Tag Archives: moolah

Dec16

How To Get The Best Price For Your House (Without Breaking The Bank!)

Posted on by
Standard
How To Get The Best Price For Your House (Without Breaking The Bank!)

If you are taking the plunge and selling your house, there is one thing that will drive the wholesale, and that is getting the very best price for your home. While there is a lot of information around on the internet telling you to spend here and spend there, there are, in fact, some remarkably cheap ways to add some value to your home. Of course, you might find someone who might like to buy your house as-is, and this can be a very lucrative option if you need a quick sale. However, it’s also perfectly possible to spruce things up to appeal to a range of other buyers too!

In this post, we are going to be taking a look at some inexpensive and free ways to add value to your home, and we will even take a look at what buyers really want to see when they view a house:

Why Make Changes If You’re Selling:

The most important thing to realize when it comes to selling your home is that the market is extremely competitive. So, in order to ensure you can sell your home as quickly as possible, you will need to make some moves that aren’t being made by other sellers. This first and foremost includes making necessary repairs and modifications because the last thing a person wants are endless projects once they move in. Major issues like mold will need to be solved immediately. To start this process, simply enter a search for “Mold remediation denver” (or your local area) to get help from the experts and make your home way more marketable.

When buyers visit homes, they are looking at every little detail, and in order for you to not only make a sale but also get the best possible price, there are some things that need to be addressed. The number one thing buyers want for their money is value, and when it comes to value, they really want space. You should be looking to make your house stand out above any others in your neighborhood that may also be up for sale, and doing all of these things is far easier than you may believe.

Of course, making changes is all up to your situation. If you need to move ASAP, then chances are you don’t want to deal with the extra hassle. To expedite things, you might want to consider different companies who will purchase your home for you. Do your research to find out how we buy houses fast to find the buyer that’s right for you.

Improve Your Curb Appeal:

The very first thing you should be doing for your house is to make it look welcoming. Let’s be honest; if your house looks like 112 Ocean Avenue, you may have a little trouble selling up.

If, however, you put in a little effort by taking care of the garden and aesthetics of the home from the outside, you will find you are onto an instant winner. People will often judge a house by what it looks like on the outside, so you may even consider updating the exterior paintwork a little, as well.

Another thing that will often go down well is if if your driveway is clean and paved. The best way to get your driveway looking its best will obviously be Pressure Washing. While most people would consider doing this themselves, they would very rarely have access to industrial-strength units, and this is what would be required for a job like this. Your best bet is to do a search for “pressure washing service in Owasso, OK” or your area and leave this job to a professional.

Give The Illusion Of More Space:

If there is one thing that is going to either reduce or increase the price that will be offered on your home, it will all come down to space. It’s important to remember that when a buyer comes to view your home if they are interested, they will also be looking for anything that can be used as a negotiation point. It is your job to preempt what they may deem as a problem and fix it before they ever see it.

The best tip that can be given when it comes to ensuring you get the right price for your home is to start filling some moving boxes before you even have your first house viewer. By simply boxing up items that you know you will not use, you will end up dramatically reducing the number of items in the house.

When you reduce the number of items in the house, you give natural light the ability to hit areas that it usually wouldn’t. When the light penetrates every corner of the room, you will find that every room in the house has the illusion of looking bigger.

Give Buyers The Canvas They Want:

The most sought after thing when people head out and start to view homes is something they can visualize living in. More often than not, if the house they are viewing is decorated with dense colors and items personal to the current owner, while this may be homely to you, it won’t be to the potential buyer, in fact, it will be quite off-putting.

The best possible thing you can do is to give them a completely neutral canvas. By painting the house in neutral colors, this will allow the buyer to visualize how they see the house in their own mind and is one of the best selling points that you can offer.

In Conclusion:

As you can see, these are some simple solutions for giving you the best possible price when you are selling your home. While they may all seem very basic at their core, they are all vital when it comes to what is wanted from buyers in the real estate market nowadays. When it comes to selling houses, it’s not as easy as it once was, and buyers are more easy to scrutinize than ever before.

If you are selling up and want the best possible price, you will need to put in a little effort and a little cash in order to see a very handsome return.

Featured Image By: Pexels

Dec11

Where Can You Cut Costs When Working On Your Kitchen?

Posted on by
Standard
Where Can You Cut Costs When Working On Your Kitchen?

DIY has long been a popular way to make your home look better without spending a small fortune on it. A lot of people are choosing to go down this route with their homes, working hard to make changes by themselves. Of course, even when you do all of the hard work yourself, it will always be difficult to avoid spending money on a room like a kitchen. There are simply too many expensive items which go into this space.

When planning to renovate a kitchen, you need to get prices for everything and compare those prices to see which is best. You will need to get prices for a skip, flooring, cupboard doors, and possibly even screws and hinges among other necessities. To help you out with this, this post will be exploring some of the best ways to save in the kitchen, covering each of the elements you’ll need to buy:

Cabinets & Surfaces:

This is usually the priciest part of most kitchens. The cabinets and surfaces you have can cost a lot, but you need them to be able to use the room effectively. Thankfully, people often sell this part of their home when they renovate. You can find loads of kitchens cabinets on sites like eBay, and many of them will come in excellent condition. While you have to collect them yourself, this option will be far cheaper than buying something new, while also giving you the opportunity to get features which you may not have been able to afford brand new.

Appliances:

Appliances are another area which can be expensive when you’re renovating your kitchen, leaving a lot of people to keep their old machines for this job. Like the cabinets, though, you can often find appliances in great condition on the used market. This is always a lot cheaper than buying the items new.’

Flooring:

While it may seem like something which should be nice and cheap, flooring can often be one of the priciest parts of a new kitchen. With tiles being so expensive, a lot of people opt for plastic flooring, though this rarely looks perfect. There are a lot of discount tile retailers around the web, giving you access to this resource for far less than you’d pay full price. It’s well worth hunting for deals on items like this, as this can drastically reduce the price of your kitchen, while also keeping it looking good.

Sinks, Taps, & Other Accessories:

Finally, as the last area to think about, it’s time to consider sinks, taps, and other accessories which finish your kitchen. These will always be the most noticeable objects in your kitchen, and this makes it worth spending more on them than the other areas in this post. You can usually find good second hand deals for them, but buying them from regular stores shouldn’t be too hard, as long as you’ve saved enough money on the other parts of the room.

Building a new kitchen will be a challenge. Not only will you have to find everything you need at the lowest prices, but you will also need to put the room together. You’re going to need to do some learning to achieve the best results, but these skills will stay with you for the rest of your life.

Featured Image By: Unsplash

Nov26

Dollar Tree Haul

Posted on by
Standard
Dollar Tree Haul

Hello everyone! If there’s one thing that Lil Red doesn’t believe in, it’s paying full price for just about anything. So, it’s pretty shocking that I really didn’t get into shopping at the Dollar Tree until this past year. One of my clients loves that store and I always end up there at least one time a week. It wasn’t until I took a closer look around until I realized that the Dollar Tree is friggen awesome and I have had much success shopping there, especially since moving into my apartment. Don’t believe me? Check out this big ol’ haul for yourself:

tree

For twenty items I paid twenty dollars altogether and I am confident that if I purchased all of this at a normal grocery store it would easily be over fifty dollars. The Dollar Tree pulled through in the clutch for me at just the right time because after all of my holiday shopping this month, my credit card bill is going to be huge. BUT, I also have no food in my apartment. This will definitely tide me over until my bill turns over in December and I can do a bigger grocery shopping trip.

Also, can we please talk about the potato gnocchi and Arizona nacho trays?! They are both SO freaking good and the only thing that isn’t pictured is the nachos that I already ate, lol. They are a perfect snack for when I get home from work and I was so stoked that the Dollar Tree that I was at had them that I just had to get six, lol! The gnocchi is also a quick, easy, and delicious meal that my boyfriend and I both love and will be a perfect, simple dinner after we’ve both had a long day.

I have never quite understood the people that considered themselves above discount shopping but I, for one, will never be. Compliments of shopping at TJMaxx and Marc’s (a discount grocery store in my neck of the woods), I am sure that I’ve saved over thousands throughout the years and that ballin on a budget train isn’t going to end any time soon!

What is your favorite discount store? How do you ball on a budget for your grocery shopping? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Oct29

Easy Ways To Make Extra Holiday Money

Posted on by
Standard
Easy Ways To Make Extra Holiday Money

Christmas can be a stressful time of the year financially, especially if your budget is already stretched. If decreasing your spending won’t cut it, then starting to look at options for making more money can be the way to get through the holiday season. Many people take on second jobs at this time of year, but could there be an easier way to boost your savings? Get ready to grow your income with these ways to make extra money in the lead up to Christmas:

Invest:

Putting your money into a particular stock that you know will help you reap rewards will make sense. Of course, it’s a case of having patience, discipline, and knowledge. In this day and age, the likes of cryptocurrency is taking over. This is because we’re likely to use digital currency going forward and cash will become close to being obsolete. Learn about crypto, BNB trading, the market cap, and all kinds of related pieces because it could help you make more than just a little extra money on the side.

