Tag Archives: cash money

Three Steps To Add Value To Your Home

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Three Steps To Add Value To Your Home

If you might be moving in the future, try to think about some of the best ways of being able to improve the value of your home and add appeal to it. When you’re looking to sell for a high price, it is important to think about the changes you can make that will allow you to be successful with this. Make sure you do as much as possible to present and provide a home that will be appealing to owners and add value to any sales price.

Work out what you can do to take things to the next level in your home to blow potential buyers away. Here are some of the most essential things that play a part in this and there is no better time than the present to get started!

Extend:

Extending your home is one of the best ways to add value to the home. Whether this be a sun room in the back of your home, building a second or third floor, or simply adding some additional bathrooms, your property value is sure to go up with these fixes because you will have more home to sell!

Sort the Garden Out:

Improving on the landscaping in your back and front yard are also surefire ways to add more value to your home. You can do so much to sort the garden out and add value, like hiring a tree company to remove the trees with problematic branches in your back garden, installing a koi pond, or – if you really want to go wild: building a new green house or shed.

Get a New Boiler:

There are a lot of changes that will help you when it comes to improving your home’s value, and one of the key things you can do to achieve this is to install a new boiler. There are a lot of factors that you should think about here, and a new boiler can make all of the difference to helping you improve the functionality of the home, as well as being able to boost the value as well in the process. Don’t forget to get all of your appliances repaired before you put your house on the market, too.

From extending your home to tending to the landscaping, there are ample ways for you to add more value to your property. For an even bigger boost to your curb appeal, give your home a fresh coat of paint and use a statement color for your shutters or front door!

Featured Image By: Pixabay

Why You Should Plan For Retirement Early

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Why You Should Plan For Retirement Early

Despite how important retirement is, a lot of us leave planning to the last minute. You might plan to get around to it soon, but ‘soon’ can easily become ‘next year’, and then it’s too late. Most people don’t know how much cash they will need to retire securely, and many don’t have a pension at all. It’s never too early to plan for retirement so get started with the tips below:

When Do You Want To Retire? When Can You?

Think about your ideal retirement and look at your finances to start planning from tomorrow. This will help you to work out if there is a distance between when you want to retire and when you actually will be able to. Are you hoping for mortgage-free living in retirement or will you live in a retirement community? Do you want to enjoy your retirement with travel and restaurants? Try to work out how much you expect to spend each month.

By working out these things early, if you find you can’t reach your ideal retirement with your current finances and the rate you’re saving at, you can work out how much more you will need to set aside each month in order to actually reach your retirement goal. If you don’t get prepared, you could end up with a lot less saved up than you expected. Your goal of retiring at 60 could easily get pushed back to 65, and then 70.

Delaying Could Cost You Thousands:

If you start saving for your retirement at 30, you can save less money each year than if you start saving at 50, and still end up with the same amount in your retirement fund. Every year that you put off planning for your pension means that you will have more catching up to do later on, which is when you will likely have more outgoings, thanks to a growing family or a bigger mortgage. In the future, you won’t thank your present self for a lack of planning for your retirement.

Retiring Isn’t Always A Choice:

You might think of retirement as a milestone for later in life, but sometimes the choice of when you retire is not up to you. You might have to retire earlier than you wanted to due to poor health, a change in family circumstances, or a redundancy. There are lots of reasons that you might find yourself having to stop working earlier than you had planned to. If you don’t plan for changes of circumstances like this, there can be a lot of problems. Trying to support your family or pay your mortgage on a smaller pension than you had planned for would be a big issue.

Planning early is important when it comes to your retirement, so get started ASAP!

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Bored At Home? Try InboxDollars!

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Bored At Home? Try InboxDollars!

Hey! I don’t know about any of you, but there was a point in my life when I would do online surveys like it was my job. I tried a multitude of different websites but when I found InboxDollars, I stuck with it and have been using it for years. In fact, I just got myself a thirty dollar Amazon gift card from my earnings and was able to purchase all of my skin care for the next few months for a song.

If you are bored at home and looking to make an extra buck, then I can’t recommend InboxDollars enough. The best part about this website is that it isn’t just endless surveys. You can answer trivia questions, open paid emails, play games, clip coupons, online shop, and watch videos to get you closer to your ten dollar cash out goal. Once you have enough earnings, you can collect cash or gift cards to restaurants and online retailers.

InboxDollars is a great way to kill some time and I go on it once daily to at least open some paid emails and answer their daily trivia question. You can spend as little or as much time on it as you’d like and not only is it an easy site to maneuver but it’s fun, too! If you are interested in signing up for InboxDollars, please use my referral code and I can help show you the ropes. 🙂

https://www.inboxdollars.com?rb=78080190&ref_src=link

Which online survey sites do you use? What are your thoughts on InboxDollars if you have used it? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Going From Renter To Homeowner The Easy Way

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Going From Renter To Homeowner The Easy Way

If you are keen to put down roots but you are used to being a seasoned renter, you might not know where to begin when it comes to home ownership. The thought of buying a piece of real estate and taking out the largest loan of your life to afford it can be terrifying but it can also give you the chance to build up equity and have your own little patch of bricks and mortar. Home ownership is still a luxury for many. However, if you have the cash saved up, you no longer want to move from rental pad to rental pad, and you’d rather not throw money at a faceless landlord, you need to read this guide to help you go from renter to homeowner the easy way:

Finances:

The most important part of buying a house is making sure that you have your finances in order. It’s all too easy to go house hunting without sorting out your home loan and property lawyer first. To make life easy for yourself, begin saving your hard-earned cash as soon as you have an inkling that you want to buy. Don’t venture into your overdraft for at least three months prior to putting an offer in on a house and demonstrate to home loan lenders that you are a responsible borrower. This means paying off the full balance of your credit card each month and not being flash with the cash, paying out for big-ticket items like new cars or luxury holidays. Be frugal and you could find more favorable home loan interest rates available to you.

Moving:

When you are renting, it can be difficult to get your lease end date and your moving date into your new pad merging together perfectly. While the second-best option would be to collect the keys to your new dwelling prior to your lease ending so you can move your items from one place to another, it doesn’t always work out like that. If you need to move out of your rented home before completing your property purchase, you may need to look into storage units to house your furniture, heirlooms, and items for a short while before you can eventually start setting up house. While timelines can get a little muddled, don’t allow your logistics to get in the way of signing for your home.

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Image by cottonbro on Pexels!

Location:

If you know the area that you want to move to, it still always pays to do some research. If you’re looking to outperform the market and you don’t mind having a go at some home renovations, it can pay to buy the worst house on the best street. If you are wanting to buy in a well-established and highly desirable area but don’t have the budget, this can be the ideal way to get your foot on the property ladder. Hold some cash back from your deposit and change up the kitchen, put some more modern decor into your new living spaces, and give your garden an overhaul. Doing this will increase the value of your first home and leave you more equity in your bricks and mortar. This is key if you are looking to move again in the future.

You don’t have to rent forever. Take the plunge and you can evolve from seasoned renter to homeowner!

Featured Image By: Pexels

Why Debt To Success Could Aid You And Your Career

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Why Debt To Success Could Aid You And Your Career

When we have debt of any type, it can greatly impact our lives, from the way in which we handle our career choices to our personal lives. These issues offer further problems that allow us to be set up to fail. When trying to pay off debt, you may have found the repayments are too much or your debts are not minimizing as quickly as you would have liked. There are options, however.

Debt to success systems have been implemented for a while and provide assistance that could be hugely beneficial to you. They are both transparent and affordable and open to discuss the scheme as well as how it could work for you. If debts are left unpaid, then they can easily spiral and, with added interest and other hidden costs of debts, you can be left with hefty bills for years on end, which is completely stressful for you.

Releasing yourself from the grasps of government chains can be the best way to aid you in moving forward, but with a simple automated system, you can be sure that you can create a positive move. With Debt to Success System, you can learn about the ways that you can start to repay in a neat and secure monthly payment program, which allows you to remove yourself from the throws of debt and move away from the societal schemes that create bigger stresses in our lives.

Why is removing debt so important?

Even if you feel as if you are managing your debts well, you are still tied into a system that is constantly hanging over your head. If your income drops, you are still having to pay that hefty sum of money. Debts can affect all areas of your life, including mortgages and insurance. By paying off your debt in a secure and affordable way, you may find that you have less stress and more disposable income in your life. They say that the average person should be debt free by the age of 58, unless you choose to extend your payments. However, if you are in your early thirties, you may feel that this is a long way off and can really affect the way that you view money. For business, time may be more limited in order to sink finances back into it.

You should also consider using a disciplined budget, which will assist with repayments. If you are struggling with budgeting, then there are plenty of online assistance tools to ensure that you can meet these requirements. You must be sure that you are prepared to rid yourself of debt in order to move forward in business. During the Covid-19 crisis, the amount of debt in the average household has heightened. With job losses and money loss, it is easier to slip into debt. By looking at a system that works such as DTS, you can move towards the business goals that you have really wanted to focus on.

Use the tips above to get your money write and continue moving forward in your life!

Featured Image By: Unsplash

Invest In Your Home – It Will Pay You Back!

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Invest In Your Home – It Will Pay You Back!

Our homes are our sanctuary from the world, the place where we make happy memories with friends and family. But more than that, they are also the single biggest financial asset that you’re likely to own in your life. Most of us would like to own a home to pass on to our children as an inheritance or to provide a pension pot and some security in retirement, as well as having a nice place to live. And that means taking care of those four walls and everything in between. Not only for your own safety and enjoyment, but to protect your investment and hopefully allow it to mature, so that if you do come to sell your home, you make a good return. Read on to find out more:

Repair Damage Swiftly:

It should go without saying, but you’d be surprised how many people are either slow to repair damage to their homes or even just don’t see how run down their property gets over the years through general wear and tear. The trouble is that when we don’t attend to minor problems quickly, they often have the potential to develop into far more complex and costly to repair issues over time.

If your home suffers something like subsidence or storm damage, then make it a priority to contact a specialist company such as https://www.hlrestoration.com/storm-restoration/ to tackle the damage and prevent it from getting worse over time. Even simple things such as keeping on top of routine repainting, jet washing patios and decking, and making sure the gutters are cleared out and flowing properly can make a huge difference over time.

Add In Some Bathrooms:

In modern times, the perception of a luxury residence and the standards that people want from their accommodation have changed a lot. So modern houses are generally always built with a small ensuite bathroom to each bedroom. If you live in an older property, then this may not be the case – frequently there are less bathrooms and perhaps only one bedroom with an ensuite shower room.

One way to really boost value and the perception of your home, as well as making it more pleasant and functional to live in yourself, is to add a bathroom or two! If you have the space, then taking a little from a large bedroom or even converting a storage closet or finding a little extra space out of a hallway can give you enough room to include a shower, sink, and compact toilet. This is something buyers actively look for that really can improve the value of your property.

Reconfigure The Layout:

Sometimes a lot can be achieved simply by reconfiguring the existing layout of your home. Improve the flow and visualize how the space could work for you. Creating a large open plan kitchen and living space can completely change the way you live. Removing walls is not a complicated job if they are stud walls, but even if they are load-bearing, the right contractor can reinforce with steel beams and remove them. This will cost a little more, but it could well be worth it for the open plan layout of your dreams and modernizing your home for a future sale.

Use the tips above to give your home a huge boost in its value!

Featured Image By: Pexels

Cut Your Energy Bills With These Tips

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Cut Your Energy Bills With These Tips

One of the many things that the COVID-19 pandemic is having on society is a rise in energy bills. After all, we are all spending a lot more time at home, so it is only natural that we will consume a lot more energy.

A study carried out in 2009 found that as a nation, the United States was wasting over $130 billion a year on energy. Energy and money that escapes through our roof, through the inefficient seals around our windows, through cracks and holes in the walls, and appliances and lights left switched on or in standby mode. More than ten years later and a massive increase in the technology that we use on a day to day basis and you can imagine how much that amount has probably jumped up by since then.

The one good thing, however, is that our energy consumption is something we have power over, so we can take measures to reduce it. Here, we will look at some ways you can cut back on your bills:

Tackle your temperature:

Depending on the season, the cooling down or heating up of your home does not only bring you comfort during the day but may be the only thing that gives you a pleasant and restful night of sleep.

In the colder months, endeavor to keep the temperature between 18-20 ° C. Any degree higher than this will add up to 10% to your bill. Test the auto timers on your heater, too. By raising your heating time by one hour a day, you can save up to ninety hours of heating costs over the winter.

Once the warmer months have come back, strive to keep your air conditioner above 24 ° C. Any degree lower will add 10% to your electricity bill. Make sure your house is sealed well so that they work efficiently and keep all of the heat or the cool air in.

Increase your insulation:

Think about why you wear a hat in the winter. It is because your head is where you lose most of your heat. The same goes for your home – your roof is the head of your home. By making sure your attic space has the very best insulation possible from somewhere like https://www.insulatekansascity.com/attic-insulation/, you can reduce the amount of heat lost from your house and save you plenty of cash, particularly over the winter months.

Audit your appliances:

Old, outdated appliances can be power-hungry and can really add to your energy bill. If you have older air conditioning units, a flue gas heating system, or hot water system, you might want to think about an upgrade. Sure, it costs an outlay of money initially but, in the long term, it will really end up saving you.

Cutting your energy bills does not need to involve anything dramatic or necessarily expensive. A few minor tweaks to your lifestyle here and there and making sure everything is working efficiently is enough to save you hundreds of dollars every year – global pandemic or not.

Featured Image By: Pixabay

Low Budget Choices To Boost The Price Of Your Property

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Low Budget Choices To Boost The Price Of Your Property

If you’re looking for ways to boost the price of your property, but you’re currently working on a tight budget, then you might be finding the task particularly difficult. However, this doesn’t have to be the case, and you can actually find some low budget choices that will help you boost the price quite nicely. If you want to know more about what these options are, keep reading down below:

A Fresh Coat Of Paint:

Imagine if you walk into a home and see that the paint is peeling all over the place or that there are marks across the walls that are easily visible. If you’re trying to increase the price of your property, then this just isn’t going to help, which means that a new coat of paint is in order. Head to your local home depot store, and you will find a whole range of colors for you to choose from. You can go with the same kind that you had last time or you can change it up seeing as now is your chance. But, if you’re going to make a change, then you’ve got to be conscious of the other furniture in the room so that you don’t end up clashing.

Fun With Flooring:

Or, how about altering the flooring of your property? Rather than upgrading the flooring completely, you can think about adding something to it. This is always going to depend on the type of flooring that you have because you’ll need to make choices like Modular Vs. Epoxy Flooring. Epoxy flooring is ideal for concrete floors and will provide a glass of water aesthetic sure to dazzle. If you DIY this job, you’ll spend no more than $100. Sounds like a steal!

Let There Be Light:

Alternatively, you might want to think about changing the lighting in your home. There are lots of possibilities here. For instance, you can think about adding some new light fixtures to your property. Light fixtures can be surprisingly cheap and will easily fit into a standard home renovation budget. You can also find a lot of different styles so you should be able to achieve a wide range of different possibilities with your home redesign.

Lighting also has practical benefits if you are selling the home. With the right lighting fixtures, you will be able to avoid shadow in the room. Shadows will always make the room look significantly smaller and this will make a buyer think twice about investing in your property. Or, you could go tech-heavy with this choice. Get color changing bulbs controlled by a smart system integrated into your property. The tech is more than affordable now and will definitely impress a potential buyer.

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Ballin on a budget

We hope that you have found this article helpful, and now see some of the low budget choices to boost the price of your property. Have fun and try to work some of these changes into your spring cleaning!

Featured Image By: Pexels

How To Start Saving The Planet From Your Home

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How To Start Saving The Planet From Your Home

Our planet is starting to become destroyed and is suffering greatly due to climate change and environmental issues. We are using up our resources and overusing elements of energy that are contributing to the damaging environment. The severe weather conditions across the world are being caused by the damage of the ozone layer and it will only get worse if we don’t collectively try to do better and be better. Little things such as starting to recycle and using our cars less will help very much with this. You could look at the following:

Recycle more:

Look at what is recyclable and do it weekly. It is easy to do and is a huge benefit to the environment as it means that less goes to a landfill and more is going to be remade into exciting and beautiful new products that is friendly to the planet. Recycling glass is also possible and some cities offer roadside collection, but be sure to check with your local councils for the best way to get rid of glass.

Use less water:

Using less water and power in general is going to help keep bills down and help the planet. As previously mentioned, overusing our resources is never good. You must ensure you have reliable water tanks at home and at your business premises or any water systems used across the board, ensuring you have good Sta-Rite well pumps and filters that mean your system can work effectively. Using less water can be easy; take shorter showers, fewer baths, and don’t use your dishwasher as frequently.

Buy sustainably:

Buying sustainable products is going to massively help the environment. If you buy locally, it’s better for the environment and for your local community to bring money to your hometown as well as buying local which means less gas and energy has been used to bring it to you. It is a great way to really help and, of course, buy recycled materials as much as possible and don’t use plastic or paper bags; buy a tote bag that is reusable and probably much more durable!

Eat less meat:

Not only is this a brilliant way to get a little healthier and lower your risk of heart disease and bowel cancer, but cutting down on red meat helps the planet. The less animals slaughtered, the better it is for the planet by less emissions and keeps a better balance in order. There are lots of amazing alternatives, such as vegetarian sausages, fresh fruit and veg, grains, and smoothie bowls. It doesn’t have to be bland!

You will start to see a better, bigger change in how much money you’re spending during the month on your bills and energy; and saving can really help you to be thrifty with your own finances as well as helping the planet! So there you have it, some quick and simple ways to start saving water and energy from your home or business and contribute to making the world a more sustainable and well working planet, for you and future generations.

Featured Image By: Pixabay

How To Save Money When Buying Electrical Goods

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How To Save Money When Buying Electrical Goods

We live in a fast-paced consumer society where all of the electrical items that we buy are out of date by next year. With many households changing their appliances and tech on a very regular basis, it means that there is a lot of waste. Perfectly good items often end up getting discarded and this has a very real and obvious impact on the environment.

But many people are considerate about these factors and will sell on any unwanted electrical items once they have been replaced. Or, where the value is relatively low, and there is still some use to be had, they may give them away using a service such as a freecycle site.

If you are savvy and want to save money on an item and are not too bothered about having all of the very latest features, then you may want to take a look online to see what you can find for free or very cheap:

Printers:

One electrical item that is often offered up for next to nothing or even for free are printers. With new features getting added all of the time, many people feel the need to upgrade. But, if you are just after something that you can use to print or scan the occasional document or photograph, then you may find that getting a used model is just as good as buying new. Before you get your new used printer, check online to make sure that you can buy the right ink cartridges for it still.

Appliances:

Kitchen appliances such as washing machines, fridges, and freezers, often get replaced. With the internet of things on the rise, people want an appliance that they can control from their smartphone from anywhere in the world. But if you are not interested in all of that, you could get a perfectly reasonable appliance for very cheap.

Before you take it, make sure that you check to see that there are no nasty noises coming from it when it is working. Washing machines that rattle about when they are in use may be on their way out and, in reality, it is probably not worth you taking it in that condition.

Computers:

If you need a computer for the basics such as web browsing and working on documents, then why not get a second hand one? Unless you are gaming or using the computer for a lot of complex operations, then you will be able to get a computer that suits your needs very cheaply.

The things that you need to look for when you get a second hand computer are that the hard disk has been cleared before you get it. It should have a new installation of the operating system ready for you to set up as you like. Check to make sure that the laptop batteries still hold their charge, and that everything boots up and works as it should.

Reusing electric goods helps save the environment and you some money. Try this option out when you’re ready for a new printer or computer!

Featured Image By: Pixabay