Nov30

Suffered A Financial Loss? Here’s How To Deal With The Situation & Get Back On Your Feet

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Suffered A Financial Loss? Here’s How To Deal With The Situation & Get Back On Your Feet

When it comes to your career, you may have made the decision that a lot of people have made and opted to go down the entrepreneurial route. No one said running a business would be easy – it’s a well-known fact that within the first year of launching, half of all new businesses fail. However, when things start to unravel and go wrong, that doesn’t make it any easier to deal with, does it?

If your business has suffered a financial loss, you’re probably not sure what to do next. You’re probably wondering what the next steps that you should take are. When things start to go wrong, the most important thing is not to panic. Because if you panic, you may rush into making a decision that you will later regret. So, it’s important to keep your head and think carefully about what steps to take next.

To help make it easier for you to cope with a financial loss, below are some tips and pieces of advice that you may find useful:

Investigate What Has Caused the Issue: The first step that you take should be to investigate what has caused the issue to occur in the first place. Financial losses don’t just randomly occur; there’s always a reason for them. It could be that you invested in a new product and that product has unfortunately failed to sell, leaving you out of pocket. Or, it could be that your accountant has calculated your taxes wrong and has left you short of funds because of it. If the reason for your financial loss is due to someone else, it might be worth contacting professional negligence solicitors. Whether it was an accident or not, if you’ve been left out of pocket and haven’t been reimbursed, you may have a case.

Learn From Your Mistakes: As a business owner, if you want to be successful, you need to be constantly learning and growing. It’s important to not just take mistakes at face value. If you want to make a success of your venture, you need to learn from your mistakes and ensure that they don’t happen again. By learning from your mistakes, you can up the chances of your business growing into a prosperous and profitable venture in the future.

Try to Find a Way to Keep Your Business Afloat: It’s all well and good saying to learn from your mistakes. But if you don’t know how to keep your business afloat while you recover what you lost, you could end up having to shut down for good. You need to think about your options, could you get a short-term loan perhaps? Or, would you be willing to have an investor who acts as a silent business partner? If you want to ensure that your business stays afloat, you need to find a way to get out of the mess that you’re in.

Hopefully, the tips and advice above should make the process of dealing with a financial loss a little bit easier and less stressful.

Featured Image By: Pixabay

Nov29

November Finishes

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November Finishes

Hi everyone and happy Tuesday! The month of November has been a really busy one but it has brought me beaucoup bottles of finished beauty products to discuss with you. I am actually so happy about all of these empties because they were the ones that were legitimately taking forever to finish. Thanks to these completed products seen below I can now break out goodies that I have been waiting an eternity to use, like my cocoa butter from The Body Shop and my pink grapefruit St. Ives cleanser. Happy day! So now, without further ado, take a look at my November Finishes and let’s discuss:

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Would I Use Again?

  • Pure & Basic Creme Brulee lotion: YES!
  • Bath & Body Works Mango Mandarin spray: YES
  • St. Ives Indulgent Coconut Milk body wash: YES
  • St. Ives Oatmeal Scrub & Mask: YES
  • Jergens BB Hand cream: YES
  • The Body Shop Aloe night cream: YES
  • The Body Shop Vitamin E moisturizer: YES

Why/Why Not?

Pure & Basic lotion: This Creme Brulee scented lotion smells freaking AMAZING! It literally smells like you are rubbing yourself down with vanilla cake batter and I can definitely get down with that. I got this huge bottle of Pure & Basic lotion at TJMaxx for a whole six dollars and it has lasted me well over three months. This lotion absorbs quickly but is highly moisturizing and I would totally recommend and use it again.

My mom actually taught me a fun trick after I was done with the bottle of Pure & Basic this week and was lamenting over the extra product that gets stuck in the bottle. She told me that when this happens, she puts some water in the bottle and then shakes it up to use as a body milk in the shower the next day. So clever!

B&BW spray: Normally I’m a Country Apple girl when it comes to my Bath & Body Works perfume sprays but I love the Mango Mandarin! I got myself six bottles during their throwback sale in the summer at three dollars a bottle and I am so pleased with that purchase! My favorite thing to do is to layer this spray with my Satsuma spray from TBS for a longer lasting fragrance. It took me about six months to finish this perfume.

St. Ives body wash: The Indulgent Coconut Milk body wash by St. Ives is so delicious. I really enjoy their products and this is probably my favorite body wash by them. It smells completely delectable – even better than The Body Shop’s coconut fragrance, which is really saying something! It also lathers like a dream which provides you with a shower or bubble bath that is purely pampering and relaxing. It took me about three months to finish this product.

St. Ives scrub: Like I just said, I really really like St. Ives products so of course I loved my oatmeal scrub! This product is a really gentle exfoliater so it won’t dry out your skin which is great during the chilly winter months. It smells great and it left my skin looking perfectly peaches and cream afterwards. My scrub lasted me about a month and a half and now I am on to using their pink grapefruit scrub which I am sure will be discussed soon! Spoiler Alert! It smells AMAZING.

Jergens hand cream: I blogged about this wonder cream before so for the full article please check out the link provided! If not, I will say that this is hands down the best hand cream that I have ever used. As a hardcore germophobe and hand washer, it is not hard for my hands to become extremely red and raw within a few days. This cream has provided me with relief as well as a formula that is non greasy and fast absorbing so that I can use it again and again with no lingering residue. I have used this product off and on since February and cannot recommend it enough.

TBS night cream: I really liked the Aloe night cream! I got it for free with an online purchase a few months ago and it made my skin feel so lush before bedtime. I had never used anything from the Aloe line before and I would use it again but I still prefer Vitamin E over it. What I did like was that the cream was a heavier texture but it still absorbed well which is exactly what I look for in a night cream. It took me about a month and a half to finish this product.

TBS moisturizer: I have been an avid lover of The Body Shop’s Vitamin E line for quite some time now. I think that this moisturizer is simply the best and am so happy that I have another jar of it in back stock so that I can continue using it daily. If you are looking for a moisturizer that is light, nourishing, and sits well under makeup than look no further. The Vitamin E moisturizer will leave your skin looking and feeling like a million bucks. It took me about a month and a half to finish this product.

I am SO happy with all of my empties this month, 1) because they were all effective and fabulous and 2) I am looking forward to using more new products! Most of my finishes from this month have been with me for a long time now so I am happy to retire these bottles and move onto some new bath and body and skin care goodies in December!

So there you have it, my November Finishes! What beauty products have you used up this month? What beauty product can you not live without during the winter? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Nov28

Every Little Bit Helps – Subtle Changes to Make Your Home Look Like A Million Bucks

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If you’re serious about making your home look more awesome, you need to take action now. There are, of course, plenty of big changes that you can make. But, there are also subtle things you can do as well that will really make a big difference. So, check out these ideas and try to use them to make your home even better.

DIY Facelift: When it comes to subtle changes that will make your home stand out you need to think about what you can do yourself. Often you’ll find that a DIY facelift can have a great impact on sprucing up your home. And this is something you can do yourself without much hassle and for limited cost. Try to make some changes yourself where possible, such as painting the property and making repairs. These small changes can make a huge difference and they don’t have to set you back a lot of time or money.

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Make the Front Garden More Presentable: The front garden, in many ways, is the most important part of the property. This is what catches people’s eye and makes them want to see your home in the first place. When you’re looking to sell, the presentation is everything. And, even if you aren’t looking to sell, you still have to make sure you are proud of the way your property looks. There are subtle changes you can make to the front of the home to make it look better. For instance, you could check out mailboxworks.com residential mailboxes to add a post box and smarten things up. You might consider planting some colorful flowers and replacing the front door with something that looks nicer. Making random changes here and there can really help you make the most of the front of your home.

Have a Clear Out: You need to make sure you tackle the inside of the home and get rid of some of the clutter you have, too. We are all natural hoarders and we all have stuff that we don’t need. So, it’s time to declutter and get serious. Tackling major in home projects and decluttering will give you the opportunity to focus on small odd jobs that you need to do to spruce up your space. You might be surprised by how much space you can create by getting rid of the mess in the home. It will make your home look much better and more spacious as a result.

Artificial Lawn: How would you like to have a lawn that looks amazing all year round? Something that you never have to trim, water, or maintain, and it still looks amazing? Well, in that case, you need to consider getting an artificial lawn. There are so many reasons why you might consider getting a false lawn but the convenience and low upkeep are two of the most obvious. These days you can get artificial lawns that look so good you’ll barely know the difference. And, the best part about them is that they will look amazing throughout the year, no matter what the weather is like.

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An amazing looking home is all about making the right choices with projects large and small to create a pleasing aesthetic. And, despite what you might think, this doesn’t have to cost an arm and a leg. There are plenty of subtle changes you can make that will help to make the home look a lot better on the inside and out.

Nov25

Don’t Make These Common Errors With Your Heating System This Winter

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At this time of the year, it’s vital to switch on your heating system. After all, the weather is freezing so you need it on to ensure that your family stays nice and toasty. However, a lot of people make errors when it comes to their heating system and they pay the price when their bill arrives. Here are some common errors people make with their heating system so that you can avoid them!

Not Getting it Checked out Before Switching it on: It’s easy to turn on your heating system and then walk away without a second’s thought. But do you know if your system is working efficiently? Before you switch on your heater, you need to make sure you get the heating system checked out by a professional. They will check for any problems and will make sure that you won’t end up with a high bill. Also, in between maintenance appointments, make sure you are changing your air filter which can become clogged up with dust over time which restricts the airflow. And as this feature explains, the longer it goes on, it will be harder to keep your home at the right temperature.

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Setting it to High All Day Long: A lot of people switch their heating system on high during the winter due to the freezing weather. But if you do this, you will end up with an expensive bill. Make sure you get a thermostat installed which will let you adjust the heating during the day. That way, it can be on low when your family is outside of the home. It will stop you from having to set it to high for the whole day. And remember, putting it on high won’t make the furnace heat your home any quicker so be patient with your heating system!

Not Replacing it When Necessary: You need to make sure that you are replacing your old heating system when it’s past its sell-by date. Furnaces tend to last around 18 years, but if you are noticing problems, it might be time to get a new one. Safety for your family is paramount in this situation. You can find lots of information online about new systems available such as on furnaceprices.ca. There are even some great high-tech options which would be perfect for your family!

Another thing to note is the importance of replacing the heating oil when necessary to avoid not having heat on a cold winter’s day. You can save yourself a lot of hassle in this regard when you look into the auto delivery benefits of getting oil bought right to your door once a month (or whenever you may require it).

Not Making Sure the Doors and Windows are Air Sealed: It can be frustrating when your home seems to be freezing even though your heating is on. But rather than turning the heating higher (it will cost a fortune), you should ensure that your doors and windows are properly sealed. That way, no air is escaping during the winter months. You can buy some excellent sealing products from hardware stores. And remember to keep doors closed while the heating is on to retain the temperature. Just don’t forget to keep hoovering as well-sealed doors and windows can cause the air to go stale. As I said before, during this time, you might find more dust in your home.

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***AND: Remember to get a good carbon monoxide alarm put next to your furnace. That way, it will alert you if there is an issue!

Nov24

Happy Thanksgiving!!!

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Happy Thanksgiving!!!

Hello everyone and happy happy Thanksgiving to everyone!! I’ll keep this post short and sweet because I am sure all of you have some driving, cooking, and HELLA eating to do! I just wanted to wish everyone the happiest of Thanksgivings today and a most wonderful holiday season. All of my readers and blogging friends already know how thankful I am for each and every one of you but I will say it again: I’M THANKFUL FOR EACH AND EVERY ONE OF YOU. Thank you for always offering me your support, kind words, and friendship!

Have an amazing day and don’t get too down on yourself if you have to unbutton your pants button or add a few more notches to your belt! As always, I plan on going hard this Thanksgiving and hope everyone does the same! What is your favorite Thanksgiving food? What is your favorite holiday tradition? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Nov24

Looking After Your Wedding Dress After Your Big Day

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Looking After Your Wedding Dress After Your Big Day

Your wedding gown is a big purchase, and while you might only ever wear it for one day, you’ll still want to keep it in good condition. St George wedding dresses at VA Bridal are a stunning reminder of the day itself and who knows- in the future your own daughter might want to wear it for her wedding! After the celebrations are over, you’ve been on your honeymoon and are back home settling into married life, here’s what you need to do to look after your wedding dress.

Have It Cleaned: Having your wedding dress cleaned doesn’t have to be expensive, you can find cheap dry cleaning services just about anywhere. Inquire about wedding gowns, ensuring they have experience in cleaning and preserving them. It will be carefully inspected and cleaned using special chemicals that won’t damage the delicate fabric. It’s important to have this done, as sometimes stains can be invisible at first, but contain sugar which will brown over time. If there are any particularly bad stains such as red wine or mud, have these professionally cleaned as soon as possible. This is because the longer they sit, the harder they will be to remove. If there have been any spills like this on your gown, you could ask a friend or family member to take it to the dry cleaners for you. Especially if you’re jetting off on your honeymoon right after the wedding and won’t get the chance to do it until you’re back.

Package Carefully: It’s so important to use the right materials when you’re storing your wedding dress. Any kind of plastic wrapping or bags will eventually break down and cause yellowing of the dress so these should always be avoided. An acid-free paper or muslin will protect it, while still allowing it to ‘breathe.’ And finally putting it into a box will protect it from yellowing in sunlight. If you’re putting your gown up into the attic or a cupboard, a sealed box can be a good idea to prevent pests from being able to enter and destroy the fabric.

Handle Gently: The whole point of keeping Bridal Gowns beautiful is so you can look back on them in years to come. So if you want to get it out to have a look, go for it! Just be sure to handle it with care. Wash your hands before touching it and open the box in a clean area- keep any open drinks or food away. Alternatively, you could have your dress packaged in a box with a clear lid so you can see it without taking it out. Just be sure that the clear lid is acetate rather than plastic, which as mentioned earlier can cause yellowing. *Side Note: A girl on my Facebook newsfeed did this and it looks SO gorgeous!*

Looked after properly your wedding dress will keep in good condition for years to come and is a beautiful reminder of one of the most special days of your life. If you’re married, how did you have your wedding dress stored? If you’re getting married soon, have you put much thought into how you will preserve your dress? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Featured Image By: Pexels

Nov24

Keep Yourself Fit & Healthy On Vacation By Following These Top Tips

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If you are someone who loves to travel, you’ll know that it’s all in the preparation. Many of us spend days or even weeks planning even the most finite details of our trips – everything from landmarks we’re going to visit to places we plan to eat at. This can really benefit our trip, as if we go away with a plan of sorts, we are more likely to get the absolute most out of our holiday.

But there is one aspect of traveling that is arguably the most important but one that most of us tend to bypass in the planning stages. This is our personal health and the prospect of injury or illness overseas. Of course, plenty of us still get health insurance that covers us abroad. But more often than not, we are on a limited plan – and some of us don’t even bother at all. If you are leaving your home country to travel overseas, here are some ways in which you can ensure that your health is still a top priority.

Learn Important Phrases: If the country you are going to speaks a language that is different than your own, you’ve probably already learned the basics: hello, please and thank you, among other things. However, it can also be really worth your while to learn other phrases that have to do with healthcare. Being able to ask where the nearest emergency room is is something that’s invaluable should you get into any kind of trouble.

Or, if you have a pre-existing condition that could potentially flare up, it is best to know how to explain this to locals. If you don’t feel confident enough to speak the language out loud, why not get a medical identification card made up? This card should be written in the local language, so speak to a professional translator. It should detail your blood type, plus any illnesses you have and any medication you are taking.

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Have a Doctor on Speed Dial: If you become concerned that you are getting unwell on vacation but don’t think it is serious enough to go to the local hospital yet, it can be worth contacting a doctor native to you. You can now download an Online Doctor App where you will be able to chat with a medical professional from wherever you are in the world. Often, it will only be a minor issue that you needn’t worry about. But it can always be helpful to get a second opinion, even if it’s just to put your mind at rest.

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Be Careful When Drinking the Local Water: There are some countries where it is advised that tourists do not drink the local tap water. More often than not, it doesn’t mean that the water is dirty. It just means that it is so different from what the tourists may drink at home that it could cause their bodies to react adversely. The local people’s bodies, on the other hand, have got used to it and are therefore able to cope. If you are in any doubt over whether the water at your destination is safe to drink, always buy bottled water instead.

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Drink up!

What are some of your tips for traveling abroad? What do you recommend for people who have health concerns? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Nov24

The Advanced Guide To Christmas – Let’s Get It Right This Year!

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For most people, Christmas is a magical and wonderful time, full of celebration, presents, and good will. Unless you are the one that has to organize and pay for it all! Then, it can be a bit of a nightmare. But with a little careful planning, you too can have a perfect Christmas with a minimum amount of stress. Just read on to find out how:

Parties: One of the great joys of Christmas is sharing a drink and holiday treats with your friends and neighbors – unless it is your house that they are coming to this time. In which case, it is very easy to reach panic stations pretty quickly. Avoid the hassle and stress of entertaining at Christmas, not by hiding behind the curtains with the lights out but by being as prepared as possible.

A week or two before the party, make a list of everything that needs doing. The last thing on your list should be the decorations that you need to finish putting up on the day. If possible, get in food that is ready prepared so you just have to warm it up. Or, if you are cooking for the party yourself, make things that can be baked well ahead of time and frozen or stored until they are needed.

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YUM!!!

Presents: One of the most essential parts of Christmas is the gift giving. But Christmas shopping is so time-consuming and expensive. To lighten the load why not buy a joint gift for the families or households that you know? Consider something like a Christmas hamper delivery as a gift for an entire family. Then you can add in items that you know that everyone will like. Or you could choose to do secret Santa? Then you only have to buy one gift so it can save you both time and money.

Food: What Christmas day is complete without the traditional Christmas lunch? If you are dreading waking up at 5.30 am to get the turkey stuffed and in the oven, then read on. It doesn’t have to be as difficult as all that! If you can get away with it, choose a turkey crown or a smaller bird like a duck or goose. These won’t take as long to cook, so you won’t have to get up at some ungodly hour to ensure that it is ready by 1 pm. You can also make your life a great deal easier by choosing ready prepared vegetables and trimmings. They taste delicious and who is to know that you didn’t wrap that pig in its blanket personally?

Entertainment: One of the most dire thing that can happen is that you put a lot of time and effort into making Christmas wonderful and then boredom kicks in. After the presents are open and the turkey has been eaten, everyone just sits around doing nothing and feeling blah as can be. Pop out for a walk, or dust off a board game or two to keep people interested and feeling festive well past lunch time.

How do you prepare for the holiday season? Who is done with their shopping already? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Nov24

The Health Benefits Of Hydration That Are Too Good To Ignore

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The Health Benefits Of Hydration That Are Too Good To Ignore

We all know that hydration is important but few of us realize how much proper hydration can do for us. Many of the aches and pains that we feel could be caused by a lack of proper hydration. The recommended amount of water per person per day is 3 liters. In other words, 13 cups. If you’re not convinced that this applies to you, take a look at how your life could change with proper hydration.

Increases Energy: Good hydration increases your energy levels by allowing you to get proper rest. Water is magical! It’s not the water itself that will give you energy but the hydration. Hydration increases your body’s productivity. It allows you to convert food into energy more efficiently. Keeping hydrated is also a way to avoid weight gain. If you’re burning the calories you ingest, they won’t stay on your hips!

Speaking of energy, it is so important to keep well hydrated if you live an active lifestyle and work out frequently. There is nothing more refreshing than water after strenuous exercise! You might even want to buy hydration supplements to nourish your body more after a work out.

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 Jumping Jack Flash

Keeps Kidneys and Bladder Healthy: Being hydrated will also be a huge help to your bladder and kidneys. A lot of bad bacteria gathers here. Drinking plenty will ensure that they are flushed through at all times. Not drinking enough means the bacteria will stay and fester, which can cause a lot of problems. Checking the color of the water you pass is a good way to tell whether everything is functioning. If the color is dark yellow, you can be sure you aren’t drinking enough. It’s also worth mentioning here that the purer your water, the better it is. Hard water comes with its own health risks, so it’s well worth looking around for the best water softener you can find.

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 Bottoms up!

Reduces Acne and Aging: Proper hydration will work wonders for your skin. By drinking plenty, you can reduce acne and dry skin. You can also slow down the aging process! Skin wrinkles when it’s dry and dehydrated. Drinking plenty of water will ensure that your skin stays firmer for longer. Dehydration is a huge cause of acne, too. The skin is unable to clear any toxins when not given proper hydration. Drinking more will leave your skin looking bright and glowing. It will also ensure that you stay wrinkle free!

Reduces High Blood Pressure and Cholesterol: We’ll end this list of magical benefits with the fact that hydration reduces blood pressure and cholesterol. That’s right; hydration is a medical miracle! Your blood predominantly consists of water. Proper hydration allows it to stay thin and so will lower your high blood pressure. High cholesterol can happen when cells aren’t hydrated enough to function. The body releases more cholesterol to allow them to continue working. This creates a cholesterol overload. Hydration allows the cells to function without this added cholesterol.

If this list hasn’t convinced you of the benefits of hydration, why not try it out yourself? Try keeping yourself hydrated for a week and see if you spot any differences. Once you’ve felt what hydration can do, it’s unlikely you’ll go back!

Featured Image By: Flickr

Nov24

The Quick Guide To Getting Your Home In Great Shape, Whatever The Weather

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Whatever the weather chooses to do, we often find ourselves rushing back into the house to get away from it. We seek shade when it’s hot and we seek warmth when it’s cold. Somewhere dry when it’s raining and somewhere out of that wind! Our homes protect us from all that the weather throws at us. But without regular maintenance, and some seasonal adjustments, it can’t keep doing that forever.

Rain: Wet weather can make us so miserable. Nobody likes to be damp or find the rainwater dripping off their nose. There are several different parts of the house that prevent the rain from getting in. The first, and most important, is the roof. Roof tops like tiles have a limited lifespan. While they may stay in good shape for one hundred years, you really should check them regularly every so often. Damage can occur easily during a storm. And even just a tiny drip can leave awful water stains and mold in your home.

Check your guttering too. If it is blocked, the rainwater will over-spill. This can then penetrate your brickwork or wooden facade. Soon you’ll find the evidence of it inside the house in the form of smelly mildew! Finally, check the seals around your exterior doors and windows. If the wind is strong, it can blow the rainwater toward one side of the house. Keep the water out with good quality rubber seals. If your home or property is particularly tall, these maintenance tasks can be hard to complete without professional help. You might want to consider entering a search for “company with rope access Sydney” (or your local area) to find a team that can get all of those impossible to reach places in top shape.

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Wind: If you live in an area susceptible to violent wind storms, then you know how important it is to protect your glass panes, fences, and paneling. Hurricane window protection is a handy way to boost your property’s tolerance to these awful storms. If you have stormy seasons, it’s worth preparing your yard area in advance. Put loose items like trash cans, patio furniture, and garden tools way. Tying them down can help prevent them from getting moved about, too.

Checking your yard walls and fencing is something you should be doing annually. After all, if something falls on a visitor like the Postie, you could be sued. If you feel there may be a weakness, replace the faulty panel before the weather hits. Check that fascias and gutters are fully secure. And cut back excess branches of nearby trees to avoid them breaking or striking your house.

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WERK!

Hot and Cold: Whether it is sweltering or freezing, you can reduce your energy costs with careful maintenance of your home. Air conditioning can be very expensive to run if you don’t have any free solar energy to draw on. But you can reduce how much you need by preventing excess heat from getting into the house. Shutters, blinds, and anti-glare film can reduce the amount of direct sun through the windows. In the winter, thermal lined drapes and draft excluders can prevent your heat from getting out.

Loft insulation can help prevent heat loss in cooler weather, too. And through-drafts created from open doors at either end of the house can be very welcome in the heat. You can use secure screen doors to give you peace of mind while you are in the home. Stay safe from the weather, whatever the weather!