Tag Archives: education

Can I Trust My College With My Student Loans?

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Can I Trust My College With My Student Loans?

Congrats! You’re going to college. All of those years of studying hard and living at home have finally paid off. Within a couple of months, the bags and boxes will be full and you’ll be ready to meet your roommate. What a time to be alive (lol). Well, it is as long as you make it that far. If there is one thing that we know about higher education, it’s the price. According to The Economist, the average student loan debt is $37,172. It doesn’t matter how many weekend jobs you have because you ain’t going to save that money.

So, this is where the government comes in handy and finally pulls its weight and lends you the money. And, you gladly hand it over to the college of your choice without a second thought. Wait a minute, though. What if that was a mistake? These are the signs that you can trust a college with your student loan, because things can go south very quickly:

Retail Price:

Career coaches won’t tell you to do this, but what’s the point of being a teenager if you aren’t going to rebel (YOLO.)? Think of a college like property. Before you make an offer, the savvy thing to do is check the prices throughout the neighborhood. That way, no one gets conned over the price. Universities are the same because they will try and charge extra for a course which is no different to its competitors. They might have an “excuse”, but it has to be a good one. As a rule, the majority of the courses throughout the major colleges are the same, barring a feature or two. An establishment that is trying to milk you for as much as possible isn’t a trustworthy one.

The Paper Trail:

The foundations of a con doesn’t change from the bottom to the very top. Whether you’re dealing with a petty criminal or a rogue college, they all require trust. Not to be cynical, but keep your cards close to your chest. Again, not something a counselor would advocate, yet an important piece of advice, nonetheless. Fake unis and colleges attempting to improve their bottom line act like butter wouldn’t melt. So, the idea of education fraud doesn’t even appear on a potential student’s radar, not unless it’s on Call of Duty. However, it’s a problem which is impacting the school systems around the world. The good news, is that a receipt of payment is a simple fix. I know you wanted something a bit more James Bondish, but there are no fancy gadgets here. Nope, it’s just a piece of paper with the time, date, and a total amount.

Their Reputation:

Universities aren’t exempt from the rumor mill. Whether it’s Oxford and Harvard or a community college, campus gossip is something that you shouldn’t always take with a grain of salt. There will always be rumors and experiences from previous students. If you hear anything that sounds sketchy in the murky underworld that is higher education, don’t be afraid to investigate. A little piece of gossip can be the difference between tens of thousands of good debt, and a fraud case.

Keep in mind that all colleges aren’t the beacon of morality of which they claim. Some are dishonest and unreliable, plain and simple. Do your research, because your student loans are going to impact you until you finally pay them off.

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Why It Is Never Too Late For School

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Why It Is Never Too Late For School

The initial decision to forgo post-secondary education does not have to spell doom for your aspirations in the long term. Of course, having a day job, family, and other obligations makes it hard for people to fit college into the picture. However, where there is a will, there is certainly a way. Do not let anything weigh you down and inhibit your dreams. You are not alone, either, as an increasing number of people are giving academic life another chance. No matter what stage of life you are in do not rule out school just yet: Education has no expiration date.

Getting back on track:

Fear and uncertainty are perhaps two of the most common factors that hold people back. Yes, studying is a huge commitment, but it does not matter that you didn’t start right away. It is much better to make your way to the finish line late than never. Moreover, being an independent adult can have its advantages. In all likelihood, you are in a better position to bear the financial burden of education and fund the studies. It might be possible to even entice your employer to cover the costs.

The list of reasons to go to the party late goes on. Nowadays, with advances in modern technology, you have more options than ever before. A vast ocean of information and education resources lies right at your fingertips. You have a chance to take advantage of online lessons, tutorials, and courses. Even prime, world-renowned universities offer such opportunities to people across the globe. If classes online or in person make you nervous, you can also always hire a private tutor to play it safe and sound.

Do not miss a thing:

Furthermore, many successful professionals have that sense of reaching a point where just focusing on the career does not cut it. After all, college graduates tend to have a higher income and access to better career opportunities compared to those without a degree. Most employers seek individuals who are well-qualified and possess expertise in a certain field. What is more, the pay gap is only getting bigger and bigger.

Getting into college is also a great way to expand your skill list. Critical thinking, analytical capability, problem-solving, community service – all of which look amazing on your resume. These skills enable you to set yourself apart from the crowd in the job market, land a promotion, and get a foot in the door. It also helps that you network with colleagues and professors. Thus, with a degree, older workers find it much easier to compete with the ambitions of a digital generation.

But, greater financial stability is not the only reason to consider school. Namely, years of intensive learning and research are no cakewalk, but studying can be a pleasurable and fulfilling experience. You are also able to gain a sense of self-validation and actualization as you meet loads of new people and soak in new ideas and knowledge. Your brain enters full-swing mode and you feel the inner curiosity being awakened. It is (Almost!) always preferable to give school the old college try than to deal with constantly feeling like you’re missing out.

Give it a go:

Furthering your education could be the driving force behind a positive change. So, if you feel higher education is right for you, show initiative and perseverance and do not shy away from taking the plunge. Pave your own path to success and do not just let the chips fall where they may. Improve your employability and advance up the career ladder quicker. As you embark on the journey of self-empowerment and personal growth, you will witness the benefits spilling over to all areas of life.

As someone who went to college later, I can testify to all of the above. But, of course, college is not always right for everyone – and that’s okay!! The option is there, and it is up to you to see how it fits (or doesn’t) in your lifestyle.

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5 Golden Rules For Freshman College Students

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5 Golden Rules For Freshman College Students

It’s that time of year when thousands of fresh-faced, wide-eyed students find themselves in an unfamiliar environment: a college campus. For the best part of the first few weeks, this will have been nothing but one dizzying blur of names, new buildings, streets, and fiddling with a laundry machine to get the blasted thing to work. Now that the whirlwind has passed, it’s time to start getting serious (Well, a little). Below, we take a look at those five golden rules which will ensure that your college experience is as awesome as you are.:

Get Your Money Sorted:

Sorry people, we hate to break it to you, but you’re broke. Maybe not totally broke, but you’re not exactly flush for cash and, as such, you’re going to spend more time than you’d like counting pennies and familiarizing yourself with the less quality toilet paper. To avoid financial problems later on down the line, create a budget. It’s simple: after rent, and other important things have been subtracted, divide all of the money that you have by the number of months it needs to last. Then, do as Charles Dickens did and use only the amount of money you’re able to spend every day. Easy-ish!

Learn To Fit Everything In:

Now, let’s see. You have classes, assignments, activities, social groups, sports games, and TV shows to catch up on. Sounds like a lot, doesn’t it? That’s because it is. You won’t be able to do everything unless you’re taking steps to make sure that your body can handle it. Keep a can of Monster Energy nearby during studying and classes to be at your peak level of focus. Learn how to say no to social invitations and, if you’re going to skip anything, then make it the sports game, not class!

Don’t Forget The Homies:

You’ve emerged as a beautiful butterfly on campus, but remember those days when you were just a caterpillar? That world still exists, and you’d be foolish to turn your back on it just because you have new and exciting things to occupy your time with. Your friends and family back home will continue to be the best support network you have, even if they’re hundreds of miles away. Try to visit as often as you can, and make sure that not too much time is passing in between phone calls.

Try New Things:

It sounds like a cliche, but there will never be a better opportunity to try as many new things as you wish in college. See something that you’re even vaguely interested in? Try it. What’s the worst that can happen? A half hour wasted at a club which you thought would be fascinating? You might just stumble upon something you love.

Don’t Worry So Much:

There’s a lot of pressure and anxiety present in first-year students, but if we could plead with you to do just one thing, it would be: don’t worry so much. Remember that no one really knows what they’re doing, so act like you have confidence and hey, you probably will! Now have fun!

Freshman year at college can be a blast, if you let it be. Of course, keep your grades up and study hard – but you have a whole new world to explore on campus. Now get to it!

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Essential Tips For College Seniors

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Essential Tips For College Seniors

While everyone is talking about the basic checklist for your first year in college, they seem to forget that we need it even more by our final year. The first-year students always seem to have their first year on campus soundly figured out. The rest of us, on the other hand, face a turbulent time of final exams and the prospects of unemployment.

