Tag Archives: ballin on a budget

Reduce Your Bills With A More Energy Efficient Home

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Reduce Your Bills With A More Energy Efficient Home

Household expenses are continuing to rise, all thanks to inflation. Many individuals and families are being forced to look for savings to stop their expenses from getting out of control – which is often easier said than done. Making your home more energy efficient is a great way to help you reduce your bills, and can help you develop less wasteful habits too. Making a few small changes could add up to big savings, and teach you some things about your energy use. Take a look at some of the best and most effective ways to reduce your energy bills:

Turn off your lights and appliances when they’re not in use:

It’s easy to leave your lights on in another room or keep your TV on standby throughout the night, but these things and various other habits can add unnecessary costs to your energy bill. Being better at turning things off or pulling the plug can make a big difference in your energy use. While it’s easy to forget to do these things, you’ll soon see a noticeable difference in your energy use if you make it a habit.

Make your home a smart home:

Another way to manage things like your lighting and heating is to make your home smarter. Smart home devices can make it easier to control your home so you can control what you spend on energy. From dimming the lights with the sound of your voice to shutting off the heating when nobody is home, a smarter home can help you take a much more economical approach to your energy spending. Adding smart technology is also one of the ways you can increase the value of your home, making it more modern and appealing for potential buyers in the future.

Upgrade your windows:

Better insulation can make your home more energy efficient. This is because newer windows are better at keeping the heat in your home, meaning you could reduce how much heating you use throughout the colder months. Explore local energy-efficient window installation companies to help you find someone to replace your windows. New windows can make a huge difference to your home, helping to make it warmer and more modern if you choose contemporary frames.

Consider changes to your heating system:

Older heating systems can use a lot more energy than newer systems, which are designed with energy efficiency in mind. Choosing a different type of home heating system can reduce your bills, and make your home warmer or cooler where needed. It’s also important to maintain your heating system regularly to ensure it’s not using excessive energy to compensate for poor performance caused by a fault.

Making your home more energy efficient can future-proof your home while reducing your bills in the process. Look at your current usage rates and set targets to bring them down. You’ll be amazed at the difference and can feel proud of your efforts to reduce your energy bills!

Featured Image By: Unsplash

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Bath & Body Works March Freebies

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Bath & Body Works March Freebies

Hello!! Is it just me or have the Bath & Body Works coupons in the mail gotten so much better? This past week, I received a coupon packet for a free travel size item, a free full size item, and twenty-five percent off a purchase. They could not have come at a more perfect time because I needed to restock my hand soap supply (Peep that haul tomorrow!) and pick out a few prezzies for upcoming birthdays. In total, I got FIFTEEN items for just forty dollars and it was awesome! Take a look at the freebies that I selected, which totaled to almost twenty-four dollars in product:

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For the longest time, a free travel size coupon from B&BW was limited to a lotion or shower gel because that was basically all that was available. However, this past year, B&BW upped their add on game considerably with mini fragrance sprays, hand creams, and bar soap. When I learned that these other items were up for grabs with a coupon, my mind was blown and I decided to go for a fragrance.

While I do have my tried and true full size sprays, I thought that it would be nice to change things up without committing to a scent in its entirety. B&BW recently released several new fragrance lines for spring and I chose the Golden Mango Lagoon. Normally, Johnny is a fan of the tropical scents and I prefer fruity and tart, but the Golden Mango was too nice to pass up. It seriously smells like a day at the beach and freshly sliced mango and it will be a perfect summertime fragrance. In fact, I liked it so much that I got a similarly scented hand soap too.

For my full size freebie, I opted for a shower gel because I recently purchased a few new lotions and will be set for a while. I was instantly drawn to the pretty robin’s egg blue and red packaging of Poppy and wasn’t expecting it to be a winner as I am not a floral girl. Poppy is so much more than just a floral scent, though, and combines the freshness of a spring day with pear, rhubarb, and wildflowers. This scent reminds me of airing your house out on the first warm day after winter and is subtle enough for it to make a great gift for anyone on your list… Or yourself!

The more I shop the deals at B&BW, the more impressed I am by the amazing value I am getting for my money. It turns even the most mundane thing of shopping for hand soaps into something exciting! Keep it posted tomorrow for the rest of my Bath & Body Works Haul!

Which store offers the best coupons or rewards program? What is your favorite B&BW scent? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Bath & Body Works January Freebies

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Bath & Body Works January Freebies

Hello! I got two freebie coupons from Bath & Body Works last week for a full and travel size item and I couldn’t believe my good luck. Free full size product coupons are a rarity from B&BW and I couldn’t wait to cash them in. Tuesday afternoons are usually when I run errands so I stopped in to pick out some goodies and ended up walking away with twenty-three dollars worth of completely free product. It was awesome! Check it out:

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I decided to go for a shower gel for my full size product because I recently bought a few lotions from B&BW on the cheap. I was in the mood to try a new scent out and was instantly drawn to the dreamy packaging for one of their new fragrances called Among The Clouds. I loved the sparkle and sunset colors – it just looked so sweet and girly and I knew that it had to smell good. And it did! Among The Clouds features fragrance notes of wild berry and whipped vanilla and it is divine. It kind of reminds me of the Mixed Berry Lip Smackers from back in the day and I think that it will be a perfect scent for the spring and summer. I highly recommend giving it a shot!

For my travel size item, I chose a hand cream in Gingham, which is one of my favorite B&BW fragrance lines. I have used the Bath & Body Works hand cream before and I can’t say that I was overly impressed by it. Their hand creams are fairly greasy and don’t absorb well. However, you can’t beat free and I suppose it doesn’t matter all that much when I only use it before bed!

As I was driving home with my free mini haul, I was blown away by the coupons from B&BW. In total, Johnny and I probably spend less than one hundred dollars per year at Bath & Body Works for our hand soaps and wallflowers. The rest of the products that I get are free nine times out of ten and I receive a coupon for more at least once per month. A monthly free travel size product coupon results in over one hundred dollars of free per year. Essentially, B&BW matches what I spend with freebies and I am so there for it. 😀

This coupon cash in session was one of my best yet at Bath & Body Works and I was riding the high of twenty plus dollars of free my whole way home. I can’t wait to go back next month because I think that I will definitely be getting more Among The Clouds products!

Which stores offer the best coupons? How do you save money on your must have products? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Bath & Body Works Mini Haul

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Bath & Body Works Mini Haul

Hey! I have been running low on lotion in my beauty stockpile and have been looking forward to getting my next freebie coupon from Bath & Body Works in the mail. Unfortunately, the coupon I received this past week was for a free wallflower and not a travel size lotion! It was all good, though, because I use the wallflowers too so I stopped in B&BW after work to cash in my coupon. In store, I was so happy to see products marked down seventy-five percent and couldn’t pass up on such a great deal. I ended up getting all of the following for just ten dollars after an additional twenty percent off. GREAT SUCCESS!!

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I have a love/hate relationship with the wallflowers from Bath & Body Works. I started getting them this past fall because I adored the Halloween plugins. At first, I was amazed by how good the wallflowers made my apartment smell. However, the scents seem to dissipate really quickly and within a few days, I turn completely noseblind to the fragrance. I, honestly, knew that the wallflowers were going to be a money trap as soon as I got them. Even though I receive free coupons fairly frequently for wallflowers, I have two plugins so I always end up having to buy another one!

I decided to go with the Aloha Kiwi Passionfruit and Raspberries & Whipped Vanilla for my wallflowers. With the dreary January weather, I thought something tropical would be a nice change of pace and the Aloha Kiwi Passionfruit is just right! While Johnny is a huge fan of tropical scents and flavors, I am not. I know we will both be able to agree on my wallflower choice, though! The Aloha Kiwi Passionfruit is bright and sunny without being overpowering. Softer notes of kiwi and passionfruit paired with zingy pineapple made for a pleasing scent that will have me feeling summery despite the crap weather.

