Tag Archives: ballin on a budget

Apr26

Add Some Luxury to Your Life Without Breaking The Bank

Posted on by
Standard
Add Some Luxury to Your Life Without Breaking The Bank

Everyone, myself included, wants a little luxury in their lives. And most of us feel like we deserve it. Actually making it happen in a way that’s affordable is not so easy, though. If you want the best, you usually have to pay the price for it. That’s hardly ideal, but that’s the way it is. Or is it? These are some tricks and tips that you can make use of if you want to add some luxury to your life without going broke in the process:

Try Being a Secret Shopper: The great thing about being a secret shopper is that you get to get your hands on luxury goods and do interesting and luxurious things without paying for them. Secret shoppers work for brands that want to get better and find out how their customers experience things. They go into shops or use services to see how real customers are treated, and whether or not the service that they get is good enough. They can buy luxury clothes, take flights to great destinations, and stay in top hotels. If you can get work as a secret shopper, you will definitely be adding some luxury to your life!

Learn New Cooking Skills & Create Your Own Gourmet Meals: Many people think that a luxury lifestyle has to include going out and eating at the very best restaurants. But that doesn’t actually have to be the case. You can just as easily eat at home and make food fit for kings with your own two hands. You can then invite friends and family members around and show everyone what you’re capable of. There are plenty of cooking tutorials and books out there that will help you to improve your cooking skills. Before long, you’ll be preparing gourmet meals without the restaurant premium prices and the stuffy suit and tie.

Fancy stuff!

Only Buy Luxury Items When You Can Get a Deal: If you really want to buy luxury items but can’t afford to, you will just have to be patient and a bit more clever. That’s how you can get discounts and better prices for the things that you want. Waiting for these deals and discounts to emerge can be frustrating, but your patience will be rewarded eventually. But, as you can see, things like this lord and taylor coupon can be found online easily enough. Keep looking out for the luxury brand coupons that are relevant to you, and make use of them when you find them.

Rent Luxury Fashion Items for Special Occasions: This is an option that many people don’t even think to consider. Renting luxury clothing items for special occasions is perfect because it means that you can wear the things you want without spending large sums of money. Let’s face it; many of the things that you buy for special occasions only get worn once or twice so renting definitely makes sense, anyways, and it cuts the costs dramatically. Some people only ever rent clothes when it comes to finding an outfit for a big event or family get-together.

Store bought or rented dress?!

Apr21

Sick Of High Medical Bills?

Posted on by
Standard
Sick Of High Medical Bills?

If medical bills are starting to drive you into an unhealthy debt, don’t despair. You shouldn’t have to financially ruin yourself in order to care for your health. There are many sly ways of cutting expenses on your medical bills that could be worth taking advantage of. Here are just a few to take a look at:

If your boss offers an FSA – use it! More and more companies are supplying Flexible Savings Accounts as an option to their staff. Every contribution you make to these accounts is tax free and can be used to cover all manner of out-of-pocket medical costs including prescriptions, medicines, and dental care. You’re allowed to save up and spend a certain allowance each year – which should be fully taken advantage of. Even if you don’t have a medical problem throughout the year, FSA spendings can be used to buy over-the-counter drugs, baby products, bandages, crutches and in some cases eye wear such as glasses or contact lenses.

Ditch big brand medicine: Only buying medicine from big brands is a rip off. These brands may have enough popularity and money to advertise on TV, but they’ll have had to pass exactly the same quality tests as lesser known drugs from small brands. These small brands are likely to be much cheaper. If you’re on a prescription, shop around for other similar medicines that you could be saving money on. Ask your doctor and switch to generic brands to save a very pretty penny.

Tailor your insurance plan to you: Taking the time to really shop around for health insurance plans can save you a lot of money. Use comparison sites and check companies that are off of these comparison sites, too. Companies such as Health Insurance Innovations are known for being able to offer customized plans to suit your needs. You may also find a good family bundle somewhere that could also save costs. And remember that you can lower your premiums by raising your deductible.