College seniors need good advice now more than ever, so here it is; your go-to-guide for acing your final year in college, graduating with grace, and increasing your chances on the job market:

Finish Strong:

Some of us have the untimely habit of starting off with great energy before slacking off as we approach the finish line. The final year of college is no exception to this, and those who manage to keep their motivation up may be able to graduate with excellent grades – or at least mediocre ones.

While you may be focusing on the job market at the moment and thinking more about the future than the present, in general, you need to manage the balancing act of keeping one foot on both sides. Check out forbes.com, as well, for some tips on landing your dream job.

Sure, it’s vital that you research the market and figure out the kind of company that you’d like to work for. BUT – college isn’t over yet. Keep the good habits up, focus on achieving, and remember that you don’t have to plan every detail of your future quite yet.

Plan A Little:

At some point, it will inevitably strike you that you’re done with college in nine or ten months. What now? Depending on your field of study, the final year is usually laid out for you to land a relevant job as soon as possible. Take advantage of the offers and guidance on campus, attend those seminars, and work on expanding your network. When graduation is over with, you’ll be happy to have as many contacts as possible.

Feeling slightly stressed about the future is perfectly normal, by the way, so remember that you’re not alone in all of this. We’re all wondering where to go next and questioning yourself too much will only make you feel overwhelmed and unable to focus on your studies.

Remember To Breathe:

If you forget to take care of yourself this year, you’re not going to perform as well as you had hoped. An amount of exams, assignments, questions from family members on what your next plan is, and whether or not you’re going to marry your SO after graduation, will lead to stress. This again leads to sleepless nights, binge-eating, and hiding from the world with Netflix and your pajamas, wishing you were just out of high school again when everyone expected you to mess up.

It’s alright; we all have it like this, and the best thing that you can do is to keep balance. Wake up at the same time every morning, keep a healthy lifestyle, and swap out that old mattress once and for all by having a look at mattress.review. It will help you through those sleepless nights so that you can wake up refreshed and ready to tackle the next exam.

You don’t have to have it all figured out by graduation, and it’s impossible to say what your life will look like in a few years. Maybe you get married, move to another country, or decide to raise a bunch of children rather than focusing on your career – it’s nothing to worry about right now. Think about your exams, plan for success, and the rest will come as it should.

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Effective Ways To Stop Cramming And Study Properly

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Effective Ways To Stop Cramming And Study Properly

We’ve all been there at some point in our lives. We turn our heads to look at the clock and notice it’s 11 PM. Our exams are tomorrow and we’ve still got a couple of pages to go. The next thing you know, you’ve started chatting with friends and listening to music, oblivious that the clock is ticking and so is your deadline. Next thing you know, it’s 3 AM and your exams start in less than 6 hours and you’ve not gone through a single page. All of the things you learned are suddenly gone and you start to panic. Freaking YIKES! Should you have a cram sesh ASAP? NO, because:

Cram Studying Doesn’t Work Anymore

You’ve probably tried to cram your study into a single night before and you’ve probably tried your best to get it to work. Perhaps it’s successful and you swear by cram studying from there on, but here’s actually what happens when you do that and why cramming doesn’t work very well:

  • Your brain doesn’t remember everything on the page, only specific things. Think of cramming as a glorified way of skimming through a text or page; you’ll pick up a few things, but without learning the entire subject or section it’s going to be hazy.
  • You only remember specific things because of how your memory works. However, all you’re doing is remember certain bits of information and pictures—you haven’t actually learned anything. When the time comes to recall that information, you’re going to be completely oblivious to it.
  • Cramming isn’t actually studying or learning, it’s just a way to remember things for a short amount of time. If you’re serious about a subject, cramming won’t help you learn.

So how do I become a better studier, you might ask? Like this:

Effective Ways to Study and Learn Properly

Now that we’ve established what cramming actually does, let’s look at real ways to study:

Ask yourself if you love the subject you’re studying: If you don’t actually enjoy the subject that you’re studying, then you’re going to have a hard time learning anything. If possible, question yourself if you want to study the subject on a long-term basis. If you don’t, then consider switching that subject out for something else.

Break up a subject into easy-to-digest parts: Trying to take on too much information is a bad idea. Learn a section, take a break, quiz yourself, then move on to the next. You want to try and break up a subject into small parts so that it’s much easier to work on and comprehend.

Test yourself with flashcards and quizzes: As mentioned above, quizzing yourself is a fantastic way to recall things and test yourself. Try creating some study flashcards and testing yourself after each section that you study.

Improve your focus: There are many ways to improve your focus. First, start by removing any distractions and put on some relaxing music with no lyrics. Then, consider looking for the best Nootropic stack for studying. Supplements are designed to assist you with various things in life, and studying and improving concentration is no exception.

Get enough sleep: If you aren’t well-rested, then your mind is going to have a hard time focusing. Try and get enough sleep so that your brain is prepared for any upcoming homework challenges.

Take regular breaks, but don’t procrastinate: It’s important to take a proper study break to let your mind cool down between topics and suggestions. If you have to, take an entire day off when it’s close to your exam to give yourself time to rejuvenate and relax.

Hopefully, these tips have given you some insight on how you can improve your studying. Cramming doesn’t work as well as actual studying, so try and practice some new study methods if you’re serious about your schooling!

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Dear College Self,

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Dear College Self,

Hey everyone and happy Thursday! As a fairly recent college grad (Winter of 2016, baby!), I find myself missing my Alma Mater constantly. Cuyahoga Community College, AKA Tri-C, is where I obtained my Associate of Arts and I am so thankful for all of the wonderful teachers that I encountered who helped me achieve graduating Magna Cum Laude (woo!). And the students weren’t so bad, either! I am always playing around with the idea of going back to school because I loved it so much but there are definitely some things that I would do differently this time around if I go back for my Associate of Science in the future – like the following:

Dear College Self,

First, let me repeat for the millionth time that there is no shame in waiting to go to school like I did. Thanks to my two year hiatus after high school, I was able to build up my bank account while climbing the corporate ladder at my job. I also realized after a four year stint at the same place that working in the mall for the rest of my life definitely isn’t for me (Not that there’s anything wrong with that.)!

After feeling unbearably stuck in life and at work, I decided to take a huge leap of faith and started classes at Tri-C as well as creating lifewithlilred. And you know what? College wasn’t as bad as I thought it would be! And by “wasn’t as bad”, I mean it really wasn’t bad at all. Being in a classroom, whether it be in real life or online, was definitely a change of pace but it was a welcomed one. Using my brain to solve adult problems felt so good after years of monotony and a zest for learning, which was nonexistent in high school, seemed to appear over night. Like I said, it was an exciting change of pace!

Despite an overwhelmingly amazing college experience, there are always things that you wish you would have done differently. Starting college a little later in the game made me hesitant to try new things on campus. Different clubs, events, and programs were constantly going on throughout the week and I never made one cameo appearance at any of them. The sad thing is, is that Tri-C is a place for people of literally all ages (from 16 to 90!), and my discomfort in my situation never allowed me to fully embrace what a unique community that Tri-C is. This is definitely something that needs to change when I eventually go back for my Associate of Science and I am committed to becoming more involved during my next go around.

And, of course, this is the generic “what I wish I did differently response” but I really do wish that my college self would have studied just a little bit harder. Not really knowing about graduating with honors until the literal day of graduation was a mistake on my part. How does someone not know about the world of Cum Laude if they’re in college? Lol, I’m not sure. Probably because even when I started classes at Tri-C, I wasn’t focused on the end goal and that was another major mistake. Had I known that I was devastatingly close to graduating Summa Cum Laude, I would have pushed and applied myself way harder to achieve that honor. But hey, there’s always next time – right?!

Although there are things that I wish I could redo about my college experience, I still graduated with flying colors and finally took an interest in becoming a more educated and well rounded individual. That makes me incredibly proud of my college self and I’m looking forward to applying an even more studious and adventurous spirit to college life if I go back to school again.

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What advice would you give to your college self? What would your advice be to college students right now? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Things to Consider Before Choosing a Healthcare Career

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Things to Consider Before Choosing a Healthcare Career

For people who want to help others in their job, a career in healthcare may seem like the ideal option. If you have never worked in this type of job before, there is a lot to consider before you dive in at the deep end. First, it is a path that requires a great deal of commitment, and it is likely that you will need specific qualifications depending on the area in which you want to work. However, that doesn’t mean that it isn’t accessible for a high number of people.

