Category Archives: For Your Information

Blog Maintenance Tips & Tricks

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Blog Maintenance Tips & Tricks

Hiii everyone and TGIF! While I was sick AF a few weeks ago, I found myself worrying a lot about my blog, because I was not well enough to take care of daily maintenance. But, upon returning back to a healthy state of being, I found that I didn’t have anything to worry about, because I have a few tricks up my sleeve. Daily blog maintenance is so important, even when you can’t do it daily. How is that possible? I’m going to show you how:

Prewrite, Please:

You might notice on lifewithlilred that all of my posts are published at midnight every night. That’s compliments of prewriting. At one time, I normally have three to four posts scheduled so that I don’t have to worry about three to four days of writing. That’s why, when I was sick, I could breathe a sigh of relief because I had articles on backstock being published every day. This is the perfect solution for those who don’t have the time to write daily, but might have a free evening to knock out several posts in one sitting.

But, where do you get ideas for multiple posts at once? So glad you asked, because this leads me to my next tip:

Take Notes:

This sounds so basic, I know. But, damnit, if it isn’t the most valuable tip on here. How do I get so many things to prewrite about? Because I take notes on anything and everything for inspiration for future posts. Even if I just need a reminder to write about something the following day, I make note of it, because god knows how easy it is to forget an important memo in one days’ time. My notes range from writing about a new pair of shoes that I just bought to taking pictures next time I go on a hike in one of Ohio’s amazing Metro Parks. Reviewing my notes gives me ample inspo to create daily posts, which is something that is important to me for lifewithlilred.

Create Goals:

This ties into the last sentence of Taking Notes. Creating goals for yourself and things that are important to you for your page definitely can help keep you on track. What’s important to you for your page might be different than anyone else, but that’s part of what makes your blog unique. My goals for my page are to maintain daily posts and to log on at least once per day to interact with my readers in the comments. Once you identify what is important to you when it comes to blogging, every thing else just falls into place.

What are some of your goals for your page? What are some of your tips and tricks when it comes to blogging? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

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The Magic Of Koselig

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The Magic Of Koselig

Hi everyone and welcome to a guest post brought to you by my friend, Christina, over at Stiina Marie! As a reader of my page, Christina knows that I have a fondness for learning new languages and, today, she is going to teach all of us about the Norwegian term called “koselig”. Read on to find out more!

The Magic Of Koselig

Warm light from candles, a cold breeze, and rustling leaves as you scoop up some stew your friend just made. You take a sip of some beer and talk with your friends about everything and anything. A fire is lit and you hang out well into the night. You get drunk, forgetting that the weather is not so great – or is it? This is Norwegian Koselig.

The more popular sister to Koselig is Hygge from Denmark.“While there’s no one English word to describe hygge, several can be used interchangeably to describe the idea of hygge such as coziness, charm, happiness, contentedness, security, familiarity, comfort, reassurance, kinship, and simpleness” says hyggehouse.com. Let’s describe it better in pictures:

koseligkoselig1koselig2koselig3koselig4

Thank you lifewithlilred for allowing me to post about my beloved Norway! Learn more about me and my new life in Norway by following my blog: Stiina Marie. Next time we will learn Koselig words in Norwegian! Any questions? Comment below!

Is there a word or phrase in your country similar to koselig? What is fall like in your country? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

 

All Autumn Everything Guest Bloggers Series Reminder

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All Autumn Everything Guest Bloggers Series Reminder

Hello!! I just wanted to send out a friendly reminder that guest bloggers for my All Autumn Everything series are still welcome to participate! If you want to be featured on my page for the day with a fall themed post, do email me at sarah.mush6794@gmail.com with some ideas. It will be a fall fiesta and a lot of fun so don’t be afraid to reach out! 🙂

All Autumn Everything Guest Bloggers Series

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All Autumn Everything Guest Bloggers Series

lifewithlilred

Hello everyone and happy weekend! With the fall season fast approaching, it seems like the perfect time to make a call for action for lifewithlilred’s All Autumn Everything Guest Bloggers Series! All are welcome to participate in this autumn extravaganza and if you are interested in being featured on my page, then please contact me at sarah.mush6794@gmail.com with your information and your topic ideas for a post.

These guest posts can range from fall fashion and favorite cold weather recipes to DIY crafts and autumn inspired eye makeup. I am not picky, so feel free to bring me any and all ideas and I can’t wait to hear from all of you soon! Much love. -Sarah

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All Autumn Everything Guest Bloggers Series

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All Autumn Everything Guest Bloggers Series

Hello everyone and happy weekend! With the fall season fast approaching, it seems like the perfect time to make a call for action for lifewithlilred’s All Autumn Everything Guest Bloggers Series! All are welcome to participate in this autumn extravaganza and if you are interested in being featured on my page, then please contact me at sarah.mush6794@gmail.com with your information and your topic ideas for a post.

These guest posts can range from fall fashion and favorite cold weather recipes to DIY crafts and autumn inspired eye makeup. I am not picky, so feel free to bring me any and all ideas and I can’t wait to hear from all of you soon! Much love. -Sarah

Making Big Purchases Possible Even If You Are In Debt

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Making Big Purchases Possible Even If You Are In Debt

In late 2017, Americans had an all-time high outstanding debt total of $13.1 trillion. Experts also estimate that “student loan balances soared by 146%” in the last 10 years, and that roughly 80% of Americans are in debt. If you are one of the millions of people who find themselves under a mountain of student loan, credit card, or personal loan debt, you’re not alone. As a result of the level of debt that most individuals carry, many are delaying the process of making big life purchases (e.g. homes, cars). However, there are many instances in which big purchases are not completely avoidable.

Need to make a big purchase while in debt? Explore three expert strategies to make your goals a reality:

Figure out where your money is going:

Having a large amount of debt doesn’t mean that you can’t make big purchases. Although you have to be more strategic in your approach, there is almost always a way to find the funds you need. The first (and most crucial) step that you should take, is to find out where your money is going. In other words, it’s time to create a budget (if you haven’t done so already). One study recently revealed that “only 41% of Americans use a budget.” While many people see a budget as something that is restrictive, it will actually show you how much money you have leftover after paying your bills. This enables you to know how much money you have to put aside toward your big purchase.

Make a savings plan (if possible):

The best strategy for making a big purchase while in debt is to not add more of it. Rather than applying for another credit card or loan right away, see what you can do to save up for the item that you need. Since you’ve already made a budget, you should know exactly how much you can set aside each week. If your finances and timing allow, create a savings goal and an estimated date for when you plan to reasonably reach that milestone. Depending on the urgency of the big purchase you’ll be making, see how long you can go without in order to avoid further debt.

Quickly clean up your credit if you will need financing:

Need to make a big purchase right away? Whether you have to find a replacement car or appliance, you may not be able to pay off all of your existing debt before going into more debt. What should you do if this is the case? Prior to making the purchase, do whatever you can to quickly clean up your credit. Experts recommend paying down your revolving credit balances as much as possible, looking for and disputing any errors on your credit report, and continuing to make all payments on time. Any boost to your credit score (and reduction of your current debt) will give you the best chance of getting approved for a new loan, and for receiving a low interest rate.

Although it can seem daunting, making a big purchase while in debt is possible. Utilizing the tips listed above will help you reduce the impact to your current financial situation, and assist you in achieving your goal.

Featured Image By: Unsplash

How To Borrow Money For Home Improvements

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How To Borrow Money For Home Improvements

Giving your home a makeover can be incredibly expensive and, if you don’t have the cash in the bank, you might have to make do with it as it is. But, making improvements to your home is an investment, because it increases the value of the house and you’ll get that money back if you eventually decide to sell it. That’s why it’s not a bad idea to borrow money to make those changes around the house. However, you’ve got to be careful, because if you don’t borrow sensibly, you could end up in serious financial trouble. If you want to invest in your home and make some improvements, here’s how to safely borrow the money to do it:

Sort Your Credit:

Your credit score tells lenders how sensible you are with your money and they’ll use it to decide on the interest rate that they’re willing to offer you on a loan, if they’re willing to give you one at all. If you’ve got a poor credit score, you’re going to be paying a lot more to borrow money. That’s why you need to sort out your credit score before you try to find a loan to make home improvements.

Request a credit report and look over it carefully. Often, there are mistakes on there and you’ll be unfairly penalized. If you think that might be the case, you can dispute credit report mistakes and have them changed. Once you’ve got an accurate credit score, you can start taking steps to change it. Cut back on your spending and clear any debts that you’ve got. Then, you need to get a credit card and start making purchases, while making sure to pay it off immediately. This will show that you’re trustworthy and help you to start building your credit score again.

Personal Loans:

Getting a personal loan is one avenue for borrowing money. You can go to the bank and borrow the money from them. The amount that you’ll get and the interest rate will depend on your credit score so the first step is important. You’re not likely to get as much as if you borrow through other avenues, so you’ll have to make those improvements on a budget. Before you sign anything, shop around a bit and find the best deals. You should also be careful about the amount that you’re borrowing. Only agree to borrow an amount that you can comfortably pay back so that you don’t get into financial trouble.

Borrow Against The House:

Personal loans are fine, but you might be better off borrowing money against the house itself. The benefit of doing it that way, is that you’ll probably get more money and, because you’ve put the house up as collateral, the interest rate isn’t going to be as high as a personal loan. However, there is an element of risk involved. If you’re increasing your mortgage, then you’re more likely to default on the payments and risk losing your house. Just like with personal loans, make sure that you’re only borrowing what you can afford.

Follow these rules and you’ll be able to borrow the money to get all of the home improvements that you need done!

Featured Image By: Pxhere