Join a farm bureau: Every state has its own farm bureau – an organization primarily set up for farmers, although practically anyone can join (farmer or not!). Joining will cost a small monthly or annual fee, however, you usually will get all kinds of perks, a common one being huge medical discounts. Always check the incentives offered by your local bureau first before signing up, as perks do vary from state to state.

Get help from an advocate: Advocacy programs are largely in place to help those in need who may not be able to make a medical decision for themselves. However, advocates can also help out those that are financially struggling with healthcare. An advocate may be able to shop around for you, come up with alternative treatment plans, and negotiate better rates from hospitals and insurers. This isn’t a service that everyone can take advantage of – your financial situation may have to be assessed first to determine whether you really cannot pay off these medical bills.

Featured Image By: Torange

Apr13

4 Products That Are All You Need To Clean Your Home

Posted on by
Standard
4 Products That Are All You Need To Clean Your Home

Walk down any grocery store aisle designated for cleaning products and you will see an array so vast it’s impossible to know where to begin as try to tackle your spring cleaning. Do you want to degrease? Descale? De…whatevertheotheroneis? It just goes on and on; every single product promising to make your home better. Shinier. Sparklier.

The idea that you can skip this entire aisle and reduce your cleaning products and tools into four items might sound outlandish. How can it be possible to clean an entire house with just four products? If that’s the case, then why do all the other ones exist? The main reason is because the four you need can’t be trademarked. They can’t be profited from. So there’s pretty much no reason for companies to produce them and market them as aggressively as they do their own concoctions; not when you could buy generic versions of the big four for a fraction of the price.

Oh – did that not get mentioned? Yes, these products are nice and cheap – so it’s probably time to tell you what they are:

Star of Every Show: Bicarbonate of Soda (AKA Baking Powder)

Bicarb is the Holy Grail of cleaning products. It can be used for so many purposes that you’ll find yourself panicking when you don’t have a scoop of it on hand and are faced with a room that needs cleaning.

Its uses include (but are definitely not limited to):

  • Removing grease and food stains from pans, ovens, whatever – it’s incredibly abrasive, though, so use with caution.
  • Surface cleaning, when dissolved in water and used as a solution.
  • Deodorizing. Sprinkle some bicarb onto fabric, carpet, or upholstery, leave it for a few hours and then vacuum away – the bicarb will take the bad smell with it.

Acid Speaking: White Vinegar

White vinegar doesn’t taste great so it’s unlikely that you’ll find it in your cupboard, but it’s worth investing in as a cleaning product alone. Check out its uses:

  • White vinegar cleans glass and mirrors better than any other product known to man. Ever.
  • It’s also antibacterial in nature, so use it in the kitchen for both shine and efficacy.

Clothed Wonder: Microfiber Cloths

If the pros at Saltaire House Cleaning and even Martha Stewart speak well of microfiber, you know that you’re onto a winner. Microfiber is a revolutionary cloth fiber structure that traps and whisks away dirt in a way conventional cloths just can’t. The best thing about it is that you don’t need to use a product with it – plain old water will produce the same effects.

Bleach Bliss: Hydrogen Peroxide

While hydrogen peroxide is best known for hair bleaching, it has many uses around the home. The one that it’s best at is bleaching all of those white items in your home that have a tendency to turn gray, such as:

  • Bathroom and kitchen tile grout
  • Tiles
  • Shower curtains covered in soap scum

Use it heavily diluted and always build up the strength as you go, rather than going full throttle out of the gate. You’ll be amazed at how a little of this product goes a long way.

Ready, get set, save money, and spring clean!

Featured Image By: Congerdesign

Apr11

Iced Coffee Obsession

Posted on by
Standard
Iced Coffee Obsession

Hiii everyone and happy Tuesday! I hope everyone is having a fabulous week so far. So, if there’s one thing that a Lil Red loves, it’s her coffee! I’m a caffeine fiend, so a smooth, strong, hot cup of coffee is a must for me when I am working, lounging, doing nothing, and doing everything. I am a hot, black coffee drinker through and through and I will be a monkey’s uncle before I succumb to putting cream or sugar in my cup. But, when the warm weather hits, which has happened this past week in Ohio, my tastes change to absolutely craving a good cup of iced coffee.

One of my favorite things to treat myself with is an iced coffee from Starbucks. A venti iced coffee with cream and vanilla, to be exact! “But wait! I thought you don’t believe in cream in your coffee!” You might say? I DON’T. But, iced coffee is a totally different story. I hate iced, black coffee more than anything and I just need that little splash of cream to turn the beverage into a drinkable delight. So, yeah.

Anyways, it’s a rare occasion that I get Starbucks now that I don’t work at the mall, so I always really enjoy it when I get it. But as you all know, I am constantly balling on a budget and it’s not like I love spending three dollars for a drink that I could totally make at home. So, make it at home I did. I have been making my own iced coffee every day for the past week and it has been an absolutely delicious experience. My coffee concoction has tasted great every time, and not shelling out the dough for basically the exact same thing at Starbucks has been a freaking blessing, lol.

An iced coffee recipe may seem self explanatory, but mine has turned out really freaking good so I’m going to share it on here, anyways:

Sarah’s Iced Coffee Masterpiece

  • Make yourself the amount of coffee that you plan on drinking.
  • Once complete, let the coffee sit for about an hour so that it can cool.
  • Add 4 to 5 ice cubes to a glass and pour the now room temperature coffee over it.
  • Add a splash of flavor. I have been totally obsessed with Coffee Mate’s Natural Bliss Vanilla creamer.
  • Drink and enjoy!

If you aren’t hip to the Coffee Mate Natural Bliss creamer collection, then you need to get on it ASAP. It is the purest, richest vanilla creamer that I have ever tasted and it literally will transform your iced coffee. I do not say this lightly, because it makes my coffee creation taste one million times better than what I used to get at Starbucks. AND it costed like two dollars for a bottle, which is awesome!

My iced coffee revelation may seem like a simple thing, because it really is pretty simple. BUT, I am so excited that I’ve made myself something that 1) saves money and 2) doesn’t sacrifice the taste, just in time for the warm summer weather ahead! GO ME!!

So there you have it, my Iced Coffee Obsession! Who else makes their own coffee creations at home? What is your caffeine beverage of choice? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Apr10

How To Look Your Best For Less

Posted on by
Standard
How To Look Your Best For Less

If you’re on a budget, then a lot of the time the first thing that you cut out tends to be your fashion. However, that doesn’t have to be the case! Here are a few tips that will help you look good even as you’re trying to save some money for your upcoming summer vaca:

Look Through Your Closet: Let’s face it: your closet is probably a dark and murky place, full of clothes that you wore and discarded and – shock horror! – ones that you never even wore at all after purchasing them. It’s time to go through it and throw away clothes that you don’t feel good in. Make sure that you try on everything first – if you bought something a couple of years ago and it didn’t fit right, your figure might have changed since then and it could look a lot better now. Start pairing prints with prints for a more experimental look and make sure that your outfits are exciting. A closet clean out could introduce long lost pieces back into your outfits to help create looks that feel like new.

Go For Thrift Stores: If you’re looking for some great new pieces, then look no further than a thrift store. Vintage fashion is always in and you can take a chance on something a little more out there from a thrift store, as it won’t be as expensive as shops like Urban Outfitters or American Eagle.

best1

Pexels Image

Find Some Deals: You don’t always have to stick to thrift stores to get some good looks for less money. It’s also important to remember that a lot of your favorite stores will have deals on and plenty of coupons if you look online – Target Coupons & Promo Codes April 2017 is a great way to get a little money knocked off your summer clothes from Target, for example. You can get some great basics from stores like that, from Breton striped shirts to perfect new jeans – you don’t have to spend a fortune for good quality and a cute design.

Focus On Simple Skincare: Remember that you don’t have to use hugely expensive potions, creams, and serums to sort your skin out. The most important way to keep your skin looking young is to remember to wear sunscreen – this will protect your skin from premature ageing courtesy of the sun’s rays. Secondly, there’s nothing that will decrease the bags under your eyes like a good night’s sleep. And, finally, the importance of drinking water can never be understated for soft and supple skin.

best2

Love that red lip! :’)

Pick A Look And Stick To It: The most important thing with fashion is that you wear your clothes with conviction. If you’re going for a simple, chic, pared down look, then don’t lose your nerve at the last minute and add a belt or necklace that could make your outfit look tacky. Likewise, if you’re going for a bright, over the top look with plenty of costume jewelry then totally go for it and put on a splash of crimson lipstick, as well. The most important thing about fashion is to completely commit to your look and wear it with confidence and a smile every time – which is totally free!

best3

WERK!

Featured Image By: Pexels

Mar21

Ruby Tulip Sale!

Posted on by
Standard
Ruby Tulip Sale!

Hellooo everyone and happy Tuesday! This week only from today until Friday at midnight, Ruby Tulip will be available for purchase for only ten dollars! With shipping, it will cost about thirteen dolla holla altogether for lifewithlilred’s signature scent. Do check it out and then be sure to shop a little more on Angie’s Bath & Body for some amazing homemade body butters, bath salts, and scrubs! THANNNNKS! Much love. -Sarah

You know you want to! ❤

Mar20

Loft Haul

Posted on by
Standard
Loft Haul

Hiii everyone and happy Monday! I hope that all of you had a fabulous and relaxing weekend. My Saturday was spent getting my shop on at Loft and scoring an amazing haul for a seriously amazing deal. If there’s one place that I know that I can turn to for totally profesh but super fun business casual attire, it’s Loft. And let me tell you, my work wardrobe was in definite need of a pick me up. The beauty of the clothing at Loft is that their clothes can really be dressed up or down depending on what you need to use them for. I love that my Loft clothes can double for work or play and that you can get great deals if you know how to shop their sales. Check out my latest haul and then I’ll reveal the price for all five items that you won’t believe! Take a look:

loftylofty1lofty2lofty4lofty3

The Haul:

  • Two shirts both originally priced at $54.95
  • One pair of jeans originally priced at $69.95
  • Two pairs of sunglasses originally priced at $24.50

I Paid: About $80

So how did I do it? This is all compliments of my mom, actually. Thanks to beaucoup Loft Cash, percentage off promotions, and fifteen dolla holla sunglasses, she was able to dwindle down a staggering price to something much more reasonable. My mom started shopping Loft a couple of years ago and I have always been so impressed with the clothes that she has purchased. Like I mentioned earlier, they really are the perfect work or play wardrobe staples. The clothes fall in that amazing “youthful but not trying to be young” category, which means that women of any age can pull off their clothing and still look great.

It’s not like I’m a super avid Loft shopper but when I do spend time in their store, I always seem to manage to find some really nice stuff. Their jeans, for example, are the best thing that has ever happened to the bottom half of my body so whenever I can get a good deal on their black skinnies, I always have to indulge. The frayed ends of my latest black skinny purchase (because we all know that it’s all I wear!) were a fun little detail and I’m hoping to take a razor blade to the knees if I’m feeling crafty enough. I don’t own any ripped denim but I really like the idea of it, so if anyone is a savvy pants ripper and has any tips for me, please send them my way!

And, of course, I freaking LOVE my new tops. In the pictures, they might look like your standard T, but they are actually made out of one hundred percent polyester so it feels silky and looks sleek as opposed to the regular old cotton T. These tops have an adorable eyelet detail on the back and the colors in each of them are my favorite. Green and yellow are two colors that happen to look really good on me, thanks to my pasty pale skin tone and vibrant red hair. As soon as I put these tops on, they just felt and looked SO good and if they had any additional shirts in different patterns I probably would have bought them, too!

Both of these tops will be great for when I’m out and about at work or paired under a moto jacket for errands or drinks with friends. I love the kimono feel of the yellow top and the deep green paired with the brighter teal details really had me feeling some type of way! It’s going to be really fun to create new looks for my day to day work and play wear for an outfit that’s business cashe or a young twenty-something on the go (generally going to Taco Bell).

Finally, I am obsessed with my new sunnies! I haven’t bought new sunglasses in forever because now I usually just opt for my Chanel shades from my nail tech, Vinny. But these new ones are SO fabulous and I got each of them for seven bucks, so it really doesn’t get much better than that! The solid black frames scream Miu Miu to me and the duel colored tortoise shell and navy sunnies are so unbearably chic. Both of these sunglasses are shaped in styles that I don’t already have in my sunnies arsenal so it will be nice to throw on a fresh new pair of shades before I hit the road in the Little Red Love Machine!

Obviously, Loft was really good to me this weekend and my closet so thanks me for it! I am super happy with my latest Loft Haul and am ready to welcome spring with some shiny new wardrobe additions. Who else is a major Loft fan? How are you upgrading your wardrobe for spring? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Mar5

Hats Off: Nicole Marciano Edition

Posted on by
Standard
Hats Off: Nicole Marciano Edition

Hiii everyone and happy weekend! I hope all of you are having a wonderful and relaxing Sunday! Yesterday, a quick stop to TJMaxx got me a super cute new floppy hat by Nicole Marciano for a whopping four dollars. Thanks to a ten dollar off coupon compliments of their credit card, I was able to snag this little beauty which I am SO stoked to sport this summer. Take a look:

hats1hats2

^^^ So. Fun!

I have quite a large hat collection due to a love that I developed from my grandma who had over one hundred of them! I love, love, love floppy hats but all of mine are either felt or wool which is fine for fall, winter, and the spring but not so much for summer. I’ve wanted a big, floppy, straw style hat for a while now but never managed to find one that I liked enough to purchase. They were all either too big, too small, too blah, or the shape wasn’t to my liking. Seriously, some of the floppy hats that I’ve encountered were HUGE which would result in the hat to droop in an unflattering sad elephant ear style that was just…no.

But, I absolutely LOVE this little Nicole Marciano number. It’s big without being gigantic, the shape that the hat takes when it’s actually on is quite attractive, and the “bonjour” detailing was just too darling to pass up. And for four dollars?! Hello! This hat is going to be so charming with a little sun dress, chunky wedges, and “don’t look at me” sunglasses for a glam but fun summer time look. It will provide me with the perfect shade and a touch of Paris chic for a day of shopping at my favorite outdoor mall, a trip to the zoo, or simply reading the latest issue of Cosmo on my deck. Just thinking of it makes me more than ready for summer!

Hats Off, indeed, to this cute as can be Nicole Marciano piece! What is your must have accessory for spring or summer? Who else has a hat collection of their own? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Feb24

Major Body Shop Haul

Posted on by
Standard
Major Body Shop Haul

Hello everyone and happy Thursday! So The Body Shop recently had a forty percent off sale online that I took full advantage of on Valentine’s Day. I decided a while ago that the next time TBS had a good percentage off sale, that I would order a year’s supply of all of my must have products so that I wouldn’t have to spend the year chasing the best deals. Not only did I get all of my necessities for a fraction of the cost, but I also got two body butters for FREE! Take a look at my haul and let’s discuss:

major.jpeg

The Haul:

  • 4 Vitamin C Skin Boosts
  • 1 Nutriganics Eye Cream
  • 2 Vitamin E Moisturizers
  • 2 Brush On Radiances
  • 2 British Rose Body Butters (free!)
  • 2 sample products (also free!)

The Total: $110

So normally I don’t like to post about how much I spend on myself BUT this was such a great deal that I really felt the need to talk about it in its full extent. For about twelve dollars a pop, I was able to get everything that I needed (for the most part) for an entire year. That’s huge. Not only was I completely thrilled with the amount that I spent, but I was also so happy to get two free body butters out if it! For Valentine’s Day, TBS was offering a free British Rose body butter, lotion, shower gel, or bubble bath with a fifty dollar purchase so of course I went with the body butter as it was the best value. I can’t say that I totally love the British Rose scent but beggars can’t be choosers and they will still be a nice addition to my lotion hoard!

You guys already know that I love to shop and I rarely have a problem with spending money BUT I always look for the best deal when I’m making a purchase. I really felt like I was getting the best value for my money with this online haul. I mean, 110 bucks for a year’s supply of your skin care necessities? Hello! Of course the moisturizers will need restocked but that’s what Target and TJMaxx is for as well as my June birthday!

I am so SO happy with my Major Body Shop Haul and am looking forward to a year of barely having to make any skin care purchases. That in itself made this order money well spent! What are some of your favorites from TBS? What skin care item can you not live without? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Feb21

Springtime Style On A Budget

Posted on by
Standard
Springtime Style On A Budget
Hi everyone and welcome to the final post of my Think Spring guest bloggers series compliments of one of my darling friends, Carlie, from Bombshell. It has been such fun over the past year getting to know Carlie better and chatting over email, Facebook, and blog post comments. Carlie’s page is just as charming and lovely as she is, so please be sure to check it out and enjoy her post on ballin on a budget throughout the spring:

Springtime Style On A Budget

carls.JPG

If you are yearning for some new spring style items to add to your wardrobe but can’t afford or don’t want to buy new clothes or accessories, here are some ways to celebrate springtime without hurting your bank account:
1. Affordable Shops – If you are wanting some new floral clothes or just a new item in spring colors, check out shops like Ross or TJMaxx. They get new cute tops, bottoms, and even shoes for each season plus have designer items with prices that are a steal. Sometimes you have to scour the clothing racks for the perfect thing but you are guaranteed to always find something that you’ll love.
2. Accessorize – You can celebrate and update your spring fashion with cute little accessories such as hair flowers, floral head bands, scarves, jewelry, and more. Stores like Claire’s or similar places carry an enormous array of cute seasonal accessories for great deals.
3. Makeup – If you don’t want to go crazy with a new wardrobe just for spring, you can celebrate the season with your makeup. This time of the year, you can find pastel and springy colored makeup like eye shadows and lipsticks in pinks, greens, and pretty shimmery colors. You don’t need to go to department stores or even Sephora if you don’t want to or are on a budget. CVS and Walgreens drugstores always have a huge selection of great quality makeup in every color that you can imagine for amazing prices.
4. Hair – If you’re interested in trying more of a punk or rocker look for spring, you can buy clip in extensions in an array of different colors almost anywhere, including online. Or you can get hair chalk, which is temporary and can be found in drugstores and beauty supply shops. You’ll definitely have your own original look for the spring, while utilizing the “it” colors like jewel floral tones and pastels.
5. DIY- If you’re an artistic or creative person, then your spring style ideas are pretty much endless. You can use your talent to make your own items and accessories with affordable supplies from places like Jo-Ann’s or other craft and fabric shops. Some examples include chokers made with silk ribbons in floral colors with cute charms or your own flower hair pieces, brooches, and corsages.
These are just a few ideas to help you create your own original look and style for the upcoming season. Let these ideas and tips inspire you. Have fun with them and have a most wonderful spring.
Love, Carlie

^^^ Thank you so much again to the pretty as a picture Carlie for sharing her tips for a budget friendly spring wardrobe with us! And, of course, thank you to all of my amazing guest bloggers who participated in my Think Spring series. How do you style for spring on a budget? What is one of your favorite DIY spring crafts? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah