Tag Archives: ballin on a budget

Monday Update: Zara Haul Edition

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Monday Update: Zara Haul Edition

Guys. I did something bad……

I spent way too much money at Zara yesterday. But before you all sharpen the pitchforks and yell at me for giving in to my shopping addiction – LET ME EXPLAIN!!! My mom, sister, and I had a GAO (Girls’ Afternoon Out) and ventured out to Beachwood Mall, which is about a thirty-five minute trek for us. This mall is freaking amazing. It’s home to Zara, Lush, a HUGE Forever 21, H&M, Saks, Nordstrom, and the list goes on. So, not only were we in exotic new territory that we never get to go to, BUT Zara was having an incredible sale. You can’t not stock up at your favorite store when you don’t get to go very often, right? RIGHT?!

And stock up, I did. This week will be dedicated to my gorgeous new wardrobe additions compliments of my all on sale Zara Haul. We’ll start with the newest update to my business casual attire with this darling little number seen below:

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Zara button downs give me life and, coincidentally, quirky button downs make up a majority of my business cashe collection. So, obviously, I HAD TO BUY IT!! I snagged this lady bug beauty for twenty bucks. I’m not sure of the original price on this shirt, but the last button down I purchased from Zara was fifty smackers, so I consider this a steal!

This oversized button down is wonderful because it’s versatile. It’s long enough to be worn as a dress with a thick pair of tights underneath and a belted middle or over top of super skinny jeans tucked or untucked for a whimsical work look. I love wearing my other Zara button down as a dress, especially in this summer heat. However, both of these tops look totally darling tucked into pants or a skirt, as well.

Accessories are key when it comes to styling a business casual ensemble, so opt for a chunky necklace, a statement ring or two, and some killer heels to make you queen of the office!

This week on lifewithlilred will be an ode to all things Zara, starting with my Monday Update: Zara Haul Edition! Tune in tomorrow to see another one of my on sale snags. What is your favorite store to shop at? Who else goes a bit credit card happy when their favorite store is far away? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

P.S.: I bought some goodies at Lush for the first time so be on the lookout for some Bath Bomb Blitz posts in the future! 😀

Bath & Body Works July Freebie

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Bath & Body Works July Freebie

Hi everyone and happy weekend!! I hope that all of you are up to lots of fun and excitement today! So, just when I thought that Bath & Body Works was over sending me freebie coupons, I finally got one in the mail this week. It had been a PHAT minute since I received anything and I figured that I finally got blacklisted for never buying anything and only cashing in on my coupons. Haha, smh. Despite this retail faux pas on my part (Because I’d totally be annoyed at me.), I was not, in fact, blacklisted so I got to add on to my B&BW freebie arsenal, once again. Check it out:

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Because I have literally more lotion than is humanly necessary in my hoard, I’ve taken to snagging travel sized shower gels, instead, when I get my coupons. I am very fond of using these goodies as add ons to gifts, so tying a lotion to its shower gel counterpart with ribbon makes a great ten dollar extra that I didn’t pay a dime for. I absolutely love the Love & Sunshine fragrance, which offers soft hints of daisies mixed with strawberry lemonade for a scent that’s a perfect combination of sweet and tart. I like it so much, that I just might have to keep this one for myself!

What is your favorite Bath & Body Works scent? Which store offers the best coupons? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

If The Shoe Fits: Made Edition

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If The Shoe Fits: Made Edition

Hellooo everyone and welcome to a new edition of If The Shoe Fits! As you guys know, I have a bit of a TJMaxx shopping addiction. I’m not ashamed of it, but actually rather proud. It feels SO good having a wardrobe full of beautiful clothes, shoes, and accessories that I didn’t pay full price for. I love the look of shock that I get when I’m wearing a TJ’s piece and people ask me where I got it from. I am a Maxxinista through and through and I wouldn’t want it any other way!

Now, back in the day, TJ’s didn’t have an online website. But, times have changed, and now they offer the full shopping experience from the comfort of your home. I may or may not have had a three pair shoe haul thanks to their amazing selection, But, like I said, I’m not ashamed. In fact, I DID have a three pair shoe haul and it was GLORIOUS. Check out these rad new shoes by Made brand that I got for twenty bucks:

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For the most part when it comes to my wardrobe, I prefer an all black everything approach. So, obviously these babies were no exception. I LOVE these shoes. And, better yet, I LOVE the price. Seriously, how can you say no to them when they’re only twenty dollars?!

I think that these heels are badass. The Velcro straps bring a really cool and unexpected twist, while the zigzag black and yellow offers a pop of visual interest to the shoe. These bad boys are so comfortable and the Velcro makes putting them on such a breeze! It brought me back to the Velcro shoes of my youth, but way more fashionable, of course! 😉

I cannot wait to wear these shoes with literally all of the things and they are sure to add an edgy touch to all of my outfits. This shoe haul would not have been possible without one of my darling blogging babes, Kate, from Ankhor You. I freaking love that girl and even though we’re states away from each other, we turned online shopping into a group activity. Thanks to communicating in three different mediums of Facebook messenger, text, and phone calls, Kate verified my choices as fabulous and gave me all of the motivation to hit that “order” button and throw caution to the wind! In conclusion, GO READ HER BLOG! ❤

So there you have it, the newest issue of If The Shoe Fits: Made Edition! Be sure to tune in tomorrow to check out the rest of my TJMaxx shoe haul! Where do you score the best shoes? Who else is a fellow Maxxinista? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Monday Update: TJMaxx Haul Edition

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Monday Update: TJMaxx Haul Edition

Hi everyone and happy Monday!! I hope that everyone had a super fun and fabulous weekend! So these past few days, I was a little naughty and went way too hard at TJMaxx. As you guys know, that store is my number one fave. It seems like I never fail to find something that I love there. Whether it be new shoes, beauty products, clothes, or purses, TJ’s always treats me just right! This week, we’ll take an in depth look at my haul (Because, believe me, there’s a lot!) starting with this sassy little skirt that I got for a whole EIGHT DOLLARS. Check it out:

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This fun jean skirt is Buffalo by David Bitton brand and the original price tag had it marked at seventy dollars. And once again, I GOT IT FOR EIGHT! I’ve been on the hunt for a cute jean dress or skirt for a while now but have never found anything that spoke to me on a spiritual level. This skirt is flattering, flirty, and totally fabulous and my only regret is that I didn’t find it sooner.

I love that this dark denim skirt features a zipper down the front instead of the normal buttons that have been littering the stores lately. The fit and flare shape is just right in providing a curve hugging silhouette while still offering a light touch of girly sweetness from the flared bottom. The golden stitching throughout the skirt also adds some extra pizzazz, which makes this little number feel fresh out of the 70’s. Freaking obsessed.

There is nothing better than purchasing a darling new piece to add to your wardrobe for under ten dollars. And knowing that I saved sixty-two smackers on this skirt makes the find even sweeter. I can’t wait to pair this high waisted number with crop tops, tucked in button downs, and a jean jacket for a sassy update on the Denim Tuxedo. And, of course, platform heels with this retro baby is a must!

So there you have it, this week’s Monday Update: TJMaxx Haul Edition! Spend your week here at lifewithlilred while I talk beauty and fashion compliments of my favorite store! Who else is totally TJ’s obsessed? What is your favorite store to shop at? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Lauren Conrad Ballin On A Budget Buy

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Lauren Conrad Ballin On A Budget Buy

Helloooo everyone and happy Sunday! Okay, so yesterday I got the prettiest shirt in the history of ever and the best part (other than it being gorgeous) is that I got it for: FIVE DOLLA HOLLA. My mom and I went to Kohl’s last night to get our shop on because we had coupons for days and wanted to make good use of them. It was difficult to tear myself away from binging on Orange Is The New Black, but this shirt was well worth it. Take a look and let’s discuss:

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If there’s one thing that Lil Red loves, it’s romantic, dreamy clothing. Which is kind of ironic considering that black is my favorite color and I prefer to dress in punk/grunge fashion. But, alas, the heart wants what it wants. Lol, seriously though, I love the contrast that flowy, girly style clothes has with my punk rock princess appearance thanks to my piercings, tattoos, and bright hair. It’s not often that I find a beautiful dreamer piece of clothing that I totally swoon over, but it’s pretty magical when I do!

This Lauren Conrad top combined all things fairy princess into one cohesive look. The creamy color, gauzy material, draped sleeves, flowy shape, and embroidery in one magnificent top is something straight out of the fairy tales and I am obsessed. My mom and I joked that this pretty little number looks like the modern day Puffy Shirt a la Seinfeld and I actually think this makes me love it more considering that’s my favorite show.

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^^^ Me.

Describing this shirt is weird because it’s one of those pieces that actually makes me feel pretty. Don’t get me wrong, lol I always think I look fabulous in the edgy, confident, badass way but I don’t have a lot of clothes that make me feel boho princess worthy. And the fact that I scored this wonder top for a whole five dollars? GET OUT!

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^^^ Elaine is my spirit animal. ❤

I can’t wait to wear this LC number throughout the summer with black short shorts and a peekaboo black lacy bra underneath to add that necessary touch of badassery to the look. A killer pair of platforms or wedges are also a must to toughen up the ensemble and make it feel a bit more Sarah. And as it gets colder? Swap the shorties for skinnies and you’re off!

So there you have it, my Lauren Conrad Ballin On A Budget Buy! How would you describe your personal style? How do you score the best deals while out shopping? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Birthday Freebies

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Birthday Freebies

Hellooo everyone and happy Tuesday! Okay, so for those of you who don’t know, my 23rd birthday is tomorrow! Yikes. I can’t say that I’m thrilled about this but, I have to say, I am hyped about the plethora of freebies that I have received so far for my big day. As you guys know, your girl is constantly ballin on a budget so whether it be a free travel sized lotion to a percentage off a purchase, I’m all about that sale bout that sale SO FRUGAL (Sung to the tune of All About That Bass. Thank you, thank you I’ll be here all week.) ANYWAYS, take a look at my Birthday Freebies so far and let’s discuss:

  • One free small smoothie from Robek’s
  • One free beverage of any size from Dunkin’ Donuts
  • A ten dollar gift card from Victoria’s Secret for being an Angel Card holder
  • One free burrito from Moe’s
  • One free beverage of any size from Starbucks

Ayyyy! So, obviously I’m getting the birthday hookup and I freaking love it. There is nothing better than going out for a coffee or for dinner with friends and not having to pay a dime for it. Thanks to apps and rewards programs, getting extra bang for your buck on your birthday has never been easier. The beauty of some of these rewards is that I never even go to these places anymore, but because my account is open, I still get to reap the birthday benefits.

Like Moe’s and Dunkin’? Literally haven’t been to either in close to a year. BUT I have the Moe’s app and the Dunkin’ rewards program card (which works like a gift card but I haven’t uploaded money on it for years), so my birthday is in their registry. And Robek’s? It’s a rarity that I go there, but I have the app so my smoothie will be on them for my next visit! Of course, ten dollars at Victoria’s Secret doesn’t get you very far, but still. That’s a free panty or lip gloss and we all know by now how much I love free.

Being a savvy shopper whether that be with restaurants, coffee shops, or clothing stores is all about playing along with their promotions. Sign up for the emails, let their app take up a bit of extra space on your devices, give the loyalty program a try, apply for the credit card if you shop there frequently enough. Before you answer with a solid “no” to the salesperson telling you about these things, hear them out. You’ll be glad you did once you score some free birthday swag.

So there you have it, my Birthday Freebies (so far!)! What other restaurants/stores offer freebies on birthdays? What restaurants/stores offer the best every day promotions? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Money Management For Summer Fun

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Money Management For Summer Fun

The summer season is unquestionably the greatest time of the year. It offers the opportunity for non-stop fun through a wide array of activities. Sadly, though, those ventures can hit your wallet hard. So, needless to say, finding the right balance between amazing summer adventures and not breaking the bank is essential.

Summer is the perfect time to start generating savings at home because with vacas and day trips, you won’t be there as often. However, you will still be there sometimes, which is why you need to have some entertainment features on hand. You could probably cut down your TV package without noticing the difference, I’m sure there’s countless channels that go unused! Try downloading the Cinemabox movie app for access to the latest films and shows. Not only does it save money, but it also gives you the option to watch from the back yard hammock or on the move.

Speaking of the back yard, that could be one of your greatest assets throughout this part of the year, too. Nothing beats relaxing on the patio with rattan furniture. Whether it’s a relaxed evening with a book or spending family time together in the evening doesn’t matter. Those joys are better than anything offered during the colder months. Best of all, enjoying the garden is virtually free. Your lush back yard could even become your new place for social activities. Invite friends over for a summer BBQ or garden party, and it’ll be far cheaper than heading out to the local bar. And, let’s be honest, this option sounds like a lot more fun!

There are many other ways to save money at home during the summer. This is the ideal opportunity to complete various home upgrade tasks for long-term rewards. Increasing the home insulation will work wonders that will truly pay dividends in the winter. Meanwhile, looking for cheaper energy quotes can help decrease the bills even further. Growing food and generally living a greener life should bring ample rewards, too. Of course, it might be a bit late in the year to start with certain fruits and veggies. But that’s okay! Do your research and learn what types of produce grow best for this time of year and in your area and you’ll be well on your way to delicious summer salads in no time!

You will still inevitably go out on various occasions – it is summer, after all. The key is to make smarter choices. Leave the expensive internal activities for the autumn through spring. The summer months should be filled with hikes, sports, and exploration. I’m sure we’ll all be longing for those opportunities once the weather gets worse.

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Pretty!

Vacations are another crucial part of the summer. Most families have their big trip of the year during this time. Be sure to follow these ideas for a non-budget breaking holiday so that you can score the best deals during your big vaca. Money shouldn’t dictate every decision that you make in life. But maintaining a greater sense of control over your finances will enhance the summer and the rest of your year. If you can generate those savings without sacrificing your enjoyment, then you’re in for a fabulous summer, for sure!

Featured Image By: Pixabay

Summer Travels On A Budget

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Summer Travels On A Budget

Hello everyone and welcome to my darling friend, Amy’s, post for my Salute To Summer guest bloggers series. Amy is the author of the blog, An Ambivert Lifestyle, and it is AMAZING so definitely take a look and give it all the love. As you guys know, my life motto is “ballin on a budget” so, naturally, Amy’s post about embracing a travel lifestyle while being smart with your cash speaks to me on a spiritual level. Take a look at Amy’s how to guide on how to make the most of your moolah on your summer vaca:

Summer Travels On A Budget

Traveling isn’t an easy task. Planning and preparing for the trip is one of the most stressful things that you can do to yourself. From working more hours and skipping nights out to save up to unexpected costs before your trip also contributes to this stress. Personally, as a full-time student and a full-time employee, it is extremely hard, but I have a few tricks up my sleeve to traveling on a budget and finding great deals. Being a college student and a frugal spender, I like to explore deals on flights on the internet, books, personal experience, and word of mouth.

Finding Deals on Flights

  • Student Universe – This company provides less expensive flights for students. They work with 80+ airlines to get cheaper flights listed than anywhere else. This site is truly magical. Not only do they provide deals on flights, but they also offer deals on tours, hotels, and group travel. For members, they provide even more deals for special rates.
  • Private Browsing – This is super important! Whenever you are searching for flights, go on “Private Browsing” on whatever internet browser you use. Airline companies pay big money to know what consumers are searching, so if you visited a certain flight over and over again, they increase prices so you can buy faster.
  • Skyscanner – This helps you scan flights of your choosing through all the different airline companies. You can also see prices on different dates, as well, for convenience.
  • Booking flights on Wednesdays! – This is such an easy trick. Almost all of the time, flights will be consistently lower than the rest of the weekdays since they consider this day to have the most amount of seats available, so prices are lowered to fill the planes.
  • Check social medias and your email! – Usually, airline companies will email deals and promo codes for flights for a period of time. These have saved my bacon many times.
  • Get a refund! – No, really! If you purchased a ticket and the fare has dropped since you bought it, call/email them to ask for a refund for the difference. It may not always work, but the fact that it has worked with certain airline companies is amazing! Websites such as Yapta and Orbitz track your purchased flights and let you know. Easy.
  • Champ through several stop flights – It isn’t easy and most of the time it isn’t fun. The majority of the time these stops are red eyes. It sucks, but being able to spend a couple hundred dollars to be able to buy that souvenir for you girlfriend’s cousin’s mom is worth it. Just make sure you pack a couple of books to beat boredom or play online games while you wait. If you are a fan of casino style games, look into some blackout bingo reviews because it’s a fun game to pass the time with.
  • Airfare Errors – This is your best friend. Websites such as AirFare Watchdog and Secret Flying can be used to allow you to beat the system and stalk for mistake fares.

While Traveling Do’s

  • Research ahead of time – If you travel to a foreign land, it’s best that you research where you want to go first instead of winging it. I have spent so much more money than expected when I have winged it.
  • Look up places that do not charge admission – You’d be surprised at how many museums do not charge admission fees throughout the world. I always do this when I go on vacations because it gives you something to do that’s fun, while keeping money in your pocket.
  • Foreign Exchange at your bank – Some people don’t know this but some banks will actually let you exchange currencies right there. Sometimes the rates are cheaper than when you’re traveling and it’s convenient to have the currency of the destination before you even get off of the plane.
  • Carry cash & don’t use your card – Having a fixed amount of cash on you helps BIG time with budgeting on a day-by-day vacation. It helps you not over spend and prevents binging on those miniature Eiffel Towers or flower shaped gelato. Plus, if you use your card, chances are that your bank will charge you an international fee.

Places to Stay Without Breaking the Bank

  • Air BnB – This is already a given, but I love them so much that I had to put them on this list.
  • Hostel World – Hostels are the cheapest way to travel. You get to meet different people traveling that will probably become your international long term friend. Hostel World allows you to look up every single hostel in the area that you’re traveling to. You get to compare between different hostels, prices for a private room and dorms, and amenities. They have a Best Price Guarantee as well, so they will provide the cheapest rates for every hostel.
  • Home To Go – Not too many people know about this page. It’s a very user friendly site where you get to look up Bed and Breakfast type places. They provide last minute deals and discounts up to 75% off for their members for certain places.
  • Tripping – This is a sight that lets you look up vacation rentals, hostels, rooms for rent per night, hotels, etc. Similar to Air Bnb.

Extras

  • Lonely Planet – Unique site that provides travel books and videos about different countries and their activities such as beaches, food and drink, art and culture, and adventure travel. They also provide services such as travel insurance, adventure tours, car rentals, flights, hotels, sightseeing tours, and airport transfers and shuttles. Another perk of this website is that they provide tips, as well.
  • Like A Local – This company is so great! This site allows you to be able to contact locals in the area that you’re traveling to be able to get suggestions, tips, and even ask to meet up. They provide suggestions for tours, food, nightlife, shopping, and sightseeing all at your fingertips. On top of that, you can also pay a local to be your tour guide for CHEAP. I’m going to be traveling to Munich at the end of May and a local posted that they charge 2 euros an hour to be your guide. I’m SHOOK. But it gets better, you are also able to download their phone app and purchase an offline, no internet, and no roaming charges map for $1.99 per city that can also use your GPS to locate where you are. If you’d like to be a guide as well in your home town, you can also sign up with them and be paid!

The most important part of traveling, of course, is that you have fun and enjoy! Only be on your phone to take pictures and make a new friend and take in every opportunity that you can to soak in and appreciate your new surroundings.

Wow! Thank you so much to Amy for such fantastic, invaluable tools to use while traveling on a budget. For more on Amy’s upcoming travels, be sure to check out her blog! How do you ball on a budget? Where are you traveling to this summer? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

How To Stay In Control Of Your Cash

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How To Stay In Control Of Your Cash

When you’re just starting out in the world of work and education, you’ve got a big shot at life. No matter your circumstances, your relationship with money will define your future, your level of stability and security, and, of course – the rest of your life. We’re sorry to say, but money really does make the world go round, and you could lock yourself out of a future and enter a world of financial insecurity if you are not careful with your cash. If money makes the world go round, you can easily find yourself lost in that same cycle.

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Say “money”!

The good news, though? You’re young, you’re just starting out, and you have the internet. This means that you’ve got time, opportunities, and knowledge on your side (if you choose to read up and learn, that is!). With some valuable tools, you can avoid making financial mistakes and you can – for the most part – develop a healthy relationship with money quite easily. The key? It’s to never let your spending outweigh your earnings. Major shopping sprees, vacations, and spending with reckless abandon? It’s an easy path into pointless debt. It’s an easy path to financial misery.

People will get into debt. When you take out a loan to fund a car purchase after passing your test, you’ll be in debt to the provider of the finance. When you get your mortgage, you’re in debt with the lender. When you take out a loan to fund a business venture, you’ll be in debt. This, for the most part, can be seen as “good debt”. It’s debt that is acquired for a purpose. What’s bad debt? Well it has a different definition in business, but to us, it’s the debt that you acquire with high-interest values because you can’t hold yourself back from spending. It’s payday loans; it is credit cards.

Debt is a real danger and for a number of reasons. Debt, of any size, will affect our credit rating. This can affect the future of a young person quite drastically. It can mean that you are rejected from having a mobile phone contract. It can mean that your mortgage is turned down. It can seriously affect any future decisions that you choose to make.

Debt also creates emotional stress and worry. Debt isn’t the end of the world, we all get into debt – it’s how we pay it off that matters. Getting out of debt might include asking for a few extra hours a week at work or asking family or friends for some help. It may be awkward – a lot of us don’t know how to ask a friend for money but it will definitely help give you some peace of mind about your overdue payments.

Being in debt isn’t a bad thing – it is when we choose to live in debt that things turn nasty. There are always methods to paying off debt and anyone that you owe will prefer that some attempt at paying can be made. When you are in debt, you will always have options like student loan forgiveness. Getting stressed about being in debt can quickly lead to one avoiding paying for their way out of it.

To stay in control of your cash, you need to manage debt and your spending. This can be hard for youngsters – because they are explicitly targeted by those who seek to profit from debt. However, control of cash is an invaluable skill for anyone and your bank account will be thanking you! Not today, debt. Not today.

Featured Image By: Wikimedia

Bath & Body Works May Freebie

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Bath & Body Works May Freebie

Hi everyone and TGIF! This past Wednesday, I went to the mall so that I could pick up a birthday gift for my brother and while I was there, I figured that I would grab my freebie from Bath & Body Works, too. I also thought that it would be a nice break for the people who work at the one that I usually go to, considering I always just get my free item and leave (smh!). For this freebie, I restocked a shower gel that I had just given to a friend as part of her birthday gift in one of my favorite scents. Check it out:

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My best friend gifted me with the lotion of French Lavender & Honey a while back and ever since then, I’ve been hooked. It seriously smells SO. GOOD. I legit can’t get enough of this scent, which is glaringly obvious because I feel like I write about it constantly! These past few months of freebies, I have taken to getting shower gels instead of lotions. I honest to god have a lotion hoard that could keep a family of ten moisturized for the year, so it didn’t make much sense to continue adding to this stockpile just for me!

I think the mini shower gels are great and I can’t wait to use them for travel purposes this summer. The shower gels also make a wonderful addition to a gift that you’re giving, especially if you match the scent of the gel and lotion together. That’s what I did for my friend’s birthday this past week and it added ten extra dollars value to the gift that I didn’t pay a dime for. Sounds like a sweet deal to me!

So there you have it, my May Bath & Body Works Freebie! Who else is guilty of gifting bath and body care items for your girlfriends? What is your favorite B&BW scent? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah