Tag Archives: bills

Mar14

Reduce Your Bills With A More Energy Efficient Home

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Reduce Your Bills With A More Energy Efficient Home

Household expenses are continuing to rise, all thanks to inflation. Many individuals and families are being forced to look for savings to stop their expenses from getting out of control – which is often easier said than done. Making your home more energy efficient is a great way to help you reduce your bills, and can help you develop less wasteful habits too. Making a few small changes could add up to big savings, and teach you some things about your energy use. Take a look at some of the best and most effective ways to reduce your energy bills:

Turn off your lights and appliances when they’re not in use:

It’s easy to leave your lights on in another room or keep your TV on standby throughout the night, but these things and various other habits can add unnecessary costs to your energy bill. Being better at turning things off or pulling the plug can make a big difference in your energy use. While it’s easy to forget to do these things, you’ll soon see a noticeable difference in your energy use if you make it a habit.

Make your home a smart home:

Another way to manage things like your lighting and heating is to make your home smarter. Smart home devices can make it easier to control your home so you can control what you spend on energy. From dimming the lights with the sound of your voice to shutting off the heating when nobody is home, a smarter home can help you take a much more economical approach to your energy spending. Adding smart technology is also one of the ways you can increase the value of your home, making it more modern and appealing for potential buyers in the future.

Upgrade your windows:

Better insulation can make your home more energy efficient. This is because newer windows are better at keeping the heat in your home, meaning you could reduce how much heating you use throughout the colder months. Explore local energy-efficient window installation companies to help you find someone to replace your windows. New windows can make a huge difference to your home, helping to make it warmer and more modern if you choose contemporary frames.

Consider changes to your heating system:

Older heating systems can use a lot more energy than newer systems, which are designed with energy efficiency in mind. Choosing a different type of home heating system can reduce your bills, and make your home warmer or cooler where needed. It’s also important to maintain your heating system regularly to ensure it’s not using excessive energy to compensate for poor performance caused by a fault.

Making your home more energy efficient can future-proof your home while reducing your bills in the process. Look at your current usage rates and set targets to bring them down. You’ll be amazed at the difference and can feel proud of your efforts to reduce your energy bills!

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Oct21

Simple Ways To Cut Down Home Ownership Expenses

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Simple Ways To Cut Down Home Ownership Expenses

Owning a home is a significant investment move. But, unfortunately, the costs involved do not end after your final payment. Whether you paid fully for your home or working with a mortgage, you will still face various home ownership expenses. Some of these are pretty much predictable, while others can take you by surprise. And unless you already have some financial cushioning, these expenses can be a source of stress. So, are you drowning under these waves of home ownership expenses? Use these tips to cut down on how much you spend:

Switch utility and insurance providers:

Suppose you’ve used the same home insurance company, utility provider, or electric company for over a year. In that case, it’s time to shop the market for alternatives, as you may be overpaying at this point. You will be pleasantly surprised by how much utility providers and home insurance providers vary in their price range. Take the time to check other providers and compare their prices and other special offers they may have, and settle for the ones that give you the best deal in terms of service and price.

Try refinancing your mortgage loan:

If you have a mortgage on your property and it’s eating chunks off your income, then you might want to consider refinancing. Thankfully, getting a refinance mortgage quote is easy, as you can do it online. According to some experts, the average interest rate on a fixed-rate loan for 30 years is 3.14%. So, if your current rate is even a fraction higher than that, opting for a mortgage refinancing could help save you hundreds of dollars every month.

You can also speak with a mortgage broker to determine what rate you can qualify for if you refinance or get a refinance mortgage quote online. However, you need to note that refinancing may come with some fees. So, be sure that you intend to own your home long enough to recoup the expenses saved.

Generate income from your home:

An effective way to reduce your expenses is to generate income from your property. Depending on where you are, the size of your home, or your special interests, various options are available to you. One option is to rent out rooms in your home. You can also rent out spaces in your yard for small home dwellers looking for land space for their tiny homes. Another option is to register for short stay hospitality services like Airbnb or rent out storage space in your garage.

Find out if you can reduce your property taxes:

There is always a chance that your property tax is not being assessed correctly. And that’s not all, as you can also enjoy tax breaks for various reasons. Property tax is probably one of your most significant expenses as a homeowner, so it pays to find if there are tax breaks for you or if you’re overpaying.

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Saving money where you can when it comes to your home will save you lots of stress in the long run. These extra savings will sure come in handy for home ownership surprise expenses that can’t be avoided!

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Jun3

Cut Your Energy Bills With These Tips

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Cut Your Energy Bills With These Tips

One of the many things that the COVID-19 pandemic is having on society is a rise in energy bills. After all, we are all spending a lot more time at home, so it is only natural that we will consume a lot more energy.

A study carried out in 2009 found that as a nation, the United States was wasting over $130 billion a year on energy. Energy and money that escapes through our roof, through the inefficient seals around our windows, through cracks and holes in the walls, and appliances and lights left switched on or in standby mode. More than ten years later and a massive increase in the technology that we use on a day to day basis and you can imagine how much that amount has probably jumped up by since then.

The one good thing, however, is that our energy consumption is something we have power over, so we can take measures to reduce it. Here, we will look at some ways you can cut back on your bills:

Tackle your temperature:

Depending on the season, the cooling down or heating up of your home does not only bring you comfort during the day but may be the only thing that gives you a pleasant and restful night of sleep.

In the colder months, endeavor to keep the temperature between 18-20 ° C. Any degree higher than this will add up to 10% to your bill. Test the auto timers on your heater, too. By raising your heating time by one hour a day, you can save up to ninety hours of heating costs over the winter.

Once the warmer months have come back, strive to keep your air conditioner above 24 ° C. Any degree lower will add 10% to your electricity bill. Make sure your house is sealed well so that they work efficiently and keep all of the heat or the cool air in.

Increase your insulation:

Think about why you wear a hat in the winter. It is because your head is where you lose most of your heat. The same goes for your home – your roof is the head of your home. By making sure your attic space has the very best insulation possible from somewhere like https://www.insulatekansascity.com/attic-insulation/, you can reduce the amount of heat lost from your house and save you plenty of cash, particularly over the winter months.

Audit your appliances:

Old, outdated appliances can be power-hungry and can really add to your energy bill. If you have older air conditioning units, a flue gas heating system, or hot water system, you might want to think about an upgrade. Sure, it costs an outlay of money initially but, in the long term, it will really end up saving you.

Cutting your energy bills does not need to involve anything dramatic or necessarily expensive. A few minor tweaks to your lifestyle here and there and making sure everything is working efficiently is enough to save you hundreds of dollars every year – global pandemic or not.

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Jan7

Hair Raising Heating Bill? Here’s How You Can Stay Warm For Less!

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Hair Raising Heating Bill? Here’s How You Can Stay Warm For Less!

The months between Christmas and spring are pretty miserable – it’s wet, it’s dark, and it’s absolutely freezing. As well as feeling the pinch from Christmas, many of us will also receive a hair raising gas bill in January, too, where we’ve cranked up the heating in a bid to stay warm. However, it doesn’t have to be this way, and if you’re fed up with forking out huge amounts of money to your energy suppliers every winter, there are ways that you can cut costs. Here are a few tips to consider:

Set Your Heating on a Timer:

Instead of letting your heating run all day, it’s far more energy efficient (and cheaper for you) to put it on a timer. Set it to come on for an hour in the morning as you’re getting ready for work and a couple of hours in the evening. It has been suggested that leaving your heating on low all day is cheaper than having it come on and off but this is in fact a myth.

These days you can get smart home devices that link with your heating and give you full control over it. It makes it easy to set it to come on when you want and gives you the flexibility to do it from an app – you don’t even need to be in the house. Imagine you’ve been out on a long hike in the cold, for example, and want the house toasty and warm for when you get in. If you know it’s not during your set heating hours, you could put it to come on when you’re on the way home so the temperature is perfect when you arrive back! Either way, it’s useful to have control over your heating like this, and keeping the times you use it to a minimum will save you money.

Get a Wood Burning Fire:

A wood burning fire is an awesome, rustic looking addition to any living room – plus it can save you money, too. If you chop your own firewood or stock up on it when it’s on sale, you will have plenty of kindling to get you through the coldest months. Just be sure that your fireplace and chimney is kept clear to avoid dangerous accidents. If you’re not sure how to go about this, just call in a company like Capitol Chimney. Using a wood burning fire like this can keep your whole living room warm and prevents you from having to heat the entire house, which is pointless when all of the family is gathered together in one room.

Wrap Up Warm:

During the evenings when you’re lounging around, instead of blasting the heating on the highest setting, why not put it on low and wrap up warm, instead? You can buy cozy throws for your sofa on places like eBay, Amazon, or any home-ware shop. Load it up with cushions and then invest in some fleecy warm pajamas and slippers and you can stay comfy and cozy during the evenings without having to spend a lot of money. Even during the day, popping on a jumper or a dressing gown means that you don’t have to have the heating up, and you might be able to leave it off altogether. Keep your cozy home furnishings in good condition and they’ll last you year after year.

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Fluffy bathrobe, anyone?

Buy Essentials to Keep Your Home Warm:

Thick, lined curtains will help to keep out drafts – while they might cost a bit up front they will last for many years and can help you keep your heating bill down. Draft excluders and radiator reflectors are cheap and cheerful, and will keep the cold out and maximize the heat when the heating is on. If you move big items of furniture like sofas or wardrobes away from radiators, this will also allow the heat to circulate better and allows you to make the most of the money you’re spending on the gas bill!

Being mindful of the heating you use can go a long way. Don’t just turn up the dial whenever you feel a little chilly! It’s not to say that you should sit at home shivering, wrapped up in every jumper you own, but there is a happy medium to be found. Keeping your heating low or not using it unless it gets very cold is good for both the environment as well as your bank balance.

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May7

When Bargain Hunting Gets Serious

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When Bargain Hunting Gets Serious

We all love a bargain and nothing beats finding the perfect thing on sale. It gets your heart pumping and makes you feel GOOD! And, the invention of online discount code sites has changed the way many of us shop, too. Shopping also releases endorphins. It may not be scientifically proven yet, but most of us would agree that finding a bargain releases even more. But sometimes, there’s more to getting a deal than that feel good buzz. We’re stepping away from finding the dress that you were looking for at half price. Instead, we’re going to look at when finding a deal can make a difference to your life. Believe it or not, some things are more important than clothes (though it may be a small, select few!):

Food: We can all agree that food is an essential. But, finding food when you’re working on a tight budget is far from easy. For some of us, clothes shopping is far from our minds. When we can’t afford to feed our families, life can get on top of us. So, how can you ensure that you can always buy food? The first thing and a point we’re going to return to again and again is the importance of shopping around. Knowing where you can get the best deals is important.

Despite what you might believe, prices on the same products vary a huge deal from store to store. When money is stretched, you can’t afford to buy at the shop closest to you. Instead, look around. Go to a few different stores to see which one has bargains on certain things. It’s also important to have a set meal plan for the week and only buy the ingredients that you need. People who shop per meal are sure to spend more than those who plan ahead and shop once a week or so.

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The chip aisle is SO beautiful.

Health: Healthcare isn’t cheap. Those with enough money can afford to pay for health care to cover costs. But, people on a tight budget don’t have that luxury. Instead, they have to cross their fingers and hope nothing happens. Frankly, a big health bill would be enough to cripple the best of us. It may seem strange to consider bargain hunting where health is concerned, but it’s important. Few people realize that you can get discounts on prescriptions if you need them. It’s even possible to find deals on health insurance if you know where to look. Again, shopping around is key.

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Bills: Most of us would agree that our bills are the largest monthly expense that we have. So, it makes sense that we would want to find deals where we can. Sorry to sound like a broken record, but again, shopping around is your best bet. If you don’t look at each company’s prices, you could be paying well over the odds. Once you’ve done your research, you also have the opportunity to return to your current company and see if they can offer a competitive price. Playing companies off against each other is sure to knock costs down.

As you can see, the secret to saving money on important costs all comes with doing your research. Check the ads, apps, and websites for the best deals as well as keeping up with the promotions certain companies may be offering for new customers, etc. and you are sure to see savings!

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Feb24

Make Immediate Savings On Those Home Bills

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Make Immediate Savings On Those Home Bills

For a lot of us, we only truly see how much we’re spending when we decide to put together a budget. We might think that we’re doing well and then suddenly realize just how much we’re spending on standard household bills. If you want to free up a little cash, there’s a good chance that those bills are the place where you could do just that. Spending less per month isn’t too difficult, either. A few changes and an investment or two could result in you keeping more money per month:

Things Are Heating Up: It should be no surprise that among the biggest bills for most people are those pesky heating bills. Especially in the winter, they can be gigantic. The same goes for keeping the home cool in the summer. But while you do need to control those temperatures, you don’t necessarily need to spend quite as much on it. For one, you should look at how well airflow travels through the home. Air vents in the home clogged by dust can stop the heat from traveling through the home, just as it can stop the cool from dispersing when you’ve got the AC on. Thoroughly insulating the home is important, too. Make sure that you caulk any sources of drafts in the home and pay particular attention to the roof. A missing tile or two won’t only get in the way of your attempts to control your environment but are a major risk of damp and mold, too.

Get Appliance Savvy: Heating and cooling aren’t all that can impact the energy bill. All the different appliances and electronics have a big effect, as well. If you need any new appliances or fixtures, then you should do your research. Things that you can look into include spotting a more efficient fridge thanks to Energywise rating labels to giving traditional bulbs the boot for LED lighting, instead. You also need to know when it’s a good idea to replace an old appliance. Things begin to work less than their best over time and that goes for their ability to stay energy efficient, too. It’s an investment, but one that will save you more money in the long-term.

Give Your Service Providers A Call: Besides the resources that you use to keep the home livable, you have to think about all of those other little services and subscriptions that you have, too. Take a look over your bank statements for the past month. It’s easy to forget that you might have subscribed to that video service or this audio book library. If you’re not using them, it might be time to call up and cut them off. Then, there are those deals like your TV packages and internet providers. With a bit of research, you should figure out if there are any better deals on the market. If there are, you don’t necessarily have to make the switch. You can use that as your bargaining chip to call up and negotiate yourself a better deal (it works like a charm!).

A closer look at just where you’re spending your household money can show you the upgrades, purchases, and even phone calls that can result in you keeping a lot more cash. Let those expenses go unchecked, and you could find them swallowing up most of your budget and spending money.

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