My other wallflower selection was Raspberries & Whipped Vanilla, which I really liked. As you can tell from the lotion I purchased, I love the raspberry scents from B&BW. The Raspberries & Whipped Vanilla is such a classic sweet/tart fragrance combining bold raspberries and lemon with decadent strawberries and vanilla. I am actually pretty excited to use this one and it will be perfect for Valentine’s Day!

To conclude my mini haul, I bought two Sun-Ripened Raspberry body creams at just four dollars apiece. This is one of my favorite old school B&BW scents and I was bummed out that they didn’t have the fragrance spray and shower gel! Even though I already got a dose of raspberry with my wallflower, I needed more and I love that the Sun-Ripened Raspberry features a purely tart scent. The body creams from B&BW are so rich in texture and fragrance and I am really looking forward to using mine. 😀

You just can’t beat four Bath & Body Works products for ten bucks and I am very pleased with my mini haul. The seventy-five percent off items and throwback scents also have me daydreaming about the semi-annual sale already!

What is your favorite Bath & Body Works scent? Where is your favorite place to shop for bath and body care? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

New Anne Klein Blazer

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New Anne Klein Blazer

Hello everyone! Today, we are going to wrap up my TJMaxx Haul posts by discussing a gorgeous new plaid blazer by Anne Klein. I always feel lucky with my findings at TJs but even more so this last shopping trip. Almost every piece of clothing that I found was the only one left in the store and I got them for a steal of a price. The blazer seen below, for example, had an original price tag of one hundred and thirty and I got it for one hundred dollars less! Check it out:

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Going to TJMaxx is like a fashion treasure hunt and you never know what you are going to find. I didn’t expect to end up with so much beautiful clothes this last trip around but here we are now lol. When I saw this Anne Klein blazer, it was love at first sight. The crisp shape paired with traditional red plaid hues was so divine and the stark white stitching gave such an eye catching pop. As if I wasn’t swooning already but the awesome price sent me head over heels. ❤

As soon as I tried this blazer on, so many different styling options began to swirl in my head. In fact, when I was shooting my It’s Not Just A Phase OOTD, I originally had a plaid on plaid scheme in mind by pairing my Wild Fable skinnies with a red plaid blazer from the Goodwill. While the yellow and red plaid motif worked well, the blazer was too bulky and didn’t have the structure that I wanted to achieve the silhouette that I was going for. It bummed me out a little because I knew that it could look really cool and it just didn’t lol. I sure wish I had my new Anne Klein blazer a few weeks ago during that shoot because it would have worked perfectly for the punk rock tuxedo I had envisioned!

This blazer will allow me to restyle my It’s Not Just A Phase OOTD with my initial plan AND MORE. As you can imagine, it would look stunning with some black distressed skinnies and huge platform boots. It will also add a nice dose of rock to flowing maxi skirts and sweet dresses. Or how about paired with a pleated mini skirt for the ultimate preppy bad girl look?! Now, If only I had a pleated mini skirt… 😀

After a whirlwind of Christmas shopping these past few months, Lil Red needed a gift too! I played Santa for myself with all kinds of beauty and fashion goodies and I cannot wait to put all of them to good use, starting with lots of brand new OOTDs. Keep it posted!

Have you bought anything for yourself while holiday shopping? What are you gifting yourself with this holiday season? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

 

Top Tips For Renovating Your House On a Budget

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Top Tips For Renovating Your House On a Budget

Research reveals that home remodeling searches have more than doubled, especially between 2020 and 2021. Renovating your home can be exciting, but it also requires a lot of planning to make it successful. One major challenge during house renovations is how to make changes while staying within budget. Let’s explore some ideas of how to achieve your renovation goals while being budget friendly:

Have a plan:

One of the most crucial things you’ll need to do to keep renovation costs low is to have a well thought out strategy and follow it as closely as possible. It’s best to draw up a budget before you start renovating to give you an idea of the items you need to prioritize. Doing this will also guide you in comparing prices before you buy any materials for the renovations so you can identify the ones that work best for you. If your budget is stretched thin, you can choose to do the renovations gradually instead of doing everything at once.

Planning will also help you set realistic timelines to achieve your renovation plans. It will also help you prepare for unforeseen circumstances that may delay your project, such as unavailability of materials, longer time to finish a particular aspect of the renovations, and so on.

Research:

Researching is necessary for the renovation of your home. It will inform your decision on the items you need for your project. Conducting thorough research will also help you know if you’ll need to bring any professionals on board to assist you and identify the best options available. If you’re in or around the Putnam County area and need to replace some doors and windows in your home, you can start preparing for it by researching here.

Get creative with your exterior:

You can think about adding a few touches to your exterior to make it more inviting without breaking the bank. You can do this by repainting your door or replacing the doorknobs and hinges. You may also consider exploring colors that complement your home’s interior for maximum effect. Small changes can make a world of difference!

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 ^^^ Pexels Image

Explore DIY tricks:

Home renovations can provide the perfect opportunity to test your DIY skills. To save money, you can consider performing less demanding tasks yourself, like painting the walls. Apart from that, doing the work yourself gives you the chance to be hands on in making your renovation dream a reality, leading to a sense of fulfillment. So, why not challenge yourself and identify which aspects of the renovation you can do? Remember to be safety conscious by wearing the right safety gear and reading instructions to prevent injuries.

The above tips will make your renovations as rewarding as possible without taking a huge toll on your finances. Enjoy your dream home!

Featured Image By: Pexels

Mini Halloween Haul

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Mini Halloween Haul

Hello! It is spooky season all year long in mine and Johnny’s world and the decor in our apartment reflects this. We love all things horror and true crime and Halloween is the happiest time of the year for us. Now that we are settled comfortably in our new apartment, we really wanted to upgrade our spooky decor since we have so much more additional space.

After a wildly successful haul at Marc’s, a discount store in my neck of the woods, I was itching to go back. I got all kinds of cool Halloween goodies and the best part was seeing the same items I purchased at Walgreen’s for triple the cost. The haul below costed me a whole ten bucks at Marc’s and from the Akron Zoo when I went with my nieces and sister. You can peep the OOTD from our outing tomorrow! Now, let’s take a look-see at my new Halloween treats – no tricks necessary!

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^^^ The little ghost and pumpkin are from the zoo, the rest is from Marc’s.

My Johnny has a huge collection of Halloween themed socks and he actually just bought a ton more from TJMaxx when we went last week. I was so proud! I’d be a liar if I said that I wasn’t a tad jealous so I was so happy to find some socks of my own at Marc’s. They are also the same brand of the Frankenstein socks that Johnny surprised me with last year and that I’m currently wearing right now! While my collection will never achieve Johnny level, it’s a pretty good start. 😀

The skull candles were a whopping two for a dollar and I am obsessed with them. 1) Talk about a STEAL and 2) they will be perfect for our scary movie marathons every weekend! The piece de resistance of my haul, however, is the skeleton hand candle holder. This costed me two dollars and I couldn’t believe my good luck. It reminded me so much of this year’s Bath & Body Works Halloween line and probably would have been selling for twenty or more bucks from there. Talk about an amazing find!

And, finally, who knew you could find some Halloween cuteness at the zoo?! At the Akron Zoo, you have to exit through the gift shop and it’s a total money trap lol. I love spoiling my nieces with a new stuffed animal every time we go, though, so what can ya do except buy a treat for yourself too! Every year, Johnny and I work on instilling a love of Halloween in our oldest niece, Val. It’s definitely working and she picked out the pumpkin for herself. She also plays with the decorations on our spooky shelf whenever she comes over. Proud aunt and uncle alert!! ❤

Not bad for a ten dollar haul, right? Mine and Johnny’s apartment is filling up nicely with Halloween decor and it is what we have always wanted. A local discount store with the coolest spooky treats is really helping the cause!

What is your favorite discount store? Do you have your Halloween decorations out yet? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Early Holiday Shopping Pro Tips

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Early Holiday Shopping Pro Tips

Hello! While Halloween is always at the forefront of my mind, it is never too early to think about Christmas! In fact, I have already began crossing a few people off of my shopping list and it is a necessary feat – I have a lot of giftees. Beginning the process of holiday shopping early prevents you from having a huge bill come December. These money saving tips and other clever hints will also help the cause:

Make the most of seasonal sales:

If you are looking for seasonal deals, then right now is the perfect time to do some shopping – especially if your giftee is a fan of summer. To ring in the changing season, summer clothing, outdoor activities, pool floats, and gardening/grilling gear will all be discounted. Why pay more later when you can just pay less right now? Similarly, if you have a lover of fall in the family, November is a great time to shop for them as fall items will be discounted to welcome the winter.

Stockpile points:

I buy everything exclusively with my Amazon credit card and each purchase gives me money to spend online. Rather than use my points for every random Amazon order, I have began stockpiling points and I can’t believe I haven’t done this sooner. I got a gift for my husband and best friend completely free of charge. There is nothing better than checking an item off of your list and getting it for free to boot!

Sales are your friend:

This should go without saying but it needs repeating. If you see something on sale that a giftee would love, then go for it. If you hold off, then chances are that the item will be sold out or you will have to buy it at full price later. I saved over one hundred dollars by shopping a sale at Old Navy to get some Halloween themed pajamas for Johnny. If you are concerned that the sale price will drop lower, talk to a store employee. Many stores offer a grace period after your purchase to do an adjustment if the price drops again.

Shop local:

If you have grown bored of shopping at local chain stores, then try your hand at shopping locally or through Etsy. You will walk away with a one of a kind piece and you will be sure that your giftee doesn’t have it already. For example, my best friend and I have been celebrating fourteen years of birthdays and Christmases. We have gone through every common gift option possible and I decided to break that cycle by buying her some art from Falcon Grove Studios for her birthday. The paintings were beautiful, supported a local artist, and she absolutely loved them.

Become a rewards member:

While the constant emails from stores that you have a rewards membership through are annoying, they can be very helpful. Lots of stores offer perks for their rewards customers including additional discounts, free shipping, double point days, and free product. As already stated, sales are your friend and if you can get even more of a discount, then why not? I have a stockpile of free Bath & Body Works products that I use as add on gifts simply because I’m a rewards member!

Store your gifts safely:

Getting a head start on holiday shopping means that you are going to have to hang on to your purchases for a while. To avoid clutter, clear out a designated space at home to store your gifts. The place you choose should be safe from prying eyes, pets, and areas that could be prone to water damage or pests. It would be a shame for your gift to get ruined before you even have a chance to give it!

It might be September, but I have already been bit by the Christmas bug and that is fine by me. Come December, I will be sipping hot chocolate and watching Elf with zero pressure of last minute gifts!

Are you an early or last minute gift buyer? When do you usually start your holiday shopping? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Considering A Used Sewing Machine? Follow These Tips

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Considering A Used Sewing Machine? Follow These Tips

The cost of a sewing machine is significant. You need a reliable, sturdy machine with all of the capabilities you want right away and a few that you will probably desire in the future. A fantastic way to save some cash is to purchase a secondhand machine. But beware the buyer! The purchase of used equipment has its drawbacks as well. The following factors are important to think about:

What can it do and does it work?:

Any sewing machine, new or secondhand, must pass the most fundamental test – it must operate! Test out any equipment you want to purchase as soon as you can. Some stores will provide test models on the floor for new equipment. However, if you’re buying a secondhand sewing machine, you should test the actual machine, not simply the same model. Try the features out. Does the sewing machine produce uniform, skip-free stitches? Does it run without making any strange noises?

Bring along both delicate and more durable fabrics in different weights to test the machine’s capabilities. Remember, your results won’t be adequate if you don’t take the time to correctly change all of the parameters between these two, including switching to a heavy duty needle and thread.

Is it in excellent shape overall or has it undergone any repairs?

A sewing machine’s condition may not always be apparent at first sight. When buying from a store that sells old equipment, find out if the unit has been restored and what that entails. Find out the prior owner’s maintenance schedule and the most recent service date if you’re purchasing from them.

Who is the machine’s seller?

The safest option is usually to purchase a used or refurbished machine from a store because these items are frequently cleaned and fixed before being put back on the market. They could even have a modernized repair warranty. Unfortunately, the price difference between one of these machines and a new one won’t be as great because of the additional maintenance required. Directly purchasing from a prior owner may give you more wiggle room, but there will also be greater quality variety.

What does it include?

This is a crucial question to ask in relation to accessories. What comes with the purchase? Make sure you understand what you’re buying and what the final price includes. This is also a good time to double check that the machine is compatible with gear that you might already have.

Is it user-friendly?

It’s likely that a secondhand machine won’t have a user manual. It’s a relief that many of these can now be downloaded, but if you’re a novice sewer, it might be difficult to even know what questions to ask when getting started with a new machine. This is just another incentive to test a machine out before purchasing it!

Will it satisfy your needs?

It’s great to get a good deal on a used machine but is it going to be able to do everything that you want it to? What might be a smart purchase now could end up costing you more later if you realize you do want all of the bells and whistles.

What is the price being asked?

Last but not least, how much money can you afford to spend on a sewing machine? You’ll need to do some research to figure out what a fair price is for the item you want. Older machines are frequently pricey due to their enduring appeal, while more recent versions can be surprisingly affordable.

With all of these tips in mind, you will be better prepared to make a good decision if you’re on the market for a new to you sewing machine.

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Featured Image By: Alex Andrews from Pexels

Downsizing Your Expenses: What Can You Do To Cut Costs?

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Downsizing Your Expenses: What Can You Do To Cut Costs?

In these tough economic times, it is more important than ever to be mindful of your expenses. If you are finding yourself in a situation where you need to downsize your spending, don’t panic! There are a number of things that you can do to help ease the transition. In this post, we will discuss some tips on how to reduce your expenses without sacrificing too much quality of life. Follow these steps, and you will be on your way to financial stability in no time:

Take a Closer Look at Your Budget:

The first step to reducing your expenses is to take a close look at your budget. Where are you currently spending the majority of your money? Are there any areas where you can cut back? For example, if you are spending a lot on eating out, try cooking more meals at home. If you have a gym membership that you never use, cancel it and start working out for free at home or in the great outdoors! Once you have identified some areas where you can reduce your spending, it will be easier to make the necessary cuts.

Get Rid of Unnecessary Subscriptions and Memberships:

Another way to save money is to get rid of any unnecessary subscriptions or memberships. Do you really need that cable TV package with 500 channels that you never watch? Chances are, you can live without it. Ditch the gym membership that you never use and cancel any magazine subscriptions that you no longer read. These are all expenses that can be easily eliminated from your budget without having a major impact on your life.

Cut Back on Shopping and Entertainment:

If you want to save money, you will need to cut back on shopping and entertainment. Instead of going out to eat every weekend, try cooking at home more often. Go for a walk or bike ride instead of going to the movies. There are plenty of ways to have fun without spending a lot of money. Get creative and see how much you can save!

Save on Transportation Costs:

Transportation costs can add up quickly so it is important to find ways to save in this area. If you live in a city, try using public transportation instead of driving everywhere. This can save you a lot of money on gas and parking fees. If you live in a rural area, see if carpooling with friends or family is an option. There are many ways to reduce your transportation costs, so do some research and see what works best for you.

Moving to a More Affordable Home:

One of the most drastic ways to reduce your expenses is to move to a more affordable home. If you are currently renting an apartment, see if you can find a cheaper place to live. Looking into apartments for rent or finding a roommate to split the cost of rent with can be great ways to reduce your monthly expenses. If you own your home, consider downsizing to a smaller house or condo. This may not be an option for everyone, but it is something to consider if you are looking for ways to save money.

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Photo by Paul Hanaoka on Unsplash

These are just a few tips on how to downsize your expenses without a ton of sacrifice. If you are struggling to make ends meet, try implementing some of these suggestions and see how much they can help! Remember, every little bit counts when it comes to saving money.

Featured Image By: Andre Taissin on Unsplash