Tag Archives: ballin on a budget

New Love Notes Cropped Button Down

Standard
New Love Notes Cropped Button Down

Heyyyyyyy. One style of top that I have grown increasingly fond of as of late is the button down. I LOVE them and have began to accumulate quite the collection. And, my love grows even more specific, because I always seem to be drawn to blue, vertical striped button downs – like this cropped cutie by Love Notes seen below:

mini5mini6mini7

  • TJMaxx Price: $13

I really freaking like this shirt and, yes, it does look fabulous underneath the sleeveless hoodie that I wrote about yesterday! This top reminds me a lot of clothing from Zara and getting it for a fraction of what it would have costed there makes it an even sweeter buy. My new Love Notes lovely shows what looks like geese in different stages of flight and it’s just a cool pattern to have over the blue stripes.

Not only is the pattern of this top unique, but so is the style of it because it’s cropped. I am so looking forward to pairing this with black shorts this summer and maybe even during the spring with tights underneath for a quirky fun look. Everything about this top is a score for me and you definitely can’t beat a thirteen dollar price tag!

What is your favorite style of top? Who else is an avid fan of the button down? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

BYOB(urrito)

Standard
BYOB(urrito)

Hey hey everyone and happy Hump Day! Did you know that if you download the app for Moe’s that you get a FREE CUP OF QUESO and a FREE BIRTHDAY BURRITO?!?! Yeah, that’s right. Moe’s, Taco Bell, and Chipotle are all my jam, but the rewards for Moe’s through their app are pretty cool.

AND GUESS WHAT?!

If you use yours truly AKA me, Sarah Mushenheim, as a reference when downloading the app, I get extra points. These points will help me, a constantly hungry girl, get free food. Consider referencing me like a gift to your favorite redheaded blogger. And once you download the app, your friends can reference you, so you can get closer to free food too! Talk about a win/win. 😀 #thanksinadvance #WELCOMETOMOES

Which food places/stores offer the best apps? Which places offer birthday freebies? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Mini Skin Care Haul

Standard
Mini Skin Care Haul

Heyy everyone and happy Sunday! One thing that I have a strong passion for in the beauty world is skin care. It’s so important to me to put my best face forward (Literally!) every day, and that always starts with a good skin care routine. I like to use a lot of products from The Body Shop and I am obsessed with all things Vitamin C, so I was super happy with the mini haul seen below:

vitaminc

If you remember from yesterday’s finishes post, you will have noticed that I just had an empty of the Vital C serum. It was so nice that I had to buy it twice and I felt SO lucky because I picked up the last one ON CLEARANCE FOR SIX DOLLARS at TJMaxx. I was also pleased to have found a Vitamin C moisturizer from The Body Shop with SPF 30, which will be perfect for the summer time, that I also got for a six dollar steal.

As a pale princess, it’s really easy for my skin to take on a pallid appearance, which is why I try to utilize at least one Vitamin C product in my skin care regimen. Vitamin C keeps my skin bright and radiant even on the days when my skin is in the doldrums. I think that a serum is the best for achieving maximum glow, but a moisturizer for the right price can be just as good! And lucky me, I got both for a whole twelve bucks. Score!

Which products are a must in your skin care routine? Who else is Vitamin C obsessed? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

A Myriad Of Money Management Mistakes

Standard
A Myriad Of Money Management Mistakes

It is a fact of life that some people simply don’t manage their money particularly well. If you feel like you are one of these people, there are several things that you can do to change things. First and foremost, you need to work out the mistakes that you are making in the first place. In this article, we are going to take you through just a few of the most common ones so that you can avoid repeating them:

Lifestyle Inflation:

If you get a pay rise, you shouldn’t automatically ‘improve’ your lifestyle by that same percentage. Instead, you can use this extra cash to clear some of your debts, channel money into your savings, or make some sound financial investments. Just because you have the cash doesn’t mean you have to spend it!

Paying Bills Late:

Getting into a habit of paying your bills on time is a positive step that you can make. You can even automate this to happen directly from your bank account so it can be one less financial worry to have every month. The last thing that you want is to incur any additional fees or payments than you already have.

Paying Bank Fees:

Bank fees can come in multiple forms, but most of them are totally avoidable. For example, you should never use an ATM when you are charged an operational fee. Avoid paying late fees on your credit cards by clearing the balance in full every month. Compare bank accounts online to make sure that you are not paying more fees than you need to.

Not Educating Yourself Financially:

With all of the free tools and articles about money out there these days, you have no excuses for not educating yourself financially. You should know all of the different options available to you about where you can best invest your money, as well as information regarding where you can get quick support such as bad credit personal loans with guaranteed approval. Read as widely as you can and you can avoid many common money management mistakes.

Lack Of An Emergency Fund:

Though it may be frustrating to channel some of your paycheck off into an emergency fund every month, you will be very thankful for it once you need it. There are all sorts of life situations out there which could require a great deal of cash such as job loss, medical expenses, car repair, and essential home maintenance. Whenever you make a withdrawal from your emergency funds, make sure that you replace what you have spent as you never know when the next situation may arise.

Not Having a Budget

If you haven’t got any sort of household budget, you have no idea what is coming in and going out of your bank account every month. There are plenty of budgeting apps out there which allow you to clearly track all of your expenses. Otherwise, you can track everything manually along the way.

Now you know some of the most common money management mistakes so that you can avoid making them yourself. Budget wisely and watch your bank account increase over time.

Featured Image By: Pexels

Walgreens Haul

Standard
Walgreens Haul

Hi!! So a couple of days ago I got an email saying that Walgreens was doing a freebie bag similar to the one I got previously with a twenty dollar online purchase. I needed to buy more hair dye, anyways, and Walgreens is the only place that carries my beloved Vidal Sassoon shade, so I figured why not. I purchased four boxes of dye to last me until May and got this awesome freebie bag along with it (On top of free shipping and two dollars off from my rewards card!). Check it out:

walg2walg1

There was an amazing amount of goodies in my bag including:

  • Coupons
  • Vitamin/Probiotic samples
  • Lotion/Moisturizer samples
  • Colgate Optic White tooth paste
  • Two Aquaphor lotion sprays
  • CeraVe moisturizer
  • Clean & Clear cleanser
  • Aveeno cleanser
  • CeraVe lotion
  • Gold Bond lotion
  • Pantene volumizing foam
  • La Roche Posay healing balm

It was such fun going through my bag and picking out the items that I wanted and then sharing the wealth with my family for the products that I was not interested in. I spent a grand total of forty dollars for my dye and got so much more in return along with it. I freaking love these Walgreens grab bags and I hope that they are doing another one the next time that I need to restock my hair dye!

Which stores give the best freebies? Are there any beauty products that you stock pile? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Featured Image By: Walgreens

New Black & Magenta Nails

Standard
New Black & Magenta Nails

Hi hi hi everyone! My last fill was a fun one, because my mom joined in on the festivities!! My mom enjoys a manicure every now and again so my sister got her a gift card to the salon that I go to for Christmas. Getting your nails done is a pampering, albeit a little boring, process so it was definitely nice to be able to wave at my mom when we happened to look at each other during our time at the salon. For this fill, I chose a magenta color as my accent nail and I love it! Take a look:

neww2

I thought that the accent nail color was so pretty that it didn’t even need glitter on it to make it pop. I love how the purple undertones shine through when it catches the light and it has an almost hologram-y finish that I am obsessed with. And, this time around, my nail tech didn’t put the gel top coat on my phalanges like last time so I am completely satisfied with my fill.

I’ve been going at least four and a half weeks between fills now and I’m really happy with that. My bank account is definitely thanking me for not going every three weeks like clockwork anymore! I’m all for treating myself, but ballin on a budget it important to me, so I’m proud that I was able to accommodate my pampering sessions to that lifestyle choice! 😀

What color of nail polish do you have on right now? Are you a gel, shellac, or normal polish type of gal? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Bath & Body Works Semi Annual Sale Mini Haul

Standard
Bath & Body Works Semi Annual Sale Mini Haul

Bonjour! Back in the day, I can’t say that I was a huge Bath & Body Works fan, but as the years go on, I find myself eating my words. I stopped into a B&BW the other day, because I noticed that their semi annual sale was on, which is when they bring back their old school favorites – which happen to be some of my favorites! It was actually pretty fun to go into the store and rummage through the huge bins of product that were all marked fifty to seventy-five percent off. And it was even more fun to score three fragrance mists for the price of one. Take a look:

perfume

It should be no surprise that there’s two Champagne Apple & Honey sprays in my mini haul since all apple everything is my favorite. I really like this scent, because it still has the tart bite of a crisp apple but there is definitely some dry, fizzy sweetness added to it thanks to the champagne and a dollop of honey. Can we pop some bubbly now, or?

And, after all of these years, WHO NEVER TOLD ME THAT PEARBERRY SMELLS AMAZING?!?! I lucked out and snagged the last body spray of it and I am so happy, because I freaking love it. It seriously smells like biting into a fresh, juicy pear and all the while there is a huge bowl of strawberries and blackberries to snack on, too. I am always more partial to the fruity fragrances and Pearberry is the perfect summery scent to brighten up a snowy winter day.

I am super happy that I stopped into Bath & Body Works to shop their semi annual sale and I am looking forward to their SA sale in the summer time to hopefully stock up on more Pearberry spray! What is your favorite old school B&BW scent? Who else shopped the SA sale? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Hair Raising Heating Bill? Here’s How You Can Stay Warm For Less!

Standard
Hair Raising Heating Bill? Here’s How You Can Stay Warm For Less!

The months between Christmas and spring are pretty miserable – it’s wet, it’s dark, and it’s absolutely freezing. As well as feeling the pinch from Christmas, many of us will also receive a hair raising gas bill in January, too, where we’ve cranked up the heating in a bid to stay warm. However, it doesn’t have to be this way, and if you’re fed up with forking out huge amounts of money to your energy suppliers every winter, there are ways that you can cut costs.

Before we take a look at some pro tips, remember to get your heating system checked by a professional first. A malfunctioning system could be what is increasing your bill. Schedule an appointment with a Greensboro heating and air contractor or a well referenced professional in your area. Now, let’s get to it:

Set Your Heating on a Timer:

Instead of letting your heating run all day, it’s far more energy efficient (and cheaper for you) to put it on a timer. Set it to come on for an hour in the morning as you’re getting ready for work and a couple of hours in the evening. It has been suggested that leaving your heating on low all day is cheaper than having it come on and off but this is a myth. This is especially true when you consider that if your system is in need of a service it may not be entirely accurate on it’s output. Using a timer system is a great way to ensure that you don’t bake the house in heat all day, it is important however to ensure that your timing systems work properly in conjunction with your heating system so that you don’t come home to a cold house! Using a reputable servicer such as Snows Fuel Co. or another in your area will ensure that your system works as intended to give you a comfortable temperature to return home to all year round.

These days you can get smart home devices that link with your heating and give you full control over it. It makes it easy to set it to come on when you want and gives you the flexibility to do it from an app – you don’t even need to be in the house. Imagine you’ve been out on a long hike in the cold, for example, and want the house toasty and warm for when you get in. If you know it’s not during your set heating hours, you could put it to come on when you’re on the way home so the temperature is perfect when you arrive back! Either way, it’s useful to have control over your heating like this, and keeping the times you use it to a minimum will save you money.

Get a Wood Burning Fire:

A wood burning fire is an awesome, rustic looking addition to any living room – plus it can save you money, too. If you chop your own firewood or stock up on hardwood logs for use on stoves when they’re on sale, you will have plenty of kindling to get you through the coldest months. Just be sure that your fireplace and chimney is kept clear to avoid dangerous accidents. If you’re not sure how to go about this, just call in a company like Capitol Chimney. Using a wood burning fire like this can keep your whole living room warm and prevents you from having to heat the entire house, which is pointless when all of the family is gathered together in one room.

Wrap Up Warm:

During the evenings when you’re lounging around, instead of blasting the heating on the highest setting, why not put it on low and wrap up warm, instead? You can buy cozy throws for your sofa on places like eBay, Amazon, or any home-ware shop. Load it up with cushions and then invest in some fleecy warm pajamas and slippers and you can stay comfy and cozy during the evenings without having to spend a lot of money. Even during the day, popping on a jumper or a dressing gown means that you don’t have to have the heating up, and you might be able to leave it off altogether. Keep your cozy home furnishings in good condition and they’ll last you year after year.

heatt1

Fluffy bathrobe, anyone?

Buy Essentials to Keep Your Home Warm:

Thick, lined curtains will help to keep out drafts – while they might cost a bit up front they will last for many years and can help you keep your heating bill down. Draft excluders and radiator reflectors are cheap and cheerful, and will keep the cold out and maximize the heat when the heating is on. Soft, plush rugs, carpets, and throw blankets can help trap heat too. It might also be smart to get a few extra bottles of propane from Gibson Oil & Gas or a similar company in your area. You never know when you might need it!

Finally, if you move big items of furniture like sofas or wardrobes away from radiators, this will also allow the heat to circulate better and allows you to make the most of the money you’re spending on the gas bill!

Being mindful of the heating you use can go a long way. Don’t just turn up the dial whenever you feel a little chilly! It’s not to say that you should sit at home shivering, wrapped up in every jumper you own, but there is a happy medium to be found. Keeping your heating low or not using it unless it gets very cold is good for both the environment as well as your bank balance.

And of course, your heating isn’t the only bill you need to keep an eye on – there are plenty of things you have to pay for around the home to make it a comfortable, safe place to live, so maybe it’s time to check on all your outgoings, and shop around to see if there’s a better deal out there – American Water could be a good place to start because you never know what savings you might make.

Featured Image By: Pexels

If The Shoe Fits: Forever 21 Edition

Standard
If The Shoe Fits: Forever 21 Edition

Howdy! So Facebook has this weird thing where it shows you EVERYTHING THAT YOU’VE EVER WANTED in their ads. It’s insane. Shoes that I overlooked but still liked, ModCloth clothes, Forever 21 accessories – all things that Lil Red loves but have yet to buy. So, imagine the distress of scrolling through Facebook and having the devil tempt you at every turn! I’m not too mad about it, though, because these new bootie beauties came from the aforementioned hardship! Take a look and let’s discuss:

f211f214f212f215

When I saw the ad for these Forever 21 platform boots, I fell head over heels in love (Pun intended!). And, somehow Facebook knows about my ballin on a budget lifestyle, because these shoes were only twenty-five bucks! #blessed Platform shoes became big this summer, and I am obviously not over the trend, because I still feel the urge to buy every single pair that I encounter. Seriously, how could I say no to shoes that would keep my feet warm with the flame decals this winter anyways?! 😉

I recently paired these shoes with my new Karl Lagerfeld button down, black skinnies, a moto jacket, and my favorite Stevie Nicks scarf to accessorize. And, let me tell you, I was really feeling myself, lol. I felt so posh, fun, and fierce strutting around in an edgy outfit with these disco fab platforms on my feet. The compliments that came rolling in didn’t hurt the cause, either! My new Forever 21 boots are the perfect way to add some cheeky fun to any look with an ode to 70s glam and I am so thankful to Facebook for tapping into my brain so that I could find them. Now, please cut it out so that I can stop spending money! THANKS.

So there you have it, the latest issue of If The Shoe Fits: Forever 21 Edition! How do you rock the platform trend? Has Facebook been tempting you with their ads as much as me? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Cool In Karl Lagerfeld

Standard
Cool In Karl Lagerfeld

Howdy! Everyone who knows anything about fashion knows about Karl Lagerfeld, the amazing head of Chanel, Fendi, and his self titled brands. Karl is an icon, and part of what makes him so are his signature aviator sunglasses, which he wouldn’t be caught dead without. So what better way to give an ode to the man behind the shades, than with a sharp white button down literally covered in them? Take a look:

karlkarl1

I nabbed this ah-may-zing shirt at TJMaxx as they were putting it on the rack for thirty dollars and I am so in love. Not only does this shirt give an extra pop of stark white to my wardrobe, which I’ve been working on adding, but it makes me feel devastatingly chic to own this top that feels so completely Karl. Am I a person who is overly concerned about labels? Not really. But, my god, does it feel good to have something with Karl Lagerfeld’s name on the tag. And I can definitely swing thirty dollars instead of the ninety dollar price point that I found on his website.

I am SO looking forward to pairing this top with black skinny jeans, black ankle booties, and a moto jacket so that the bright white top can really shine against All Black Everything. And, of course, a red lip is a total necessity for this look. This button down is great for a cheeky look for work and is an instant hit for all things play. I am freaking obsessed. And, yes, aviator sunglasses are absolutely required.

I feel so helplessly Cool In Karl Lagerfeld and I am ready to take on the day without taking off my sunnies as an ode to the gorgeous fashion mastermind. Who is a designer that you go gaga for? How do you score designer duds for a deal? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah