altogether. This is something that a professional team should assist you with. To begin researching experts, simply enter a search for “bath remodel twin cities” (or your local area) to transform your bathroom into both an eco-friendly and inviting space.

Switch To An Energy-Efficient Exhaust Fan:

Ventilation is essential to keeping your bathroom clean, odor-free, and mold-free. A constantly damp bathroom is conducive for mold growth. However, when you ventilate your bathroom after use, you remove excess moisture and inhibit the buildup of mold spores.

There are two ways to ventilate your bathroom. You can either open the window and door or use an exhaust fan. An exhaust fan consumes energy and can result in mounting energy bills when used too often. It’s not always ideal to open windows and doors, too. Open bathroom windows may invite unscrupulous people (or bugs) in your home while open doors will just transfer the odor (and whatever else is in the air) into another part of the house.

Since you can’t do away with ventilating your bathroom, you can use an energy-efficient fan. To find one, search for an Energy Star-rated model and get 60 percent energy savings compared to standard vent fans.

Choose Eco-Friendly Cleaning Supplies:

Many cleaning products available in the market today contain harmful chemicals that are dangerous to your health and bad for the environment. Their ingredient includes phtalates present in air fresheners, dish soap, and some toilet papers. Phtalates are harmful to the endocrine system can and reduce a man’s sperm count.

Harmful chemicals, like perchloroethylene (Perc), triclosan, 2-butoxyethanol, and ammonia, attack your health and negatively impact the environment, and they’re common ingredients in many household cleaners.

Avoid these chemicals by opting for eco-friendly products or homemade products that are proven to have no harmful effects. You can consult the non-profit Environment Working Group for a list of cleaning products to avoid.

Take The First Step:

Wasting water and energy has far reaching impact to the environment and the earth’s resources. With global warming, climate change, and scarcity hitting the world in all corners, it’s high time for people to take action to reverse the damage that’s been done to the earth. Converting your bathroom into an eco-friendly space is the first step to building a more sustainable environment for you and your family. Why not start now?

Featured Image By: Pixabay

Freebie Alert!

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Freebie Alert!

Hi! To those of you who love coffee, free things, and free coffee – I have a Freebie Alert for you! If you sign up for the rewards program through Dunkin’ Donuts, I believe it’s called Dunkin’ At Home, they will send you some free samples of their make at home Cold Brew Coffee Packs. They will be shipping the samples out while supplies last until May 17th. This is the email address that sent me the notification: updates@e.dunkinathome.com

I have received coffee samples in the mail from Dunkin’ before, and they are definitely not stingy with what they send you! I am so excited to get my Cold Brew Coffee Packs samples in the mail, because I am a huge iced coffee fan. 😀 Can’t wait!

What is your favorite coffee chain? How do you drink your coffee? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Monday Update: Therapy Edition

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Monday Update: Therapy Edition

Hi everyone and welcome to another week here on lifewithlilred! As many of you have shown an interest in my therapy journey, here is an update. Meh, it’s going so so. I feel like I have hit the metaphorical wall where nothing seems helpful and I’m running out of things to talk about. And, I’m getting frustrated with rehashing the same shit just worded differently all of the time.

I’ve actually been playing around with the idea of not going after the few appointments left that I have scheduled. But, I feel like that’s a bad idea. Maybe once every two weeks would be a bit better. I don’t know, it’s just becoming more of an annoyance than anything, and I feel like I’m getting even more pissed off by my weekly visits.

Obviously, there’s still a bunch of stuff in the ol’ mental health department that I need to work on, but I just feel kind of burnt out. Like I’m so micro-focused on it that it’s making me even more depressed, anxious, and just all around angry. I feel like I need a break. I guess that will just be something to chat about during this week’s session, amIright?!

Who else has felt similarly to the above during their time in therapy? How did you deal with it? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

The Busy Girl’s Organization Guide

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The Busy Girl’s Organization Guide

Heyyy! We live in a world where everyone is super busy and on the go constantly. With phones ringing in your ear, emails to answer, and appointments to get to, it can sure seem hard to balance it all. Believe me, I get it. As a woman on the go myself, I would be nowhere without the organization techniques that I have used throughout the years to keep me on track. And, now, I’m here to share them with you! Check it out:

Invest In A Desk Calendar:

With my work appointments growing by the month, a normal wall calendar just wasn’t cutting it anymore. I needed something that was nice and big so that I could fit my daily tasks into each day comfortably on paper. Now, not only do I have plenty of room for work scheduling, but I am able to really see how much time I have left in the day to work with for the side hustle or drinks with friends. Whereas, with a wall calendar, your space is so cramped that you can’t see any free time at all. I paid seven bucks for a large desk calendar at Target, and I scoff at the fact that I used to use anything smaller.

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This would do nicely!

Color Coordinate:

The best part about a big desk calendar, though? THAT YOU CAN COLOR COORDINATE!! I have had a blast assigning a highlighter color to the person that I’m meeting with and using colored pencils to add in anything extra that I need reminders of. It makes planning your week or month a little more bright and fun, and sometimes you really need that extra boost to make your work schedule less stressful.

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That’s what I’m talking about!

Take Notes:

I am constantly taking notes throughout the day. Whether I come up with a new blog post idea in my head or hear about a new restaurant that I want to try, god knows that I will forget it minutes later. You can definitely carry around a notepad for such findings, but I prefer to just send texts to myself so that I always have my little reminders handy in text message form for when I need it again.

Have Backup Plans:

One of the worst things is having a meeting or an outing with friends cancelled and feeling like your time for the day is just going to be wasted. So, it’s always nice to have a Plan B. This could range from just having some you time and going for a walk or trying out the new restaurant that you text reminded yourself about. It’s good to have something to fall back on if you have something scheduled with a flaky friend or you have a work appointment that isn’t mandatory.

Take A Break:

It might seem like the best thing ever to spread yourself too thin during the work week and on the weekends. Extra moolah, potential for raises or promotions – I totally get it. But, don’t forget to schedule in some time to take a break, too. Going nonstop is a great way to fatten your wallet, but you also get very burned out in the process. Schedule a pedicure during your lunch break or dedicate your Sunday to finishing the book on your bedside table. Just make sure that you’re working in some R&R somewhere!

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On the go lifestyles are the norm, now. But with some top notch organization skills, you can make the most of your time whether it’s for work or play!

Leg Health: Often Overlooked, But Vital To Wellbeing

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Leg Health: Often Overlooked, But Vital To Wellbeing

We hear about heart health all of the time in the media, but what about leg health? After all, our legs are a major part the body that are essential to our mobility, so we really should be looking after them as much as possible. With that in mind check out the information below on how to keep your pins as healthy as you can:

Cramps:

Leg cramps can be painful and particularly inconvenient if you are suffering from them when exercising or standing on your feet for a long time at work. Most of the time, the cause of cramps can be something simple like forgetting to warm up properly before working out or standing for too long without a break.

However, sometimes leg cramps can be indicative of something more serious such as a vitamin B1, B5, or B6 deficiency. Something you can find out more about here.

Clicking Knees:

Our knees take a lot of strain over the years, and they can be one of the most vulnerable places in our body to injury and damage. In particular, knees that click when you bend or move can be a sign that the cartilage inside them is wearing away. This can be a major issue because it means that over time the two bony parts of the knee joint will end up rubbing against each other without any cushioning which can cause serious pain and damage.

With that in mind, it is a very good idea to get painful or noisy knees checked out by a specialist at the first chance you get.

Varicose Veins:

Varicose veins are bulging purple veins that protrude from the surface of the leg. They are generally regarded as being unsightly and they can also be painful, as well.

On their own, they’re not usually seen as a major medical problem, although in combination with other symptoms such as leg swelling, spider veins, and leg discoloration they could be indicative of a heart condition. If you are concerned that this may be the case, it is wise to seek an assessment from your local cardiology department as soon as possible.

Strains And Pulls:

Lastly, a common leg health issue that many people can experience is the straining or pulling of a muscle. Many of this type of injury occurs while a person is moving or working out and they can be quite painful until healed, limiting their range of movement.

To treat a strain or pulled muscle, it is useful to elevate it as this will help halt any swelling. You can also use a compression bandage and apply a cold compress to the area every 30 minutes or so. It is vital that you rest the injury until it has healed and don’t aggravate it further by doing any strenuous exercise until then.

Your legs are what gets you from Point A to Point B, so keep them healthy so that you can stay on the move!

Featured Image By: Pixabay

Get To Know Me Tag

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Get To Know Me Tag

Helloooo! Similarly to the Beauty Scenario Tag that I just did, I found the Get To Know Me Tag while I was browsing through my WordPress newsfeed. I landed upon Petya’s page at BeautyWithP, where she had completed the post. It looked like fun and, because FOMO, I wanted in. Check it out and get to know some more factoids about your favorite Lil Red:

1. What’s your full name? Sarah Renee Mushenheim (The most basic name ever lol)
2. What does your name mean? Sarah means “princess” and Renee means “reborn” or “born again”. And Mushenheim means whatever you want it to mean.
3. Are you named after anyone? Since Renee is a derivative of Irene, my middle name was for my Auntie Irene.
4. What’s your zodiac sign? Gemini
5. Do you believe in astrology? Yep!
6. What do you like about yourself? I’m sometimes funny and I’m smart.
7. What do you dislike about yourself? I get really angry sometimes and say things I don’t mean.
8. When was the last time you cried? A couple of days ago.
9. If you were another person, would you be a friend of yourself? Sure!
10. Do you use sarcasm a lot? It’s one of my many talents.
11. What’s the first thing you notice about people? Their teeth.
12. What is your eye color? Hazel.
13. Scary movie or happy endings? Scary movies all day every day.
14. Favorite smells? Freshly cut grass and bread baking.
15. Do you have any special talents? I figure skated competitively for about ten years.
16. Where were you born? Cuyahoga Falls, Ohio
17. What are your hobbies? Shopping, reading, watching movies, learning new languages.
18. Do you have any pets? Two beautiful rescue pups.
19. Do you have any siblings? Yes, two older brothers and an older sister.
20. How tall are you? 5’1 1/4″ (The quarter counts!)
21. How many countries have you visited? Canada when I was really little.
22. What is your favorite drink? Coffee, Diet Coke, and moscato – ayyyy.
23. Animal? All of them.
24. Perfume? Anything apple or vanilla.
25. Book? The Little Prince and the Sandman comic book series.
26. What sports do you play/Have you played? Figure skating!
27. Who are some of your favorite YouTubers? I don’t have any.
28. Who is your favorite musician? Marilyn Manson and Jack White.
29. Who is your favorite person in the world? Too many to count!
30. Favorite food? Anything vegetarian friendly. I love Italian, Mexican, Indian, and Thai food.
31. What’s your favorite time of the day? Early afternoon.
32. What’s your favorite quote? I don’t really have any.
33. Are you more likely to avoid conflict or engage it head-on? Avoid like the plague, lol.
34. Are you a good cook? People tell me that I am, so I would say yes!
35. If you could eliminate one weakness or limitation in your life, what would it be? My handful of mental health issues.
36. Tell us one of your bad habits! Smoking and drinking a lot of coffee.
37. Do you have any tattoos? Yep, one on my side, three on my arms, and four on my back. I can’t wait to get more!
38. What’s the thing you can’t leave the house without? My phone, my iPod for driving tunes, and my GPS if I’m going somewhere unfamiliar.
39. Do you believe ignorance is bliss? Of course.
40. What’s your biggest fear? Definitely death of a loved one.
41. Do you have any phobias? Not that I know of!
42. Have you ever met any celebrities? I met Hawthorne Heights back in my teens, and I’ve met Sasha Cohen and Todd Eldridge which was cool when I was skating.

I am so happy to have came across BeautyWithP so that I could complete another fun questionnaire! Thanks, girl! How would you answer some of the above questions? Do you have any questions for me? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Learn To Live For Today And Plan For Tomorrow

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Learn To Live For Today And Plan For Tomorrow

We all walk a fine line with our finances. We don’t want to spend our time doing nothing, we want to enjoy ourselves and experience life’s little luxuries from trips away to fun purchases. If you constantly favor saving over spending, you’re going to have a pretty boring life. At the same time, though, we have to prepare for tomorrow. We need to think about making sure that we are going to be financially secure ten days, ten months, or even ten years from now.

It seems that we are under constant pressure to plan for tomorrow. Just look at the housing market. As soon as you hit your twenties, there will be people around you, telling you to buy a home. A home gives you some form of financial security sure, but it also ties down your finances. Now, for years, you’ll need to fit in mortgage repayments into your budget. These can be incredibly expensive and will make paying for those luxuries that you love just that little bit harder. As such, it might be wise to not buy a home until you have the income where you can easily cover this cost and still live a full life. Or, simply prepare to accept the fact that, at least for a short time, you won’t be able to afford those fancy trips or that new car. You can learn more about whether you can afford to buy property on www.cnbc.com.

The lesson here, is that it’s a balancing act. It’s about balancing what you need with what you want. It’s about balancing what you must spend with what you’d love to purchase. It’s about planning for the future while still enjoying the present so that one day you’ll be able to look back at the past with no regrets. So, let’s explore some of the ways you can do this, and we can start by thinking about budgeting:

How Should You Budget?

Budgeting is actually easier than a lot of people realize. You need to start by working out exactly what you make per month. This is the total amount you have to play with, and it should include all of your incomes. So, if you have a side hustle, make sure that this is counted. Unless you would rather see that as extra money.

Don’t forget about cryptocurrency too, which certainly counts towards your income. More and more people are turning to bitcoin and the like to make more money. Does the concept of cryptocurrency go over your head? You’re not alone! Check out this Reddit best cryptocurrency guide to learn more about cryptocurrency exchanges.

Then, subtract all of the costs that you are aware of. This includes bills, rent, mortgage repayments as well as an average food cost. So, you might budget fifty a week or more for food. Now, the amount you have left should be halved. Half of this must go into savings. Set yourself a goal to save each month and put this as a direct debit on your account. Just like a tax, it will leave your account at the end of each month. This cuts out the choice of hanging onto it and spending it. Congratulations, you’ve just made a smart choice on how to prepare for your future.

The other money you can spend however you like. Put it towards your holiday, use it for presents or nights out. Maybe an evening at the casino or playing online games at home with friends? Learning how progressive jackpots work can most definitely help to increase your spending money!

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Budgeting is key!

Play With The Numbers:

This is where you need to start cutting costs on things that you need so you can afford things you want. An example of this would be something like energy bills. We all have to pay energy bills, but they should be more manageable if you can go a little more green. Make changes to your home to save energy, and you’ll have a little extra to spend each month. It won’t be much, but it will make a difference. Since you have already set a target, add that to your spending budget for now.

You can also think about boosting your income. What you’re looking for here is a passive income. There’s no point in taking on a second income to enjoy your spare time if you’re going to end up with no time to spare. There are various options for passive incomes from the stock market to property or even looking into cryptocurrency. Research a few and find out which one will benefit and suit you the most. There are plenty of resources available for gaining a better understanding of cryptocurrency like how to YouTube videos or step by step websites. Comprehensive guides can be most helpful and sites of those from local experts or bitcoin trader deutschland will give you a run through of how cryptocurrency works.

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Preparing For Disaster:

Of course, your budget is based on your income. Any hit to your income will kill both your spending budget and your savings. Worse still, it might mean that you have to use your savings to cover expenses that you can no longer afford. You can see how this would be an issue. Suddenly, you don’t have any money in your account for the future. This is where great budgeting advice that is found on www.lifehacker.com comes in handy. But how do you handle this situation?

You have to prepare for any disaster that can be foreseen. You’re probably thinking, wait a minute – unexpected costs can’t be foreseen. That’s why they’re unexpected. It’s not true. You might not expect to develop a disability, but you can forsee that it’s a possibility so you should plan for it. Anyone could develop a disability. You might be involved in a car accident, you could fall at work, or it may even develop due to biological causes. Since it could happen, you should plan for it. According to www.insurestat.com, doctors should definitely do this because anyone working in the medical field who develops a disability will probably be unable to work. As such, they should protect their income. You can protect your income with disability insurance and guarantee that you are always on roughly the same level of pay. Regardless of whether you can work or not.

This isn’t the only disaster you need to prepare for. You have to consider the worst-case scenarios that could impact your finances. Medical bills, for instance, are one of the greatest causes of debt in the USA today. You can plan for this by buying into the right health coverage plan that provides everything you might need.

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Insurance is a must.

Don’t Always Wait For Tomorrow:

Tomorrow doesn’t always come. Or rather, you can miss too many tomorrow’s and before you know it you’ve run out of time to do what you want. This may sound morbid, but you could die tomorrow. So, you might constantly be putting off that holiday to a point where you can easily afford it and when you’ll still have savings. But what if that day never comes? Most people do live their lives on an average, basic income. They never reach that 100K a year paycheck, and yes you can wait until retirement and use your 401K. But, after you’ve retired, you might not have the energy or the health to do everything you wanted. Don’t let life pass you by while you wait around for the right moment to do something.

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 #justdoit

Live For What You Love:

Finally, you need to make sure that you’re not spending your hard earned money on things that you don’t want and that you don’t need. This happens all of the time. We’ve already mentioned one example, and that’s property. Buying a home can be right for some people. But, if you are still moving around and haven’t settled, it’s just a waste of money and adds plenty of stress to your life that you don’t need. Instead, you should continue to rent. While it might be dead money, it can be far cheaper than purchasing a home that you may never pay off.

Ultimately, you have to live your life in a way that makes sense for you and financial purchases should be part of that decision. Some people spend their whole life traveling around the world, work by freelancing, and never once think about settling down into a comfortable routine. This site, www.justonewayticket.com, has some great advice on spending your life traveling. Could this be the lifestyle of your dreams? Perhaps! And as long as you have a plan for tomorrow, you can live however you want to today.

time5

#goals

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