Tag Archives: money

Blog Better And Make Some Cash

Standard
Blog Better And Make Some Cash

These days, blogging has become a lucrative career, so there is no wonder that many hobby bloggers are now turning their sights to making a bit of money from their blog. There are various ways that you can monetize your site, from offering advertising space to companies to running sponsored posts for them. You might even want to sign up to an affiliate program, such as the one offered by Amazon, which will earn you a commission for every reader that you send over to their site.

Of course, you will need to put in a bit of effort and hard work before you can start to make some money from your blog. Ready to start blogging better so you can cash in on it all? Here are some tips that can help you make a success out of your blog:

Figure Out Your Niche:

If you don’t already have a niche for your blog, it’s time to figure one out. This can help you bag a lot more readers and followers. The bigger your readership, the more you will be able to charge for advertising space and sponsored posts, so it’s always necessary to try to get more clicks onto your site. Even though your niche will mean that you need to narrow down what you write about, it will bring you a lot more dedicated fans. So, what sort of niche should you take? If you are a beauty blogger, you might want to start blogging about niche products that can help soothe certain skin conditions. Food bloggers can cater to different dietary requirements. For example, you might want to turn your food blog into one that focuses on gluten-free recipes.

compp1

What is your niche?

Create A Long-Term Plan:

Next, it’s essential to think about your whole editorial approach. This will include things like the topics you will cover in future posts and when you will be covering them. Ideally, you should create an editorial plan to keep you on track. One useful tip is to write a lot of posts at once but then schedule their publication. That way, you will also have a bank of posts that you can fall back on if you ever go through a slow patch with your writing.

Take Your Own Pictures:

If you are currently using stock photos to brighten up your posts, you might want to think about starting to take your own pictures. Sure, there is nothing wrong with stock photos, especially since they are free to use. But, your own images will help to add a personal touch to your blog. Thankfully, the cameras on smartphones are so good these days, that you won’t have to invest heavily in professional camera equipment to be able to make your blog photos look incredible. It’s amazing what you can do with a smartphone and some filters!

compp2

Snap!

Double Check Content For Errors:

Don’t forget that you need to make sure there are no spelling or grammar mistakes in any of your posts, either. If there are, then your blog might not look as professional as you would like, and this could ruin your chances of building some solid relationships with other brands and companies. Brands will want to find a blog and blogger that can help them reflect the quality of their products and services, and making these kinds of silly little mistakes could really put them off of working with you. If you know that spelling and grammar is something that you struggle with, you might want to hire some ServiceScape proofreaders to take a look at your posts before you publish them. You can then be happy knowing that all of your blog posts are free from any kinds of errors!

Use Mixed Media:

Photos might not be enough to make your blog posts look engaging and interesting to readers. Lots of bloggers are now using a variety of mixed media in their posts and throughout their website so that it all looks super appealing. If you go onto YouTube, you will find that there are thousands of videos that you might want to embed into your posts, for instance. In fact, you might want to even start making your own videos and try your hand at becoming a YouTuber. You can also earn money by posting videos onto YouTube. The more clicks you get, then the more money you can make. If you add advertisements to the start of each video, you even stand to make a lot more! So, using mixed media can not only help to improve your blog, but it can even help you make a bit of extra cash along the way!

compp3

Pexels Image

Always Cross-Link:

Do you already add a lot of links to previous posts in your new blog posts? If not, then this is something that you need to start doing right away. This encourages readers to click to your other posts, which will keep them on your website for longer, and will bring down the average bounce rate. A low bounce rate is something that you need if you want to attract big-name brands to collaborate with you.

Integrate Social Platforms:

It’s also necessary to integrate social platforms into your blog, as well. This means that you need social media buttons on your website to encourage readers to share the posts on their own profiles. The wider your posts get shared, then the bigger your audience will grow. It’s also a good idea to automate sharing to your own profiles whenever a post is published. This can be easily done by connecting your blog hosting account to your Facebook and Twitter accounts. Then, when a post is published on your blog, a link will be posted on your social media.

compp4

Make sure to cross link!

It may take some time before your blog can be monetized, but making use of all of the tips in this post will set you off in the right direction. Good luck with it all in the future!

Featured Image By: Pexels

Advertisements

4 Tips For Buying A Lake House

Standard
4 Tips For Buying A Lake House

Maybe you’ve always wanted a place to take the kids during the summer. Maybe you’re just trying to get away from it all. Whatever your reasons for considering the purchase of a lake house, here are four tips for making a smart decision about lakeside real estate:

1. Make a List

How big does it need to be? What features are you hoping to find? What amenities would get you excited? This doesn’t have to be a hard-and-fast list that you can’t deviate from; it can be a flexible collection of ideas that will get you thinking about what you desire in your future lake house.

