Tag Archives: school

Time To Love Being A Student And Stop Fearing The Financial Consequences

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Time To Love Being A Student And Stop Fearing The Financial Consequences

Getting into college can be your opportunity to really excel in life and start focusing on the path you wish to travel on in your adult life. But for almost everyone that gets in, there’s a specter that looms large over what can be a fantastic and transforming experience. We’re talking about the money that you’re going to have to spend to get that education. Student debt is the biggest it has ever been, so you really want to start making the decisions of how you’re going to handle it as quickly as you can.

Get Side Hustling: Not everyone has the opportunity to get a job to finance their way through college. Or even if you do, you might want to make sure you have a little extra. Nowadays, the market for freelance work is bigger than ever. Particularly online, there are a few technical skills that can make it significantly easier to make a little money on the side. With good writing skills, you could get into creating a monetized blog with marketing partners. There are international businesses of all kinds that can use the translation and localization skills of someone proficient in more than one language. There are opportunities for people who want to get into becoming a virtual assistant, too. Even if you can’t spend a long time away from campus, you can still find ways to make a little extra money.

Take Whatever Advantage You Can Get: One of the biggest ongoing expenses of a college student is the cost of tuition. It can end up costing you as much as $24,000 if you’re out of state. It accounts, on average, for 39% of the in-state student’s budget. Attending a no-tuition college is an option. But there are other opportunities that can help a few specific groups of people. College tuition discounts are available, for instance, to students from low-income families, to students with Native status, or students who have faced hardships like natural disasters. Other schools offer work-subsidized programs if you become an employee of one of the school’s departments.

Get a Head Start on Those Loans: Most of us are going to be coming out of college with some pretty hefty loans. If you’re able to, you want to try and pay them off as soon as possible. Otherwise, they’ll be a constant weight keeping you from financial freedom. Use lump sum payments that you get and create a budget, allocating 15% or more of your income towards paying off the loans. Doubling your monthly payments, meaning you have to really tighten those purse strings after college, could be the difference between paying for ten years and paying for three years. If you want to make sure that you’re not spending beyond your ability to pay the loans, then consider creating an automatic payment to your fund.

Don’t let money worries hang over your college experience. Meet new people, have new experiences and learn to your heart’s content. With a bit of planning, you can start making money a lot more manageable before you even set foot on campus.

Featured Image By: Pexels

Graduation Countdown!!

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Graduation Countdown!!

Hey everyone and TGIF! According to my handy dandy calendar, I only have TWENTY-SEVEN DAYS LEFT until I graduate. But who’s counting? The answer is ME. I have been literally staring down the clock every day just wishing for time to go by faster so I can tick another day off in my mental countdown. Unfortunately for this Lil Red, time seems to be dragging on for forever during this home stretch period.

I guess this is a good and a bad thing, though. With Christmas just around the corner, it is important for me to incorporate some online or real life holiday shopping into my homework and work schedule. When time really seems to be lagging, I just hop on the computer and check out the latest additions to my normal website stomping grounds. That doesn’t always mean that I’m shopping for other people, though! A combination of boredom and stir craziness always brings me back to sites like ModCloth and TJMaxx so that I can ogle at all things pretty!

I’m glad that this vortex of a twenty-seven day eternity is giving me some time to get my holiday shopping taken care of but, my goodness, I cannot wait for it to be over! Asides from the obvious of the excitement of walking across the stage in the ceremony, I am very excited for my graduation party! My family rarely has get togethers so I am thrilled to be able to host a celebration at my home for little old me!

The afternoon portion of my grad party will take place at Chez Red and will include my family, some former teachers, and my students and their parents from the Special Olympics. Then, in the evening I will be meeting up with my friends at my favorite bar, the Cashmere Cricket! It is going to be such fun, I can’t even handle it. The last get together that I had was for my twenty-second birthday this past summer but prior to that I have literally had nothing so an entire day dedicated to me, me, me is just what I need! (And, don’t tell anyone but I can’t even remember my birthday party so consider my evening out a redo!)

