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Making Sure Accidents Have A Minimal Impact On Your Financial Life

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Making Sure Accidents Have A Minimal Impact On Your Financial Life

Hopefully, you won’t be involved or implicated in any accident throughout your lifetime. But it’s a good idea to prepare yourself in case of accidents and to know what to do if you find yourself injured in an accident. Injury can have a profoundly detrimental effect on your overall health and well being, making it difficult for you to work and, consequently, negatively impacting your finances. Here are a few different ways to avoid the financial strain from happening if you find yourself hurt:

Taking Out Insurance:

A precautionary step that you can take in regards to accidents is to take out insurance. Insurance policies essentially protect you from experiencing financial difficulty if negative events occur in your life. Travel insurance can cover medical costs incurred overseas, such as care, treatments, and procedures. Disability insurance can ensure that you still have an income if you become disabled and are no longer able to work.

Gathering Savings:

Another step to take is to gather savings. This means that if times get financially hard during your process of recovery, you will have funds to fall back on. You won’t have to go without at any point. You can generally gather savings by dedicating a portion of your disposable income to a savings account each time you are paid. Make sure to compare different savings accounts and to choose the one with the best interest rate.

Seeking Legal Help:

It is extremely important that you seek help after an injury if the injury was no fault of your own. Generally speaking, injuries take place in spaces where others are responsible for your safety and well being and, if you have been hurt, someone needs to be held accountable. This goes for injuries that occur in the workplace, in public places, or on commercial premises. Seeking legal help can ensure that the same doesn’t happen to someone else in the future, and it can also help you financially. Those in the wrong should pay compensation, which can cover your medical costs and can go towards your lost earnings during your period of recovery. This will help you to avoid going into debt if you have to take time off work to get back to your usual, healthy self.

Living Within Your Means During Recovery:

Recovery can be a relatively dull period in our lives. We have limited entertainment and distractions and can quickly grow bored of watching the same television shows each day. So, it’s not all too surprising that many people tend to treat themselves excessively and live beyond their means at this time. They might spend more on comfort food. They might purchase films they’ve not seen before. They’ll buy more reading material. The list goes on and on. But it’s extremely important to live within your means during your period of recovery, or you might find yourself sinking into debt.

These are just a few different steps that you can take in order to ensure that accidents have as minimal of a negative impact on your finances as possible. Incorporate them into your routine as soon as you get a chance!

Featured Image By: Pexels

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I’m Back!

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I’m Back!

Hello! After some grueling time away from my blog baby, Lil Red is officially back. Don’t get me wrong, I’m still in a buttload of pain but, it’s somewhat manageable now and I missed everyone too much to keep away. Long story short, after my wisdom teeth and gum transplant surgery, I had some pretty major complications. This included dehydration, exposed bone in the roof of my mouth, sockets that needed irrigated, and excruciating pain. It. Was. Awful.

But, I’m here now just in time for the holidays and I am so happy to be back in the blogging world with all of my beloved friends and readers. I would appreciate it if everyone would continue sending me the warm fuzzies though, because I’m still hurting pretty badly. And, I will see all of you tomorrow to chit chat about my December finishes! Much love. -Sarah

Be Back Soon!

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Be Back Soon!

Hello everyone! I am just letting you all know that Lil Red will be going on hiatus for the next few days. I, unfortunately, had to go to the ER on Sunday due to complications with my wisdom teeth surgery and am still in a lot of pain. So, now, I must focus on getting back to one hundred percent. Please send me lots of get well wishes, because this friggen sucks and I will be back soon! Much love. -Sarah

Unpretty

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Unpretty

Hi everyone! Ugh, I’ve got to say, it’s been a really shitty past few weeks. Since my wisdom teeth surgery. I have been in a lot of pain and I just can’t seem to shake it. My sleep schedule has been thrown off completely, as I now wake up multiple times during the night to deal with the constant throbbing, which then results in bathroom breaks, and me not being able to fall asleep again for another hour or so.

And, because I am not sleeping well, I am so damn tired upon awakening that I can’t even get myself ready for an agonizing day at work. Not to mention that it would hurt too bad to try, anyways! I legit haven’t done my hair or makeup in well over a week now and it’s really starting to get to me.

I always pride myself on getting dressed to the nines to go about my day. It makes me feel good to know that I truly put my best face forward and when I’m out and about on the job, the most professional form of myself is out there. So, my self esteem has taken a beating post-op because of my no makeup streak.

Now, don’t get me wrong – I live for my no makeup days during the weekend. It doesn’t get much better than sporting a fresh face after being on the old nine to five grind for the week. But, almost two weeks of being au natural is pretty excessive for me, especially when my face has been bruised and swollen for the majority of it. And, because the pain has been so bad, I’ve been dressing for comfort, which Lil Red never does! Combining all of these circumstances has left me feeling downright Unpretty, and I just want to get back to my normal self.

Reading this, I’m sure it’s easy to say that I’m being too hard on myself. And, I know I am, which is the crazy thing. But, I hate not feeling like myself and this surgery has left me feeling so broken. Even now, I feel like I’m totally rambling but, ugh, I just needed to get all of this off my chest so thanks to all of you so much for listening. ❤

How do you get yourself feeling back to normal after being in the doldrums? What are some of your natural pain relief tips? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Getting Help For Serious Skin Problems

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Getting Help For Serious Skin Problems

Anyone who has suffered from serious skin problems like acne or dermatitis knows how important it is to have expert help from Dermatology Denver or in their local area. Skin problems can be incredibly painful and uncomfortable, and often do a number on one’s self esteem. These types of problems can also become much more severe if not treated in a timely manner, which is why it’s imperative that anyone dealing with these types of problems seek help as soon as possible:

The Practice of Dermatology:

Dermatologists are specialists in skincare, and the study of the skin is a complex one. Many people don’t realize that the skin is the body’s largest organ, which is why taking care of it is very important. Good skin is a sign of great health, which is why good skin makes a person attractive to others.

The Problem of Acne:

Acne is a very serious problem that can have a major impact on a person’s life if it is not treated. Many people will suffer from acne during their teen years, and it’s one aspect of adolescence that can be extremely challenging. Some people have more severe acne, called “acne vulgaris,” and this more serious, deep acne can leave scars on the face and body if not treated. All of this is why it’s important to obtain treatment in a timely fashion, to avoid scarring and the psychological problems that can come with it.

The good news, is that dermatologists today have many solid treatments available for those with acne, including retinol treatment as well as prescriptions like Accutane. People with acne don’t have to suffer anymore, as long as they seek treatment as soon as possible. Clear, healthy skin can be achieved, but it’s important to seek quickly from a reputable dermatological clinic.

 

Bye Bye, Wisdom Teeth

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Bye Bye, Wisdom Teeth

Hiiiii! So, this past Friday I got my wisdom teeth removed. I now have four less teeth so, if you don’t recognize me, I completely understand! The oral surgeon also had to take some of my gums from the roof of my mouth and sew it into the bottom of my gum line so that was really tasty, too.

Aside from waking up in loopy-ville, the pain hurting like the dickens, and the fact that my face swelled up to chipmunk proportions, I’d say that I did pretty well! But, the best part, was all of the ice cream that I got to eat. The most delicious being the Chocoholic Peanut Butter Ripple from Handle’s.

Originally, I asked my dad to get me Peppermint Stick but, then, I realized that I really really wanted some chocolate. My dad doesn’t have a cell phone, so I did what any girl in pain (And also on her period! TMI?!) would do. I called Handle’s and asked them to let “the man with a mustache and flannel” know that I changed my mind. The girl on the phone was SO sweet and when my dad returned home with my treat there was an adorable note from the employees at Handle’s wishing me a quick recovery. 12/10 will FOREVER be getting ice cream from there again!

What is your favorite ice cream flavor? How about your favorite local ice cream stand? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

What You Need To Know About Making A Claim Against Your Boss

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What You Need To Know About Making A Claim Against Your Boss

If you have been involved in a workplace accident and are currently looking for some advice on making a claim, then this post is for you. Read on to discover some top tips that can help to make sure that your claim is successful, as well as some answers to your most pressing questions.

What sort of accidents can you claim for?

There are so many different types of accidents that can happen in the workplace. The following is a mere handful of examples:

  • Falls from a height
  • Slipping on an unmarked object
  • Whiplash from a company vehicle accident
  • Injuries because of poor or no risk assessments
  • Injuries due to faulty machinery
  • Assault
  • Objects falling onto someone
  • Industrial diseases
  • Industrial deafness

Will my employer fire me if I make a claim for an accident that occurred in the workplace?

Your employer will not fire you for making an accident claim because of a workplace incident. They will have insurance in place to cover them and they know that it is their responsibility to provide a safe working environment. Moreover, if they were to fire you, you would have grounds for unfair dismissal and they would only land themselves in more trouble.

Do you have a claim?

The first thing you need to do is determine whether you have the basis for a claim. To do this, you need to look at three key things. These are as follows:

  1. Who caused the accident?
  2. When did the incident occur?
  3. Did you see a doctor for your injuries?

First, it is vital to show that someone else made an error or acted negligently and that this result in your suffering. Second, the date of the accident is important, because there is a three-year time limit on all personal injury cases. Third, you must have seen a doctor because the medical report they provide you with is the most crucial piece of evidence when it comes to any type of claim.

Finding the best accident lawyers:

Hopefully, you now have a better understanding as to whether you have the basis for a personal injury claim. The next thing you need to do is find the best solicitor to work on your claim. You need to make sure you have a high quality lawyer fighting in your corner. Here are some top pieces of advice on hiring a solicitor:

  • Look for a solicitor with a considerable degree of experience.
  • Read reviews that have been left by previous customers.
  • Opt for a solicitor that works to a payment agreement you are happy with.

In terms of experience, it is not enough to find a solicitor that has a lot of years in his or her locker. You need to make sure they have worked on cases similar to yours before. After all, lawyers who handle wage theft matters are not going to be the best choice if you have been injured because of a pothole in the company car park and vice versa.

Hire a lawyer quickly:

The sooner you make your claim, the better. There is a three-year time limit on all personal injury cases. Three years may seem like a long time, but court proceedings need to be issued within this period. Moreover, the sooner you make your claim the easier the process will be, as the details will be fresh in your mind and you will find it easier to get your hands on witness statements and other crucial pieces of evidence.

Things you can do to help:

While your lawyer is going to be responsible for ensuring that you get the full amount of compensation you deserve, there are things that you can do to help. For instance, it is a good idea to sit down and make notes of everything that happened as soon as you get the chance. That way, you won’t forget anything important. You should also keep receipts of any costs you have encountered because of your injuries, as you will be able to claim for these. Finally, it may help to take photographs of your injuries.

Hopefully, you now have a better understanding of the different factors to consider when it comes to making a personal injury claim against your boss. There is no need to panic. So long as you handle everything above, it should go smoothly.

Featured Image By: Pixabay