2. Consider the Location

Location is one of the most important aspects of buying a lake house, especially if you’ll be responsible for maintaining the land around it. You might wind up needing something like weed control for lakes to keep nature from taking over. You’ll also want to think about climate, soil, shade, and the view from your windows.

3. Look Into the Owner

Once you’ve found a potential lake house, make sure that you do your research about its owner. They should have a clean, non-criminal record, and the house shouldn’t have any weird leasing issues or documentation mishaps. If you ever suspect that your lake house deal isn’t legitimate, don’t be afraid to cut your losses and walk away. A little firmness now can save you a world of trouble tomorrow.

4. Think About Year-Round Upkeep

If you’ll only be vacationing in the lake house once or twice a year, what will happen to it when you’re not there? Will you rent it out? Will you hire someone to maintain it? How much will it cost? Think about these things before committing to a particular land or cabin purchase. The little details could end up being a big deal.

These are just a few tips for finding, selecting, and evaluating a potential lake house. They can be a great investment for the future, but you’ll need to know what you’re doing before you sign on the dotted line. Good luck!

Making Big Purchases Possible Even If You Are In Debt

Standard
Making Big Purchases Possible Even If You Are In Debt

In late 2017, Americans had an all-time high outstanding debt total of $13.1 trillion. Experts also estimate that “student loan balances soared by 146%” in the last 10 years, and that roughly 80% of Americans are in debt. If you are one of the millions of people who find themselves under a mountain of student loan, credit card, or personal loan debt, you’re not alone. As a result of the level of debt that most individuals carry, many are delaying the process of making big life purchases (e.g. homes, cars). However, there are many instances in which big purchases are not completely avoidable.

Need to make a big purchase while in debt? Explore three expert strategies to make your goals a reality:

Figure out where your money is going:

Having a large amount of debt doesn’t mean that you can’t make big purchases. Although you have to be more strategic in your approach, there is almost always a way to find the funds you need. The first (and most crucial) step that you should take, is to find out where your money is going. In other words, it’s time to create a budget (if you haven’t done so already). One study recently revealed that “only 41% of Americans use a budget.” While many people see a budget as something that is restrictive, it will actually show you how much money you have leftover after paying your bills. This enables you to know how much money you have to put aside toward your big purchase.

Make a savings plan (if possible):

The best strategy for making a big purchase while in debt is to not add more of it. Rather than applying for another credit card or loan right away, see what you can do to save up for the item that you need. Since you’ve already made a budget, you should know exactly how much you can set aside each week. If your finances and timing allow, create a savings goal and an estimated date for when you plan to reasonably reach that milestone. Depending on the urgency of the big purchase you’ll be making, see how long you can go without in order to avoid further debt.

Quickly clean up your credit if you will need financing:

Need to make a big purchase right away? Whether you have to find a replacement car or appliance, you may not be able to pay off all of your existing debt before going into more debt. What should you do if this is the case? Prior to making the purchase, do whatever you can to quickly clean up your credit. Experts recommend paying down your revolving credit balances as much as possible, looking for and disputing any errors on your credit report, and continuing to make all payments on time. Any boost to your credit score (and reduction of your current debt) will give you the best chance of getting approved for a new loan, and for receiving a low interest rate.

Although it can seem daunting, making a big purchase while in debt is possible. Utilizing the tips listed above will help you reduce the impact to your current financial situation, and assist you in achieving your goal.

Featured Image By: Unsplash

How To Borrow Money For Home Improvements

Standard
How To Borrow Money For Home Improvements

Giving your home a makeover can be incredibly expensive and, if you don’t have the cash in the bank, you might have to make do with it as it is. But, making improvements to your home is an investment, because it increases the value of the house and you’ll get that money back if you eventually decide to sell it. That’s why it’s not a bad idea to borrow money to make those changes around the house. However, you’ve got to be careful, because if you don’t borrow sensibly, you could end up in serious financial trouble. If you want to invest in your home and make some improvements, here’s how to safely borrow the money to do it:

Sort Your Credit:

Your credit score tells lenders how sensible you are with your money and they’ll use it to decide on the interest rate that they’re willing to offer you on a loan, if they’re willing to give you one at all. If you’ve got a poor credit score, you’re going to be paying a lot more to borrow money. That’s why you need to sort out your credit score before you try to find a loan to make home improvements.

Request a credit report and look over it carefully. Often, there are mistakes on there and you’ll be unfairly penalized. If you think that might be the case, you can dispute credit report mistakes and have them changed. Once you’ve got an accurate credit score, you can start taking steps to change it. Cut back on your spending and clear any debts that you’ve got. Then, you need to get a credit card and start making purchases, while making sure to pay it off immediately. This will show that you’re trustworthy and help you to start building your credit score again.

Personal Loans:

Getting a personal loan is one avenue for borrowing money. You can go to the bank and borrow the money from them. The amount that you’ll get and the interest rate will depend on your credit score so the first step is important. You’re not likely to get as much as if you borrow through other avenues, so you’ll have to make those improvements on a budget. Before you sign anything, shop around a bit and find the best deals. You should also be careful about the amount that you’re borrowing. Only agree to borrow an amount that you can comfortably pay back so that you don’t get into financial trouble.

Borrow Against The House:

Personal loans are fine, but you might be better off borrowing money against the house itself. The benefit of doing it that way, is that you’ll probably get more money and, because you’ve put the house up as collateral, the interest rate isn’t going to be as high as a personal loan. However, there is an element of risk involved. If you’re increasing your mortgage, then you’re more likely to default on the payments and risk losing your house. Just like with personal loans, make sure that you’re only borrowing what you can afford.

Follow these rules and you’ll be able to borrow the money to get all of the home improvements that you need done!

Featured Image By: Pxhere

Enjoying A Coffee Maker At Home

Standard
Enjoying A Coffee Maker At Home

So you like having an instant coffee at home or at your office because it’s easy to make? Just open the jar of grounds, put a tablespoon or two of coffee into a mug, add some sugar, and pour in hot water. Stir and you’re all set for a quick cup of coffee. You can try adding some cream or leave it black depending on your taste. You don’t have to grind beans or wait for the coffee to brew. Nothing gets easier than this right?

But, do you know you’re missing out on great tasting coffee because you don’t brew it? You’ll never know that brewed coffee could taste so much better and smoother than instant coffee until you buy your first coffee maker! You’re going to love your coffee maker once you experience the difference of taste between freshly brewed coffee and an instant coffee.

If you enjoy the taste of brewed coffee from your favorite coffee shop, you can do so from the comfort of your own home with the help of a coffee brewer.

Two of the most popular types of coffee makers are drip coffee makers and cold brew coffee makers. The former brews smooth and delicious cups of hot coffee and the latter is, of course, for a cold cup of joe. BUNN makes great drip coffee makers. You can read the reviews for the BUNN coffee maker and cold brew coffee maker found on Amazon.

Now, let’s find out the benefits that a coffee maker can provide you:

1 – They help save money:

You’re going to have to spend some cash to buy your coffee maker, but in the long run it’s such a wise investment. You’re going to save a lot of money by having a coffee brewer at home compared to buying cups of coffee at your local cafe.

Espresso can be hard to make and it would seem to be a better option to grab a cup of espresso at a coffee shop, but an espresso machine can help you with that too. Espresso machines are a lot better these days at making great cups of coffee as well as saving your hard earned money.

Note: I would advise you to learn how to make espresso coffee at home before you choose to do so!

coffee6

The breakfast of champions!

2 – A coffee maker brews fresher and smoother cups of coffee:

Preparing instant coffee is more convenient than brewing coffee, but a brewed coffee is far more tasty and the flavor is concentrated better. Freshly brewed coffee has a distinct aroma compared to instant coffee, because it is made directly from the coffee beans. Once you taste a cup of freshly roasted coffee you will never be able to go back to instant!

3 – Brewed coffee is better for your health than instant coffee:

Freshly brewed coffee from the coffee beans release healthy oils that contain antioxidants and nutrients that are very good for your body. The caffeine concentration is better in a brewed coffee than in an instant coffee, as well. Brewed coffee can help prevent heart diseases and cancer of different types because of the antioxidants. Just be sure not to drink too many cups of coffee in a day since the caffeine concentration is much higher in freshly brewed coffee.

4 – It is fun to brew coffee:

You can surprise your family and friends by playing barista in house. You can find tons of coffee recipe videos on YouTube. Check them out if you’re thinking about brewing Starbucks-level Cappuccinos, ice-cold Frappuccino’s, or Mochas/Lattes. Then, host an afternoon get together to show off your coffee concocting skills.

Here’s a YouTube video on cold brewing coffee to get you started:

This site has very good reviews on the best coffee makers, check them out.

Coffee might not be everyone’s cup of tea but, if you enjoy it, then you can’t go wrong with having a coffee maker in your home!

Featured Image By: Products You Can’t Refuse

Creative Ways To Save For Travel

Standard
Creative Ways To Save For Travel

You can travel with debt, but taking steps to reduce your debt before traveling is advisable. Loan consolidation makes a lot of sense, and could save you enough capital for a trip over time. Generally, when you’ve got any debt, your best strategy to liberate yourself will be to live beneath your means until the cost has been overcome.

For example: say you make $2,000 a month. $800 goes to rent and utilities, $200 goes to gasoline, $500 goes to food. What do you do with that additional $500? Do you spend it, or save it? Well, if you’re living beneath your means, you save it. That, or you put it toward paying off any debt you owe.

Something you additionally want to do is find ways to cut down on regular bills. For example, if you’re paying $200 a month in gas, but you only live two miles from where you work, and this is your primary reason for driving, see if you can cut that number in half. A 250-mile tank can make 125 two-mile trips or 62.5 consecutive work-days.

If you’re only working 20 days a month, then you can make it to and from work and still have 80+ miles left over for whatever you like. If you’ve got a conventional car, a tank is only around $50. So, if you can cut down your time spent driving, you can preserve the lifespan of your vehicle while reducing your monthly expenses, allowing you to either save money or pay off debt with greater expedience.

Practical Considerations:

Certainly, this is easier said than done. Once you’ve established the non-negotiables of your budget, it’s time to see what you’ve got leftover and what you can do with it. Even if you have relatively little, proper planning can help you attain necessary capital for a vacation.

If after you streamline your budget, you can only add an extra $200 to your expendable income, that is still $2,400 in a year; or enough for a pretty decent vacation.

savee1

Budget wisely!

Avoiding Creature Comforts:

Still, this is a fairly ideal circumstance, and cutting down your monthly expenditures in terms of food and gas can be difficult. So, you must find ways that you can eliminate discretionary spending. You may be surprised at how many unnecessary things you buy. Don’t think about creature comforts, think about living at a bare minimum.

For $100, you can eat well for a month as an individual, should you be careful enough in purchasing and preparing your own meals. You can combine such a budget with EBT or food bank sustenance to increase the amount of food you have access to. You can additionally seek options beyond your income to help you acquire what you need.

You may be surprised to find what you actually qualify for, especially if you’re a low-income family, there may be support solutions out there for you. Here’s the AUS Benefits website; it can help you to see if you’re eligible for financial assistance in certain areas of life. Sometimes, this can come in the form of direct support or tax breaks.

Something else that can help you save money is where you choose to travel. You don’t have to stay in the highest dollar accommodations available. You may look for friends, relatives, or look for special offers such as these. There are also after-market type hotel situations which, though perhaps not ideal, can save you a few hundred dollars.

Although travel is a luxury, it can be more attainable with the above tips!

Featured Image By: Pixabay

What’s A Career That Pays?

Standard
What’s A Career That Pays?

Once you leave school, it’s fair to say that you’ll be spending the majority of your adult life working. As a result, you’ll build a career that, hopefully, will give you great satisfaction. However, the thing about your career is that it needs to do more than just keep you happy. As everyone works to earn money and make a living, you can expect your career to fulfill this objective, too. Ultimately, the question you need to ask yourself is whether it’s possible to find a job that pays the bills, that makes you happy, and that pays towards the greater good.

pay

You can earn a lot in a high-risk medical career

The invisible hand that helps:

There are professions that can change or save someone else’s life. But when these get too stressful to handle, you can pick the jobs that run in the shadow but still play a significant role. For instance, if you want to enter the healthcare system but don’t feel confident enough to deal with patients, you’ll appreciate the opportunities this Medical Billing and Coding Training gives you. With it, you can ensure that patients’ electronic health records are kept safely and accessed efficiently so that doctors can refer to it for further information.

The helper who builds the next generation:

If you want to see the difference you make, you can choose to prepare the next generation to tackle the challenges of modern life. Tomorrow’s doctors, engineers, and presidents are today’s pupils, and that’s why they need a good teacher. Everything starts with proper training on your topic but also on how to improve your classroom skills. It’s your duty to help students reach their full potential so that they can grow in confidence and knowledge with your help. In other words, a good teacher needs to help kids to learn and push them to discover further.

pay1

Flickr Image

The one who makes the future:

How about you try to make the world a better place today? To do this, you need to choose a career that can target some of the biggest challenges of our generation, namely managing our impact on the environment. Architects, energy engineers, interior designers, and urban strategists have combined forces to create a house model that produces more energy than it consumes. You could help to distribute the model nationally or internationally, using your skills whether these are business-related or in engineering. It’s only when experts work together that they can achieve great results. Contrary to the common belief, it takes more than an environmentalist student to build a greener planet.

The actual money-making career:

Finally, you can also decide to focus on the monetary aspect of your career by picking high risk positions from doctors to CEOs. Careers that juggle a lot of risks and stress tend to be generously rewarded. Admittedly, it’s fair to say that to earn a lot you need to learn a lot and be confident in your skills to navigate through the dangers of your profession. In other words, a career that grows your income significantly is also a career that requires you to keep a cool head at all times.

Ultimately, there are many ways in which your career can pay towards the greater good, whether you’re thinking about your personal income or of saving lives. A career that pays could be any of these!