With the rise of cryptocurrency, you might want to buy bitcoin with INdependent Reserve. As always, it’s important to do your research first as many people know of bitcoin but are not familiar with its ins and outs. If you have a friend or family member that uses bitcoin, it’s a great idea to pick their brain and ask for advice. Should you not have that option, go online and seek tutorials and step by step guides. Find out the Bitcoin price in USD or the currency you use, familiarize yourself with best practices, and make your investments wisely. Once you become savvy, it can become a viable extra source of income.

Use your skills:

Do you work in a job where you could use your skills on a freelance basis? It could be easier than you think. From copywriting to bookkeeping, there are all kinds of jobs you can do part-time or freelance to help you boost your income. It’s worth checking out the types of roles that are available online through websites like Upwork and People Per Hour.

Many people turn side hustles into full-time roles, giving you the perfect excuse to make a switch to a career you’re passionate about and interested in. Remember to only work the hours you can afford to spare, you don’t want your side hustle to have an effect on your day job.

Become a tutor:

Becoming a tutor can be another excellent way to put your skills and knowledge to good use. Whether you can speak another language or you were great with math at school, you could help a student improve their skills and help them succeed. You can find tutoring opportunities listed with local schools or colleges, and a shout-out on Facebook could be another way for you to find your first gig. Becoming a tutor can be very rewarding, helping you remember your enthusiasm and interest in a subject you might not get to use very often.

Offer babysitting services:

Many people need babysitters at this time of year. People get very busy during the holiday season, so if you love kids – why not offer up your services? You could ask friends and family to begin with and to help you build up some experience. From there, you can find babysitting jobs online in your local area. Babysitting can be a lot of fun, and great practice if you’re thinking of starting your own family soon!

Become a dog walker:

If taking care of kids isn’t your thing, perhaps you could take care of animals, instead? Dog walkers are in high demand, and you can make some great additional income as a walker. Not only will you get the chance to interact and play with some fantastic dogs, but it can also help you stay fit too. Getting out and about during the winter is tough when the nights are dark and the weather is cold, but a four-legged friend who’s happy to see you should be more than enough motivation to get outside!

Sell unwanted goods on eBay:

With the holidays around the corner, it’s a good idea to clear out some of the clutter in your home before a new intake of gifts arrives. This helps you to keep your home neat, as well as making sure you haven’t got items sitting there going to waste.

Selling your unwanted items on eBay is easier than you might think, and you can do it all from your phone. Of course, not everything is going to sell so if you find yourself with items you can’t make money from, you always have the option of donating or recycling them.

Take advantage of cashback:

There are a lot of ways you can earn money online, some of which involve nothing more than carrying out your regular activities! Cashback websites are great for helping you get money back on your purchases, with no catch. Most top retailers can be found on cashback websites. Not only that, but many cashback retailers can also help you find discount codes online – helping you save even more money on your purchases.

Spending your free time making some extra money can be an easy way to build up your Christmas fund. Not only that, but it could lead to something more permanent that could help you increase your savings in the New Year!

Featured Image By: Unsplash

Oct1

Side Hustles You Could Turn Into A Full-Time Career

Posted on by
Standard
Side Hustles You Could Turn Into A Full-Time Career

A side hustle is a great way to earn some extra money. It’s also a way to pursue your interests, and it can help you build skills that might not be possible with your regular job. Some side hustles can even lead to bigger and better things. If you’ve wanted to make a career switch or you want to pursue your life’s passion, then a side hustle could be the beginning to helping you realize this.

Are you interested in knowing what’s out there? Here are some amazing side hustles you could turn into a full-time career:

Copywriting:

Copywriting is a popular side hustle choice. Businesses and individuals need copyrights for their websites, social media channels, etc. which puts copywriters in demand. If you’ve got great writing skills and are good with a deadline, then becoming a copywriter could be an excellent way for you to make some money. Eventually, you could decide to make the switch to a full-time copywriter, either for a business or on a freelance basis and choose a career path that’s flexible and relevant to your skills.

Online Surveys:

There are so many amazing websites out there where companies will pay you for your opinion in the form of surveys. And, if you are using some of the best survey sites, then that money can really add up quickly. Take an hour or so out of your day to get started and give your thoughts on anything from vacation spots to groceries to earn some pocket change. You can always extend your time if the survey route is working well for you.

Realtor:

Do you love all things HGTV? Then becoming a realtor on the side could be a fantastic way for you to pursue your interest. Of course, you’ll need a real estate license to be able to become a realtor, but it’s a qualification worth having if you’d like to pursue the role full-time. Some people start out their real estate career helping friends and family or working weekends, which can help you to earn some extra income while you get yourself established.

Photographer:

Are you a talented photographer? Why not use your skills to become a photographer as a side hustle? From photographing events and weddings to selling photos to stock websites, you could make a great second income from photography. If your photos are good and you market yourself well, word will soon spread – allowing you to easily turn your photography work into your full-time job. Expand your reach by posting photos regularly or even creating your own website like this Surrey wedding photographer. You never know who will be interested in hiring you if you don’t show off your content!

As your photography business takes off, it is a good idea to plan ahead. For example, you might want to consider photography insurance to keep all of your expensive equipment well protected. This is something that you might not need right now but you will be so happy you have it should anything go wrong. You might also want to start thinking about what it would cost to hire an assistant or rent out a studio if this is really the direction you want to go in.

Selling online:

Interested in starting an online shop? Many people make great side hustles from selling on eBay or Etsy. If you’ve got a talent for making things or an eye for vintage apparel, selling online can be an enjoyable way of increasing your income. If things take off, you could look at starting your own online business and start selling from your own website. With online sales, you will want to cultivate a brand that is unique to you. You can build your brand with custom packaging and ship your products with high-quality welna drzewna (wood wool), set up a booth at vendor fairs, and good old-fashioned word-of-mouth marketing.  What might start out as a hobby could soon be an amazing way to take charge of your career.

Having a side hustle can be a simple way to top up your earnings, while also making the most of your free time. While there are many people who enjoy their side hustle on top of their regular work, there are also plenty of people whose side hustles become a full-time career. Take a look at opportunities to boost your career through life-long learning; you never know where these additional skills could take you!

Featured Image By: Unsplash under Creative Commons

Aug2

Personal Loans: Why Choose A Moneylender Over A Bank

Posted on by
Standard
Personal Loans: Why Choose A Moneylender Over A Bank

A loan can be a godsend, especially when you are consolidating debts. It can be unsecured, so you do not have to borrow against any valuable assets you own. This makes it less risky for you in case you run into some trouble in the middle of your personal loan’s tenure. As you can use the money for mortgages, revolving lines of credit, or wherever you see fit, you will be less pressured to explain where you will use it. In fact, you may not even be asked about it at all.

If you are planning to apply for one soon, going to a moneylender in Singapore may be more advantageous than dealing with a bank. Why? You can find out more about it below:

Decreasing Interest:

Unlike bank-issued loans, those offered by moneylenders do not come with fixed interest. This is good news, as the extra money you pay to borrow the cash decreases every time you make payments. In a way, you are incentivized not to miss your repayments. For instance, if you borrowed $20,000 and you have already paid $8,000, only the remaining $12,000 would be considered for interest computation.

Quick Approval:

Moneylenders do not process loan applications when there is insufficient documentation, but you can expect less paperwork. Banks are notorious for tons of paper requirements, rendering the entire process a bit more cumbersome. If you are in a hurry, walking into a moneylender’s office should be your priority. If you bring everything you need to get your creditworthiness assessed properly, you may receive the money as fast as 24 to 48 hours. Online applications for loan approval are also available with companies like FatCat Loans Canada (or a similar business in your local area). However you choose to go about the application process, be sure to ask any questions you might have before you accept the funds. If you are feeling hesitant or unsure, it’s best to wait until you are fully confident in your decision.

Flexible Repayment:

Compared to banks, moneylenders are more lenient when it comes to repayment plans. They are more open to unconventional terms because they make every effort to help their customers avoid non-payment. On the contrary, banks have strict rules in place. Individual branches do not come up with their own regulations, and they only follow orders from their higher-ups. In many cases, the hands of bank representatives are tied and cannot accommodate special repayment requests. Negotiate all you want, but that could go futile.

No Discrimination:

Singapore banks only cater to citizens and permanent residents. They mostly do not entertain loan applications from foreigners living in Singapore. In addition, traditional financial institutions are not usually interested in borrowers whose annual income is less than $20,000.

Moneylenders have minimum income requirements, too, but not as much as banks. They serve customers who earn less than $10,000 per year. Their doors are also open for foreigners residing in the country. The maximum amount a borrower may qualify is based largely on their annual income and residency status, but everyone (except tourists) is welcome to apply.

loan1

Admirable Lending Behavior:

The moneylending industry is highly regulated in Singapore to protect the best interests of its borrowers. The government provides a Registry of Moneylenders, making it easy to identify whether a business can be trusted or not. If a licensed moneylender misbehaves, the authorities encourage you to report any unacceptable behavior.

Banks and moneylenders have unique selling points, but the latter is more appealing to most borrowers. Shop around as hard as you can and use the competition to get the most favorable personal loan available.

Mar4

How Much Is My Face Worth?

Posted on by
Standard
How Much Is My Face Worth?

Hiiii! Makeup is something that I definitely enjoy, but I would never say that I go overboard with my beauty product purchases. However, that doesn’t mean that I don’t like splurging every now and again! And that begs the question of how much is my face worth. I’m also going to include my hair styling necessities, since that is a major part of my look, as well. Let’s find out together, because now I’m curious!

picss3

A typical MOTD for yours truly looks a lot like the look above plus or minus the lipstick. The products and cost of what I use to achieve that MUG are the following:

Eyes:

Brows: Microbladed by La Marie Brow Club

Mascara: I use a combination of mascaras to get the super bold, fanned out look but the main component is Better Than Sex by Too Faced. This mascara runs for twenty-four dollars per tube.

Eyeshadow: My favorite eyeshadow to use is a gorgeous metallic bronze shade from The Body Shop. When the store that I live by had their half off closing sale, I purchased quite a few of them for six dollars each. Not bad!

Face:

Blush: Like my mascara, I use a combination of blushes to create just the right color. I use Maybelline’s Dream Bouncy blush in Fresh Pink which costs about eight dollars per compact. I also use a warmer baked orange shade from The Body Shop over the Fresh Pink to make a nice, summery glow over the pasty pale, which gives a contrast that I love. That blush is called Macaroon and I got it for close to eight dollars, as well.

Highlighter: The highlighter I’m using right now is Sephora brand from their Golden Hour collection in a shade called Dusk. I like this highlighter a lot and it was the cheapest one in the store, costing me nineteen dollars.

Shimmer: To finish the makeup on my face, I use the Blush On Radiance beads from The Body Shop to tie everything together with a shimmery finish. One jar lasts me such a long time and is twenty dollars.

Lipstick: And, of course, my lipstick! I use a matte shade called Pure Red by NYX and it is six dollars per tube. It is absolutely divine and I have never used a better lipstick in my life.

Hair:

Leave In Conditioner: To keep my hair silky smooth, I use the Mistress Leave In Conditioner by IGK. It’s a bit more pricey at twenty-nine dollars. But, I’ve been using the same tube since September and I literally can’t live without it.

Heat Protecting Spray: I am currently using a heat protecting spray by Tresemme that I’ve had since August. It cost me seven dollars for the bottle, making for an insanely cheap cost per wear!

Hair Dye: Of course, I would be nothing without my signature red hair. Nothing, I say! The Vidal Sassoon Runway Red color from the London Luxe collection is all I will ever use and, at ten dollars per box, I can definitely swing that!

Hair Straightener: My Hot Tools hair straightener from TJMaxx was twenty-five bucks and it had to be included on this list because if I’m doing my makeup, then I’m definitely straightening my hair to complete the look. This flat iron works great and the products that I use definitely work well along with it.

Grand Total: $162

This sounds crazy because one hundred and sixty-two bucks is a pretty big number – BUT, I’m actually really happy with it… I thought it was going to be higher! I make an honest effort to use more budget friendly brands than high end and I think that number shows for it. My makeup lasts me a long time because I try to take good care of it and use it until its completely done and the cost per use of each product makes those purchases well worth it.

How much is your face worth? What is the cheapest and most expensive beauty product you use? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Feb4

Stingy Girl Secret

Posted on by
Standard
Stingy Girl Secret

Hiiii! Okay, so before you read this post, a back story is definitely required. Because, even I have to admit, my Stingy Girl Secret makes me sound like the biggest cheapo on the planet. But, I promise you that this was the most unintentional hack I’ve ever come across. Let’s begin:

As all of you know, I had a really unfortunate oral surgery in December that left me suffering for an entire month. Although I am feeling much better, I am still having issues with beverages that are too cold. During recovery, I could only drink or eat anything that was tepid in heat because of the extreme sensitivity that my mouth was experiencing. With that in mind, we may proceed.

Monday is essentially my busiest day of the week, because I have back to back clients all day. Because of this, I like to get a little treat before I start my work day. AKA, I go to Starbucks after I fill up my car at the gas station. It has been my routine for some time now, and my day always feels off if I falter from that.

Normally, I enjoy an iced coffee to start off my work week. But, after an unfortunate incident, I just haven’t had the taste for it. (Long story short, my mouth started bleeding profusely when I was at a client’s house while drinking my iced coffee. The bleeding had nothing to do with the drink but, for now, I just can’t stomach it.)

Anyways, I’ve been on a big green tea kick from Starbucks since that happened post surgery, but I know that my mouth couldn’t handle a hot or an iced tea. So, upon my first trip back to Starbucks when I felt up to it, I went into the store instead of the drive thru, because this required the utmost sensitivity. I hesitantly walked up to the counter and asked for a room temperature green tea with anxious thoughts rushing through my head.

Is this request even possible?

Will they deny me my request for a not hot but not cold beverage?

Should I just run away screaming and never show my face again?!?!?!

Luckily, I didn’t have to run out of the door in shame and return only with a paper bag on my head, because the barista said I could do an iced green tea with no ice. An iced green tea with no ice?? My god, it’s so simple. So brilliant. So exactly what I needed. An iced green tea with no ice. It was a revelation. I paid for my drink and eagerly awaited for it down the way. Once my name was called, I reached for the cup and I couldn’t believe it.

IT WAS FILLED TO THE BRIM!!!

In my hazy post surgery gone wrong trauma, I really don’t know what I was expecting. For them to just fill the cup halfway because of the no ice request, I guess. But, no. My Trenta cup was filled all the way to the top with BEVERAGE. It was a miracle.

I really didn’t realize how little drink that I was getting from an iced beverage when the ice was actually in it. On my normal Monday morning commute, I would finish my drink on my way to work. But, now that I have a filled to the brim drink, I can sip on it happily for a while when I’m working. And, to this day, I always ask for my iced drink with no ice so that my sensitive teeth aren’t screaming at me and I can get a full whopping thirty ounces of beverage with no questions asked.

Stingy? Yes. But, this find was so unintentional and honestly so simple, it’s a bit stupid. BUT, it was literally the only highlight of the major trauma that I went through last month and I had to share it with all of you. I don’t know what I was getting at with this essay but, I’ve said my piece, and I feel really great about it – so thanks for reading! 😀 lololol

What is one of your stingy secrets? How do you save money when you treat yourself? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Jan7

Making Sure Accidents Have A Minimal Impact On Your Financial Life

Posted on by
Standard
Making Sure Accidents Have A Minimal Impact On Your Financial Life

Hopefully, you won’t be involved or implicated in any accident throughout your lifetime. But it’s a good idea to prepare yourself in case of accidents and to know what to do if you find yourself injured in an accident. Injury can have a profoundly detrimental effect on your overall health and well being, making it difficult for you to work and, consequently, negatively impacting your finances. Here are a few different ways to avoid the financial strain from happening if you find yourself hurt:

Taking Out Insurance:

A precautionary step that you can take in regards to accidents is to take out insurance. Insurance policies essentially protect you from experiencing financial difficulty if negative events occur in your life. Travel insurance can cover medical costs incurred overseas, such as care, treatments, and procedures. Disability insurance can ensure that you still have an income if you become disabled and are no longer able to work.

Gathering Savings:

Another step to take is to gather savings. This means that if times get financially hard during your process of recovery, you will have funds to fall back on. You won’t have to go without at any point. You can generally gather savings by dedicating a portion of your disposable income to a savings account each time you are paid. Make sure to compare different savings accounts and to choose the one with the best interest rate.

Seeking Legal Help:

It is extremely important that you seek help after an injury if the injury was no fault of your own. Generally speaking, injuries take place in spaces where others are responsible for your safety and well being and, if you have been hurt, someone needs to be held accountable. This goes for injuries that occur in the workplace, in public places, or on commercial premises. Should you have been at work when your injury occurred, you will want to research the best workers’ comp lawyer in Wisconsin (or your local area). Getting help through a lawyer that specializes in workers’ comp not only benefits yourself but your fellow employees. With a job site injury, equipment and safety protocols will be improved to prevent another worker from getting hurt.

Seeking legal help through a lawyer for your specific injury such as a Spine Injury Lawyer can ensure that the same doesn’t happen to someone else in the future, and it can also help you financially. Those in the wrong should pay compensation, which can cover your medical costs and can go towards your lost earnings during your period of recovery. This will help you to avoid going into debt if you have to take time off work to get back to your usual, healthy self.

On the flip side, legal help can be sought when you were in the wrong and this can help lessen your punishment in court. Everyone makes mistakes and if no one was harmed if, say, you got a DUI then a lawyer can emphasize that point to the judge. Should this be the case for you, a consultation with a Denver DUI attorney (or your local area) can be most beneficial. Perhaps they can assist in getting driving privileges to work so you can maintain your source of income.

Living Within Your Means During Recovery:

Recovery can be a relatively dull period in our lives. We have limited entertainment and distractions and can quickly grow bored of watching the same television shows each day. So, it’s not all too surprising that many people tend to treat themselves excessively and live beyond their means at this time. They might spend more on comfort food. They might purchase films they’ve not seen before. They’ll buy more reading material. The list goes on and on. But it’s extremely important to live within your means during your period of recovery, or you might find yourself sinking into debt.

These are just a few different steps that you can take in order to ensure that accidents have as minimal of a negative impact on your finances as possible. Incorporate them into your routine as soon as you get a chance!

Featured Image By: Pexels

Nov26

Making A little Extra: Give Your Bank Balance A Boost For Christmas

Posted on by
Standard
Making A little Extra: Give Your Bank Balance A Boost For Christmas

It’s the festive season, and there seems to be a lot of extra things to spend your cash on. With so much distrust and uncertainty surrounding the banks in America, many people are looking elsewhere to invest their hard-earned cash. Making wise money decisions can be challenging. However, putting some aside will allow many to invest their income in places other than their bank account. There are also an array of ways, other than investment, to earn a little extra right now and for the foreseeable future. Easing the cost of Christmas will feel great in the new year, so it’s worth looking into. The following are some ideas, inspiration, and advice for those seeking new ways to top-up their bank balance:

Have You Thought About The Market?

It can take people some time to get their head around investing in stocks and shares, and it might not have been something you’ve considered regarding your cash. However, once people get the hang of it after researching the best prop firms; it can be a fun and lucrative decision. It’s an option that can suit many budgets and it’s worth putting a little cash into something first so that you can get to grips with the process, and expand once you have access to capital and further training and education on trading strategies and risk management.

Reading and researching everything from what a fast stochastic is to why options trading might be perfect for you is a must. This will help to break down stocks and their ratings for you to better understand what certain companies and corporations are doing, and how, when, and why you might want to get involved. Trading in stocks can be a very intricate game that requires a strategic plan, but with the right research, it becomes possible for anyone to do.

There is no guarantee that you’ll end up getting rich from trading shares, but those who make a wise stock price prediction in the market can grow their cash steadily and sell at the best time to release a lump sum to be used for whatever they wish. This makes it a particularly appealing option around Christmas time, as the added cash can make a real difference to the bills, present shopping and the plethora of other expenses that are bound to come up during the festive season.

Do You have An Opinion To Give?

If you’re able to take some time during the day to answer questions and provide your opinion on things, then paid surveys could be the option for you. Set yourself up with a dedicated email that you can use to sign up to the array of websites that are out there. Depending on how many you sign up for; there is an unlimited amount of surveys and questionnaires out there, ready for you to fill in.

The role will be flexible, as there’ll always be options in your inbox; so when you’re at home with a festive latte, you can take an hour or so and fill in as many online surveys as you can manage. Each questionnaire will pay a set amount, and, if you stick with a particular website; they usually add up what you’ve completed to a certain amount before you can withdraw any cash into your account, or redeem “points” towards shopping vouchers. You can sit and earn a little extra while you wait for the kids to change after football practice, and there’s no deadlines or pressure to complete things if you don’t have the time. It could be a great extra income for you, especially if you’re not quite ready for stocks and shares.

Making a little extra coin during the holidays is always a good thing to look into – those presents don’t pay themselves!

Featured Image By: Kaboom Pics