Like any field of work, healthcare has its ups and downs and you will want to do as much research as you can before you decide that this is the path that you want to go down. However, people who go into this field often find that it is one that is personally rewarding. So, let’s look at a few things that you will want to consider before you definitely decide on a career in healthcare:

Ask Yourself About Your Motivations: Like any career path you decide to go down, you should ask yourself about your motivations in wanting to pursue this particular field. Is helping people your number one ambition? Are you motivated by the financial rewards? Do you want to work in a job that is fast-moving? You then need to think about how strong your motivations are. The likelihood is, is that the healthcare career that you pick will require a great deal of commitment and working long hours that are often changeable. It is not the kind of career that you want to enter lightly. And you should also think twice if it is someone else who is pushing you to go down this particular road. Remember, that you are the one who will be devoting a big part of your life to this career, so you want to make sure that your motivations are your own rather than coming from someone else.

The motivation to help other people is one of the top factors that drives people into this area. If you have a great sense of empathy and a desire to help people through difficult situations, you may be ideally suited to this area. Patience is certainly a virtue in this field, as you will be working with a whole range of people, some of whom are going to be very challenging. The ability to demonstrate good communication skills is another useful skill to possess, as you will often have to be explaining certain procedures or situations to people. It also helps to be a good listener so people feel comfortable with telling you their particular concerns.

Which Specific Role Appeals to You? Of course, doctors and nurses tend to draw all of the headlines when you are looking at careers in the healthcare field, but there are an infinite amount of options that are out there. Within each medical specialty, there are jobs available that suit different levels of education and experience. You will obviously require specific training regardless of which job you go for, but you may be surprised to discover what is within your reach. It is worth reading different articles online and looking at job boards to read through their specifications. There are many specialist job sites such as https://www.staffnurse.com/jrp-dental-nurse that display some of the different options out there. Like anything in life, it pays to do as much research as you can.

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^^^ Healthcare essentials

Look at Education/Training Options: When you consider going into a career in healthcare, you have to think about the education and training that goes into it, as well. You will be well aware that it takes several years to become a doctor, so this is a big commitment to make before you actually enter the career in the first place. You need to think about how you would finance your education if you did go down this route. However, a lot of healthcare career options include training that can be done while you are on the job. So, you may need to compromise on your chosen career path if you simply don’t have the time or funds to invest in a long training period. But this doesn’t mean that you can’t find a job that is as equally fulfilling and rewarding.

Do Your Skills and Strengths Fit in the Sector? Everyone has their own specific set of skills and strengths that they bring to every new job role. Before you opt for this particular sector, you need to be confident that your own skills match up. There are a few common attributes that are required by most healthcare professionals. To start off with, you will need excellent interpersonal and communication skills. Many of these jobs involve communicating with patients who are in a vulnerable situation, and even those that are not directly patient-facing will probably require you to work as part of a team. As well as this, you will also need a strong work ethic as many of these jobs are especially demanding. And having that sense of calm when faced with high pressure situations will also stand you in good stead. Another positive quality that it will help you to possess is the desire to continually learn new things. The healthcare field is one that is always adapting and changing, so keeping track of developments and making sure that you are up to date is essential.

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Consider Your Working Environment: Working in the field of healthcare doesn’t necessarily mean that you will be in a hospital. You may work in a doctor’s office, a dentist’s surgery, a school, or even in people’s homes if you are working as a personal carer. Think about how your working environment will affect your particular career path. There may be more opportunities in a hospital but this kind of busy and often chaotic atmosphere may not suit you as a person. Don’t forget that your working environment plays a big role in your job as a whole.

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Could you see yourself working there?

Think About Your Personal Situation: As we have already mentioned briefly, a career in healthcare is likely to impact your personal life. Many of these jobs require you to work in different shift patterns and you also may have to put in long hours. This is not the case for all of these types of jobs, but you want to make sure that you are fully aware of the level of commitment that you are putting in before you go into any particular job role. It all depends on what your personal situation is currently like and what sort of sacrifices you are willing to make in order to achieve your ambitions.

Like any career path, healthcare is not for everyone. But the people who enjoy success in this area find that it is an extremely rewarding way to spend your working life.     

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