The Graduation Countdown is freaking ON and until it strikes zero, your girl will be freaking out! I hope everyone is having a super fab week and enjoys their weekend. Who has finished their holiday shopping already? What is on your holiday wish list? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Monday Update: Lil Red Edition

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Monday Update: Lil Red Edition

Howdy! I feel like I haven’t updated you guys too much lately on what is going on in the world of Lil Red and let me tell you – my life is a doozey! I have eight weeks left until I graduate from Cuyahoga Community College with my Associate of Arts degree. My full time course load is in combination with three jobs, volunteering for Canine Lifeline, coaching figure skating for the Special Olympics, and still having some semblance of a social life. All the while, I am planning my trip to Europe for the spring of 2017. Holy moly!!

To say that I am ready to graduate is an understatement. Without constant homework, I would still be doing a lot but to add it on top of everything else is getting to be a bit much, to say the least! Naturally, during the home stretch, all I can think of is wanting to do anything but school work! And, of course I had to put off my hardest classes until my very last semester because would I even be a college kid if I didn’t? Sigh.

Every single day for the past eight weeks has brought about new challenges and these following eight weeks are really going to be testing me. I just have to keep thinking about the end goal which is a nice little diploma with my name on it! College life is hard. Work life is hard. And you know what? Right now, life in general is just hard. What I could really use is a nice, long vacation. But, for now, that will be limited to this twenty minute blogging break instead!

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^^^ The face of a burnt out college kid. -_-

As you can tell by this Monday Update: Lil Red Edition, I am in the midst of some trying times! So I need all of you to leave me some suggestions on how you deal with your life when everything starts too feel like a bit “too much”. What are some of your best time management tricks? How do you work in time to relax during a jam packed day? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

You’re Hired! Here Are The Top Skills That Will Land You A Job When You Graduate

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You’re Hired! Here Are The Top Skills That Will Land You A Job When You Graduate

Congrats, grad! You’re done! …Now what?

You’re Hired! Here Are The Top Skills That’ll Land You A Job When You Graduate:

“Graduates, graduates everywhere, and not a job to give.” It’s a big problem, and one, thanks to government policy, that doesn’t look like it’s going anywhere soon. So the question for graduates today isn’t so much how they can do better in their studies. It’s what they can do to make themselves stand out from the crowd.

What’s interesting today is that we’re seeing a dilution of the importance of the undergraduate degree. Sure, it’s been quite ineffective in guaranteeing candidates a job for some significant time now. But big employers, like PWC, are now openly saying that they no longer want to employ people on the basis of grades. They’ve found that job outcomes in their business are virtually unrelated to whether somebody got a 2:2 or a 2:1 or a 1st.

So with the death of the degree, what are employers actually looking for from potential candidates? Let’s dive into the details.

Commercial Awareness: For their entire lives, students are embroiled in state education. For those just coming out of university after three or four years, that’s sixteen years in full time education. In that time, students are told how to act and behave. And they rarely get the chance to formally negotiate. What’s more, their teachers have often never seen the world outside of the education system. So they don’t understand how the job market or the economy actually works. Students never have any role models for how to behave in the business world.

When an organization interviews you for a position, it wants to see whether you do have business skills. You should understand how business works and what their firm offers. Organizations also want you to know how you should represent them in public.

Administration Skills: The business of administration is changing all the time. New software comes in which frees up admin staff to work on higher-value operations. Administration, therefore, is rapidly becoming an exciting occupation in its own right. Employers in 2016 are looking for graduates who have excellent organizational skills. Grads need to show employers that they can work quickly and accurately. They also need to be able to demonstrate that they can prioritize the most important tasks. Admin job vacancies can be sourced from here.

Grit And Determination: Working life is rarely without challenges. In fact, work could be construed as a constant stream of problems and issues. Employers, therefore, want people who are able to stick it out. They need a person who can stay positive and cheerful and motivate the team when the going gets tough. Things can, and often, do go wrong at work. Email servers stop functioning. Cloud services get interrupted. Invoicing systems go down. People get sick. Deals fall through. You need to show that you have the grit to see it through.

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Pixabay Photo

Negotiation and Persuasion: Businesses know all too well that it’s tough to get people to actually hand over their money. That’s why they need people on their team who can be persuasive and entice new customers. They also need people who are excellent at spelling out the benefits of their product or service. Graduates who are great at selling rarely find themselves short of work.

What was the first job you landed out of college? How does it differ from where you work now? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Featured Image Photo By: Wikipedia

Monday Update: Back To School Edition

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Monday Update: Back To School Edition

Helloooo everyone and happy Monday! Today marks my first day back on campus at Tri-C for the fall semester and did I mention that it’s my LAST semester?! After this fall, I will be graduated with my Associate of Arts degree! Yay! I will be taking five classes and then I am done, done, DONE and I could not be happier. I will be mighty busy this fall with both of my jobs on top of a full time school schedule but it will be so nice to just power through it all and wind up with a degree at the end of it.

I will try to post as often as I can but just know that if I randomly go MIA for a short while, it is because I am drowning in homework. This fall I will be taking Adolescent Psychology, Bioethics, Astronomy, a course called Ecology, Environment, and Evolution, as well as a lab for that course. Yikes! All of the classes sound interesting enough, though, so there’s that. -_-

My fall guest bloggers series will be coming soon on lifewithlilred so keep your eyes peeled for that as I feature some wonderful bloggers and their favorite things about fall! Now, I will leave you with a little ditty from one of my fave school based flicks, Billy Madison:

^^^ Just beautiful.

So there you have it, this week’s Monday Update: Back To School Edition! Who else is starting up at college soon? How do you keep yourself organized during a busy semester? I want to hear from all of you, so leave me a comment and let’s chat! Much love. –Sarah

Amazon Freebie

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Amazon Freebie

Hi everyone and TGIF! I am finally getting up to date on all of my summer purchases posts and this one pertains to my new favorite sweatshirt that I got on Amazon for FREE! Thanks to completing surveys on IPoll, I received a twenty-five dollar Amazon gift card in April or so. Since then, the card has been burning a hole in my pocket but after watching Animal House with my parents last month, I knew just what to spend it on. Take a look:

Animal House is one of my favorite movies because it’s basically the original Old School – which happens to be another one of my favorites! In Animal House, the “COLLEGE” sweatshirt that Bluto sports while downing a bottle of Jack always cracks me up. The shirt is just so ridiculous and as soon as I saw it while watching the movie last month, I knew that I wanted one of my own.

After the movie was finished, I turned to Amazon and hoped that they would have one for a reasonable price. I was in luck because they had a great selection and all of the sweatshirts seemed to be in my gift card budget and had excellent reviews. I was able to snag my Animal House style sweatshirt for twenty-seven bucks but thanks to my gift card and the points that I accumulated from my Amazon credit card, I got it FO FREE! Now that’s what I call ballin on a budget!

So there you have it, my Animal House Amazon Freebie! What is your favorite crazy college kids movie? What is your favorite quote from Animal House? I want to hear from all of you, so leave me a comment and let’s chat! Much love. –Sarah

All Done!

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All Done!

Hey everyone and TGIF! This week my spring semester at Tri-C finished up and I could not be happier. This semester seemed to drag on like no other, especially considering I only really enjoyed one of the classes I was taking. Despite disliking some of my courses, I still ended the semester with straight A’s for days so that was cool! Now that all of my classes are over and done with, I get a little break until the end of May when my summer classes and internship begin.

This summer I’ll be taking a course on Shakespeare, cultural anthropology, and the psychology of personality on top of my internship on campus. In fact, I just logged on to my student page a few minutes ago and saw that I have an official employee email account now so that made me feel…official. 😉 I’m excited that I’ll get to have some time off before my busy summer but I’m so amped to start my new classes and campus job that I just want it to get here now!

My time off will be well spent, though. During my little vaca, I plan on finishing all of my home interviews for a research project my job with NCI (National Core Indicators) is working on. After ten or so more interviews, I’ll be done until we start up our research again this winter. I also have lots of plans to catch up with some old friends as well as perfecting everything for my birthday party at the end of the month! Then it will be off to North Carolina for some much deserved R&R for the family. Can’t wait!

I’m pleased as punch to be All Done with my spring semester – especially with the good grades to show for it! Where are all of my college kids at? How did you fare this semester? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Busy Weeks Ahead

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Busy Weeks Ahead

Howdy everyone and happy Hump Day! These next few weeks are going to be very busy for me because I am nearing the end of my spring semester at school on top of work and preparing for my internship. I might not have a daily post in the weeks ahead so fear not, because all is well, I’ll just be a little crunched for time! If you’d like to keep up with what Lil Red is up to on the daily, feel free to follow me on my personal Facebook page or on my page for lifewithlilred! Just please be sure to click on my ads for Twistfire if you do!

ALSO, I’m still looking for guest bloggers for when I leave for vaca during the first week of June so if you’re interested, shoot me an email at sarah.mush6794@gmail.com! Until all of the end of semester papers and exams are done, the best way to reach out to me will be via Facebook or email! Have a great rest of your week! -Sarah

Guest Bloggers: I Want YOU!

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Guest Bloggers: I Want YOU!

Hi everyone and happy Hump Day! After a successful guest blogging stint by Nida over at ShopaholicBlogs in the month of March, I am now looking for future guest bloggers to write for lifewithlilred. I’d love to have one to two guest posts on my blog per month so if you have something in mind that you think is worth sharing here on my page, please email me at sarah.mush6794@gmail.com!

And as always, follows on my personal Facebook page and likes on lifewithlilred’s page are much appreciated! While you’re browsing on my pages, please make sure that you click on my ads from Twistfire Media because it helps me get paid! Feel free to email me on the address above if you would like to sign up for Twistfire and get paid to use Facebook, Twitter, or Pinterest.

ALSO: I GOT A SUMMER INTERNSHIP!! On Monday, Tri-C called me and offered me three summer internships with different departments. Unfortunately, I could only pick one so I went with a position as the intern in the Learning Commons! I’m so happy I could scream!

I know this post was kind of a hodge podge of a bunch of different stuff but all of the points raised above were short enough that I grouped it together! I hope everyone is having a fantastic week so far! Much love. -Sarah

Monday Update: Versatile Blogger Award Edition

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Monday Update: Versatile Blogger Award Edition

Hellooo everyone and welcome to another week here on lifewithlilred. I hope that all of you had a fantastic weekend despite the fact that we lost an hour of sleep! I was a little under the weather over the weekend but I still had lots of fun so expect some posts about all of my adventures soon! I was recently nominated by my pal, Simon, over at sfarnell for the Versatile Blogger Award. I was pretty excited because this is an award that I’ve never been nominated for before. So thank you very much, Simon, and everyone be sure to check out his blog! With all of the fun blogger awards comes a set of rules to follow so check them out and then read up on some fun facts about yours truly:

The Rules:

  • Display award.
  •  Thank the person who nominated you.
  •  Share seven facts about yourself.
  •  Nominate up to 10 other bloggers.

All About Me:

  1.  This week is my spring break at Tri-C and unfortunately a trip to Cancun isn’t in my future. Instead, I’ll be attending an internship fair at school to interview for a summer internship! Fingers crossed.
  2.  My family has two dogs – a Golden Retriever named Gem and our newly adopted Terrier mix named Ollie. Now I have my heart set on getting a black dwarf bunny and naming him Floppy! I’ve been begging my boyfriend to get one for me for my 22nd birthday in June since Christmas! Fingers crossed.
  3.  At this moment in time there is someone knocking at my door but I’m not going to answer it. BYE!
  4.  My boyfriend and I just finished the three seasons of Wentworth that are on Netflix and are now looking for a new show to binge watch so if you have any suggestions, let me know!
  5.  I LOVE the Despicable Me movies so much and the minions and Agnes are my spirit animals.
  6.  I love to read and have recently just finished Room and The Danish Girl. Both were excellent and I’m looking forward to watching the movies soon! Now I am on to a book called Charlotte’s Story which is part of the Bliss House series. It’s very good so far!
  7.  I love all types of food. Chinese, Italian, Mexican, Indian, you name it. There’s an amazing Indian restaurant down the street from my house and I seriously think that I could eat there every day. YUM.

My Nominees (I’m only doing three):

So there you have it, this week’s Monday Update: Versatile Blogger Award Edition! Thank you again to Simon at sfarnell for the nomination! What are some fun facts about yourself? Did you do anything exciting over the weekend? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah