Tag Archives: ballin on a budget

Mini Halloween Haul

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Mini Halloween Haul

Hello! It is spooky season all year long in mine and Johnny’s world and the decor in our apartment reflects this. We love all things horror and true crime and Halloween is the happiest time of the year for us. Now that we are settled comfortably in our new apartment, we really wanted to upgrade our spooky decor since we have so much more additional space.

After a wildly successful haul at Marc’s, a discount store in my neck of the woods, I was itching to go back. I got all kinds of cool Halloween goodies and the best part was seeing the same items I purchased at Walgreen’s for triple the cost. The haul below costed me a whole ten bucks at Marc’s and from the Akron Zoo when I went with my nieces and sister. You can peep the OOTD from our outing tomorrow! Now, let’s take a look-see at my new Halloween treats – no tricks necessary!

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^^^ The little ghost and pumpkin are from the zoo, the rest is from Marc’s.

My Johnny has a huge collection of Halloween themed socks and he actually just bought a ton more from TJMaxx when we went last week. I was so proud! I’d be a liar if I said that I wasn’t a tad jealous so I was so happy to find some socks of my own at Marc’s. They are also the same brand of the Frankenstein socks that Johnny surprised me with last year and that I’m currently wearing right now! While my collection will never achieve Johnny level, it’s a pretty good start. 😀

The skull candles were a whopping two for a dollar and I am obsessed with them. 1) Talk about a STEAL and 2) they will be perfect for our scary movie marathons every weekend! The piece de resistance of my haul, however, is the skeleton hand candle holder. This costed me two dollars and I couldn’t believe my good luck. It reminded me so much of this year’s Bath & Body Works Halloween line and probably would have been selling for twenty or more bucks from there. Talk about an amazing find!

And, finally, who knew you could find some Halloween cuteness at the zoo?! At the Akron Zoo, you have to exit through the gift shop and it’s a total money trap lol. I love spoiling my nieces with a new stuffed animal every time we go, though, so what can ya do except buy a treat for yourself too! Every year, Johnny and I work on instilling a love of Halloween in our oldest niece, Val. It’s definitely working and she picked out the pumpkin for herself. She also plays with the decorations on our spooky shelf whenever she comes over. Proud aunt and uncle alert!! ❤

Not bad for a ten dollar haul, right? Mine and Johnny’s apartment is filling up nicely with Halloween decor and it is what we have always wanted. A local discount store with the coolest spooky treats is really helping the cause!

What is your favorite discount store? Do you have your Halloween decorations out yet? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Early Holiday Shopping Pro Tips

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Early Holiday Shopping Pro Tips

Hello! While Halloween is always at the forefront of my mind, it is never too early to think about Christmas! In fact, I have already began crossing a few people off of my shopping list and it is a necessary feat – I have a lot of giftees. Beginning the process of holiday shopping early prevents you from having a huge bill come December. These money saving tips and other clever hints will also help the cause:

Make the most of seasonal sales:

If you are looking for seasonal deals, then right now is the perfect time to do some shopping – especially if your giftee is a fan of summer. To ring in the changing season, summer clothing, outdoor activities, pool floats, and gardening/grilling gear will all be discounted. Why pay more later when you can just pay less right now? Similarly, if you have a lover of fall in the family, November is a great time to shop for them as fall items will be discounted to welcome the winter.

Stockpile points:

I buy everything exclusively with my Amazon credit card and each purchase gives me money to spend online. Rather than use my points for every random Amazon order, I have began stockpiling points and I can’t believe I haven’t done this sooner. I got a gift for my husband and best friend completely free of charge. There is nothing better than checking an item off of your list and getting it for free to boot!

Sales are your friend:

This should go without saying but it needs repeating. If you see something on sale that a giftee would love, then go for it. If you hold off, then chances are that the item will be sold out or you will have to buy it at full price later. I saved over one hundred dollars by shopping a sale at Old Navy to get some Halloween themed pajamas for Johnny. If you are concerned that the sale price will drop lower, talk to a store employee. Many stores offer a grace period after your purchase to do an adjustment if the price drops again.

Shop local:

If you have grown bored of shopping at local chain stores, then try your hand at shopping locally or through Etsy. You will walk away with a one of a kind piece and you will be sure that your giftee doesn’t have it already. For example, my best friend and I have been celebrating fourteen years of birthdays and Christmases. We have gone through every common gift option possible and I decided to break that cycle by buying her some art from Falcon Grove Studios for her birthday. The paintings were beautiful, supported a local artist, and she absolutely loved them.

Become a rewards member:

While the constant emails from stores that you have a rewards membership through are annoying, they can be very helpful. Lots of stores offer perks for their rewards customers including additional discounts, free shipping, double point days, and free product. As already stated, sales are your friend and if you can get even more of a discount, then why not? I have a stockpile of free Bath & Body Works products that I use as add on gifts simply because I’m a rewards member!

Store your gifts safely:

Getting a head start on holiday shopping means that you are going to have to hang on to your purchases for a while. To avoid clutter, clear out a designated space at home to store your gifts. The place you choose should be safe from prying eyes, pets, and areas that could be prone to water damage or pests. It would be a shame for your gift to get ruined before you even have a chance to give it!

It might be September, but I have already been bit by the Christmas bug and that is fine by me. Come December, I will be sipping hot chocolate and watching Elf with zero pressure of last minute gifts!

Are you an early or last minute gift buyer? When do you usually start your holiday shopping? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Considering A Used Sewing Machine? Follow These Tips

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Considering A Used Sewing Machine? Follow These Tips

The cost of a sewing machine is significant. You need a reliable, sturdy machine with all of the capabilities you want right away and a few that you will probably desire in the future. A fantastic way to save some cash is to purchase a secondhand machine. But beware the buyer! The purchase of used equipment has its drawbacks as well. The following factors are important to think about:

What can it do and does it work?:

Any sewing machine, new or secondhand, must pass the most fundamental test – it must operate! Test out any equipment you want to purchase as soon as you can. Some stores will provide test models on the floor for new equipment. However, if you’re buying a secondhand sewing machine, you should test the actual machine, not simply the same model. Try the features out. Does the sewing machine produce uniform, skip-free stitches? Does it run without making any strange noises?

Bring along both delicate and more durable fabrics in different weights to test the machine’s capabilities. Remember, your results won’t be adequate if you don’t take the time to correctly change all of the parameters between these two, including switching to a heavy duty needle and thread.

Is it in excellent shape overall or has it undergone any repairs?

A sewing machine’s condition may not always be apparent at first sight. When buying from a store that sells old equipment, find out if the unit has been restored and what that entails. Find out the prior owner’s maintenance schedule and the most recent service date if you’re purchasing from them.

Who is the machine’s seller?

The safest option is usually to purchase a used or refurbished machine from a store because these items are frequently cleaned and fixed before being put back on the market. They could even have a modernized repair warranty. Unfortunately, the price difference between one of these machines and a new one won’t be as great because of the additional maintenance required. Directly purchasing from a prior owner may give you more wiggle room, but there will also be greater quality variety.

What does it include?

This is a crucial question to ask in relation to accessories. What comes with the purchase? Make sure you understand what you’re buying and what the final price includes. This is also a good time to double check that the machine is compatible with gear that you might already have.

Is it user-friendly?

It’s likely that a secondhand machine won’t have a user manual. It’s a relief that many of these can now be downloaded, but if you’re a novice sewer, it might be difficult to even know what questions to ask when getting started with a new machine. This is just another incentive to test a machine out before purchasing it!

Will it satisfy your needs?

It’s great to get a good deal on a used machine but is it going to be able to do everything that you want it to? What might be a smart purchase now could end up costing you more later if you realize you do want all of the bells and whistles.

What is the price being asked?

Last but not least, how much money can you afford to spend on a sewing machine? You’ll need to do some research to figure out what a fair price is for the item you want. Older machines are frequently pricey due to their enduring appeal, while more recent versions can be surprisingly affordable.

With all of these tips in mind, you will be better prepared to make a good decision if you’re on the market for a new to you sewing machine.

Resources:

Featured Image By: Alex Andrews from Pexels

Downsizing Your Expenses: What Can You Do To Cut Costs?

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Downsizing Your Expenses: What Can You Do To Cut Costs?

In these tough economic times, it is more important than ever to be mindful of your expenses. If you are finding yourself in a situation where you need to downsize your spending, don’t panic! There are a number of things that you can do to help ease the transition. In this post, we will discuss some tips on how to reduce your expenses without sacrificing too much quality of life. Follow these steps, and you will be on your way to financial stability in no time:

Take a Closer Look at Your Budget:

The first step to reducing your expenses is to take a close look at your budget. Where are you currently spending the majority of your money? Are there any areas where you can cut back? For example, if you are spending a lot on eating out, try cooking more meals at home. If you have a gym membership that you never use, cancel it and start working out for free at home or in the great outdoors! Once you have identified some areas where you can reduce your spending, it will be easier to make the necessary cuts.

Get Rid of Unnecessary Subscriptions and Memberships:

Another way to save money is to get rid of any unnecessary subscriptions or memberships. Do you really need that cable TV package with 500 channels that you never watch? Chances are, you can live without it. Ditch the gym membership that you never use and cancel any magazine subscriptions that you no longer read. These are all expenses that can be easily eliminated from your budget without having a major impact on your life.

Cut Back on Shopping and Entertainment:

If you want to save money, you will need to cut back on shopping and entertainment. Instead of going out to eat every weekend, try cooking at home more often. Go for a walk or bike ride instead of going to the movies. There are plenty of ways to have fun without spending a lot of money. Get creative and see how much you can save!

Save on Transportation Costs:

Transportation costs can add up quickly so it is important to find ways to save in this area. If you live in a city, try using public transportation instead of driving everywhere. This can save you a lot of money on gas and parking fees. If you live in a rural area, see if carpooling with friends or family is an option. There are many ways to reduce your transportation costs, so do some research and see what works best for you.

Moving to a More Affordable Home:

One of the most drastic ways to reduce your expenses is to move to a more affordable home. If you are currently renting an apartment, see if you can find a cheaper place to live. Looking into apartments for rent or finding a roommate to split the cost of rent with can be great ways to reduce your monthly expenses. If you own your home, consider downsizing to a smaller house or condo. This may not be an option for everyone, but it is something to consider if you are looking for ways to save money.

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Photo by Paul Hanaoka on Unsplash

These are just a few tips on how to downsize your expenses without a ton of sacrifice. If you are struggling to make ends meet, try implementing some of these suggestions and see how much they can help! Remember, every little bit counts when it comes to saving money.

Featured Image By: Andre Taissin on Unsplash

Curbside Shopping Pro Tips

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Curbside Shopping Pro Tips

Hello! Since the COVID-19 pandemic, Johnny and I have still been using curbside pickup to do our grocery shopping and it is, honestly, the best. I definitely don’t miss squeezing in grocery shopping during my free time, hauling around a big cart, and playing Tetris with all of my purchases to load in the car. I also love any type of online shopping so it’s kind of fun too even if it isn’t scouring the shoe selection on TJMaxx’s website!

Curbside shopping saves time and I know for a fact that I’ve saved money from it too so I thought that I would share some of my pro tips today for the next time you shop curbside:

Plan Your Menu:

Like many, the first thing that I do before I begin my shopping is plan what I would like to cook for dinner. This includes looking over my saved pins on Pinterest, revisiting old favorite recipes, and coming up with new ideas in my head. I make a list of the dinner items that I need and those are usually the last things that I add to my cart because I can just type in what I want into the curbside search bar.

Evaluate What You Already Have:

The beauty of online grocery shopping is that you can consult your fridge, freezer, and pantry while placing your order to see if you already have something that you plan on buying. I can’t tell you the amount of times I’ve done in store grocery shopping and returned home with something that was hiding in a nook or cranny! When I’m shopping curbside, I am always double checking what I already have so that I don’t have to pay for it twice.

Promotions/E-Coupons:

I buy my groceries at Giant Eagle and their store ad and E-coupons are conveniently located on the same site to shop curbside. You can also see the promotions running on each item while you’re shopping. Before my shopping, I’ll clip any coupons that I might need and check the ad for any good deals. To be honest, the E-coupons tend to leave a lot to be desired because it’s money off of items that I don’t need (baby care, pet care, etc.) but I have saved money from them on occasion.

Like many grocery stores, Giant Eagle has a rewards card where you earn money off of your next purchase or at the gas station when you spend money. If your grocery store has something similar, I can’t recommend signing up for their emails enough. Although emails from stores can be annoying, you will be notified of when you can earn some extra savings.

For example, Giant Eagle will do double points days and sometimes even five times the amount you earn on your next purchase. The last time I went to the store for some odds and ends was on a five times perk day and I ended up getting close to fourteen dollars in free money. My perks total resulted in forty-five dollars off during my last curbside order!

Double Check Your Cart:

When shopping in store, it’s almost impossible to go through a full cart and remove what you decide you don’t need. This is, of course, not the case with curbside and you can go through your cart at any time to add or remove items. After I have shopped through all of the categories, I will go through my cart at least two times and begin to dwindle down my order. It’s so nice to be able to see what you already have right in front of you, be able to look through what you have at home, and add or remove as needed. I never end up buying everything that was originally added into my cart which is a definite money saver.

At Giant Eagle, you can add or remove items into your cart up until your curbside shopper begins working on your order. This is also great because how many times have you returned home from the store to realize you didn’t get something that you needed! Make sure you find out the rules for your store so when you realize you need something at the last minute you can get it.

Remember:

While your curbside shopper is working on your order, you will communicate over text message if an item is unavailable or if there is a suitable replacement. The shopper will typically send you a picture of the replacement item so don’t forget to turn your data on if needed. The first time I shopped curbside with my smartphone, I didn’t realize I wouldn’t receive pictures from a non-iPhone without my data being turned on so I never got the pictures that were being sent. Whoops!

In my opinion, curbside shopping is the way to go when it comes to your groceries. I used to dread my trips to the grocery store but now I always find myself looking forward to my next curbside order!

Do you prefer in store or online grocery shopping? What is on your dinner menu this week? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

TJMaxx Haul: MaxSport LA Dress Edition

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TJMaxx Haul: MaxSport LA Dress Edition

Hi! Other than the new clothes, the best part about shopping at TJMaxx is the prices, of course. I revel in a good deal and there is nothing better to me than getting name brand prices for the low low. Like the MaxSport LA dress that we will be discussing today, for example. The suggested price on its original tag was two hundred and forty dollars and I paid ten bucks for it on clearance. Talk about an amazing score! Check it out:

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During my online shopping, I saw my new dress and wasn’t so sure about it. I really liked its pattern and balloon sleeves but the tent shape was questionable for me because I prefer something a bit more form fitting. However, when I saw it’s ultra marked down price, I thought that it couldn’t hurt to add it to the cart. If it worked, I got a new dress for a crazy cheap price. If not, no harm no foul and I could return it.

While I do love online shopping more than words can say, I tend to go with “safer” options so I don’t have to go through the hassle of making returns. So, I pick clothes and accessories in shapes and styles that I know will look good on me. Ordering this dress was a caution to the wind buy because I was so uncertain of it. In store shopping gives you the luxury to experiment with styles and adjust sizes. Online? Not so much.

Nevertheless, I was really excited to try this dress on and was so pleasantly surprised by how much I liked it. The tent shape, which I was the most ambivalent about was sweet rather than oversized and combined with the pattern, it felt like the perfect nod to all things retro. I cannot wait to pair my MaxSport number with my knee high floral boots from ModCloth for a three seasons student teacher chic look in the fall, winter, and spring!

Due to the pandemic, a majority of my shopping has turned online. This dress encouraged me to branch out of my “safe” styles when scouring my favorite sites and I am itching for my next haul to throw caution to the wind some more!

What is your favorite style of dress? How would you style this dress? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

TJMaxx Haul: Lucky Brand Cardigan Edition

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TJMaxx Haul: Lucky Brand Cardigan Edition

Hi! I have always loved Lucky Brand and pretty much died and went to heaven when I got to shop in one of their actual stores during a vacation to North Carolina. I am always on the lookout for their clothing and accessories at TJMaxx and I was thrilled to find the cardigan we’re going to be discussing today. The price was pretty exciting too – I got it for thirty dollars compared to its original price of one hundred and thirty! Check it out:

Many moons ago when I worked at PacSun, I had what seemed like an infinite amount of Aztec patterned oversized cardigans. I am genuinely unsure as to why I got rid of them all but here we are lol. So, when I saw this Lucky cardi during my online shopping, I just had to add it to my cart. It reminded me so much of all of the cardigans that I have loved and lost and it seemed like everything in my life was leading up to this shopping experience… Okay, that might be a little over dramatic but you know what I mean!

Until my new cardi arrived in the mail, I had no idea of its original price so you could have knocked me over with a feather when I found out. I thought that I was getting the steal of the century. Oh yeah, and it’s cute! I absolutely love its length, the drapery, and the colors reminiscent of a fall sunset. This is a cardigan perfect for curling up in front of a bonfire or just lounging about at home and I am so there for it.

Lucky Brand has always spoke to me because of how classic all of their pieces are. Everything that I own by them from clothes to jewelry is something that I can picture myself wearing now or ten years from now. Lucky combines simple and crisp silhouettes with unique touches making them the ultimate brand of wear now and later. Or, when it comes to my favorite buys from them – wear all of the time! 😀

What is one of your favorite brands? What is one of the best buys you have had at a discount store? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Getting By In Money & Mindset: 3 Methods To Incorporate

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Getting By In Money & Mindset: 3 Methods To Incorporate

It is not easy in the slightest to get by in the modern world. But whether you are trying to make extra money through numerous practices, or you are consciously trying to downgrade your life, there are so many different approaches that you could take to get by. Let’s show you a number of practices that could prove beneficial, and how you could use them:

Method One: Embracing a Minimalist Mindset

Minimalism has become very popular, not least because it can help you to make the most of very little. A lot of people are talking about minimalism as an antidote to what the modern world offers. If this appeals to you, you could sell your house quickly through companies like Offer Pear and start to live a more off the grid lifestyle. Being minimalist has a number of benefits for our mental health. We live in a world dominated by stuff. It seems that if we have to get ahead, we need more stuff, which means more money. A minimalist mindset means that you are effectively training yourself to get by with less.

Method Two: Becoming a “Slashie”

Also known as a portfolio career, this is where someone will make multiple income streams from different careers. A relatively new term, however, it appears to be essential to get by. Over the last couple of years, people have found that living off one income stream is not enough. Therefore, they’ve had to find ways to achieve extra income. There are naturally many approaches to doing this. If you already have a full time job, you may find having an extra part time role on top of what you do sufficient enough to help you live the lifestyle you want. But it is important to be aware that this approach can be difficult to maintain, depending on what your lifestyle entails.

Parents will struggle to maintain this approach if they don’t go about it in the right way. This is partly why many people try to find passive income streams. This is another very popular approach, but one of the downfalls of going with a popular approach to earning money means that it is already over saturated. If you want to become a slashie, the most important thing to consider is doing it in a way that doesn’t cause you to burn out. Many people feel that they need to maintain their lifestyles, and despite rising prices, rather than reappraising everything they have, they find they need to work more. The result? More stress, anxiety, and a whole slew of health problems! But, that being said, if you want to go down this route, the best approach is to do things that will actually make you happy and fulfilled.

Method Three: Addressing Your Expenditure and Income

Part of the problem in getting by in the modern world is that we believe that we need to earn more to maintain a current lifestyle. We’ve already talked about the importance of becoming a minimalist, but this may not be for everyone. You may think that your income is the first thing to address, but you need to look at what your income is actually going towards. If what is coming into your account is going out straight away, you need to look at the things you’re spending your money on.

One of the simplest things we can all do is to make a couple of downgrades. There are plenty of things that we can do for free, but rather than actually thinking we’ve got to completely get rid of everything to live a better life, it is about playing the odds and the balances. You can still go out for meals with your friends, as long as you find other ways to cut back on your day to day life. A very common example is daily takeaway coffee. If you opt for a homemade coffee, you will see how much this adds up.

These three methods can work together in tandem whether you are looking to save up for a big purchase or just cushioning your savings. The most important thing is to keep your mental health in check to avoid burn out. It is always okay to treat yourself!

Featured Image By: Pixabay

Simple Ways To Cut Down Home Ownership Expenses

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Simple Ways To Cut Down Home Ownership Expenses

Owning a home is a significant investment move. But, unfortunately, the costs involved do not end after your final payment. Whether you paid fully for your home or working with a mortgage, you will still face various home ownership expenses. Some of these are pretty much predictable, while others can take you by surprise. And unless you already have some financial cushioning, these expenses can be a source of stress. So, are you drowning under these waves of home ownership expenses? Use these tips to cut down on how much you spend:

Switch utility and insurance providers:

Suppose you’ve used the same home insurance company, utility provider, or electric company for over a year. In that case, it’s time to shop the market for alternatives, as you may be overpaying at this point. You will be pleasantly surprised by how much utility providers and home insurance providers vary in their price range. Take the time to check other providers and compare their prices and other special offers they may have, and settle for the ones that give you the best deal in terms of service and price.

Try refinancing your mortgage loan:

If you have a mortgage on your property and it’s eating chunks off your income, then you might want to consider refinancing. Thankfully, getting a refinance mortgage quote is easy, as you can do it online. According to some experts, the average interest rate on a fixed-rate loan for 30 years is 3.14%. So, if your current rate is even a fraction higher than that, opting for a mortgage refinancing could help save you hundreds of dollars every month.

You can also speak with a mortgage broker to determine what rate you can qualify for if you refinance or get a refinance mortgage quote online. However, you need to note that refinancing may come with some fees. So, be sure that you intend to own your home long enough to recoup the expenses saved.

Generate income from your home:

An effective way to reduce your expenses is to generate income from your property. Depending on where you are, the size of your home, or your special interests, various options are available to you. One option is to rent out rooms in your home. You can also rent out spaces in your yard for small home dwellers looking for land space for their tiny homes. Another option is to register for short stay hospitality services like Airbnb or rent out storage space in your garage.

Find out if you can reduce your property taxes:

There is always a chance that your property tax is not being assessed correctly. And that’s not all, as you can also enjoy tax breaks for various reasons. Property tax is probably one of your most significant expenses as a homeowner, so it pays to find if there are tax breaks for you or if you’re overpaying.

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Saving money where you can when it comes to your home will save you lots of stress in the long run. These extra savings will sure come in handy for home ownership surprise expenses that can’t be avoided!

Featured Image By: Pexels

Cost Effective Ways Of Losing Weight And Being Healthy   

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Cost Effective Ways Of Losing Weight And Being Healthy   

One of the main reasons why people struggle to lose weight today is because they deem it to be too expensive. You only need to take a trip to a supermarket to see that the processed, unhealthy foods are exceptionally cheap, while it costs a lot more to get your hands on the good stuff, like fish, organic fruit and vegetables, and white meat. Plus, you then have the likes of a gym membership and exercise equipment to add into the mix. It’s not hard to see why the expense can be off-putting. Nevertheless, you can lose weight healthily without spending a fortune, and here are some ways to do so:

Embrace free exercise options:

Yes, joining the gym is going to cost you money. However, there are many different ways that you can lose weight. You don’t need a personal trainer, nor do you need to buy expensive exercise equipment. What about a good old-fashioned run or power walk? This is one of the best ways to exercise and it doesn’t cost a dime. Also, thanks to the Internet, you can gain access to so many different exercise videos free of charge. All you need to do is a quick search on YouTube or another video site and you will see all different types of exercise videos you can follow, from Zumba to yoga. You no longer need to pay to go to a class.

Rethink your commute:

Another easy and effective way to incorporate free exercise into your lifestyle is to rethink your commute. If you live within a few miles of your place of work, how about biking or walking there? If this is not an option, small changes can make a massive difference. For example, take the stairs and stop using the elevator.

Skip ‘healthy’ convenience food:

Not all healthy foods are expensive – carrots are probably one of the cheapest things you can buy in a grocery store! What is expensive, however, are those convenient ‘healthy’ foods. You know, those 100-calorie snack packs, and the ‘healthy’ ready meals that are available in supermarkets. These are nothing more than budget drainers. You would be much better off buying a packet of dried fruit and nuts and making your own snack packs with sandwich bags. Weight loss has a lot to do with budget control, but do you really need to spend way over the odds for someone to give you the right quantity? You can do this yourself. In fact, if you’re worried that you will overeat, all you need to do is carry a measuring cup with you, and this will ensure that you are always on the right track.

Buy in bulk:

One of the best ways to save money when you are shopping is to buy in bulk. You can buy the likes of frozen vegetables, wholemeal rice, and oatmeal in bulk, and this will save you a lot of money. Another option is to buy a whole chicken instead of buying chicken pieces. You can easily cut the whole chicken up yourself into portions for the week. This will save you a good deal of money over time.

Are you eligible for surgery?

If you are deemed morbidly obese, you may be eligible for surgery. This is something that you may have to fund yourself or you may be entitled to some form of monetary assistance from the government. This all depends on your unique circumstances and where you live. Nevertheless, it is something that is worth exploring further, and this is certainly a case of money well spent if your weight is having an extremely detrimental impact on your health. You can’t put a price on living longer, but as any medical malpractice attorney will tell you, selecting a surgeon carefully is critical.

Ditch the red meat:

Ditching the red meat is not only good for your diet, but good for your bank balance too. Lamb and beef can cost a considerable amount of money and they contain more calories than white meat, such as chicken and turkey. Instead of embracing the red meat one night a week approach, why not go meatless? Turning veggie, even if it is for one night every week, will make it a lot more cost efficient for you to lose weight.

Make the most of vouchers and coupons:

Last but not least, one of the best ways to save money on your grocery shopping is to make the most of vouchers and coupons. Nowadays, you only need to do a quick search online to find hundreds of vouchers for different stores. You can also make the most of money saving apps too. Also, a lot of supermarkets and grocery stores offer you a discount on your first purchase so it’s worth exploring the option of buying from different stores from time to time. Don’t forget to make the most of loyalty cards as well; those reward points certainly add up over time.

If you follow the advice that has been discussed above, you should be able to lose weight without it impacting your bank balance. While there are a lot of companies that profit from exploiting people’s want to lose weight and live a healthy lifestyle, you don’t need to buy into what they are offering. Being healthy doesn’t need to cost a fortune!

Featured Image By: Unsplash