Tag Archives: ideas

Jan23

Who Said Home Security Had To Ruin The Look Of Your Interiors?

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Who Said Home Security Had To Ruin The Look Of Your Interiors?

Home security is obviously important. Cameras and other protective measures can help you to sleep at night, and they also act as a real deterrent for thieves in the area. But, when it comes to implementing the right security systems at home, you might also worry how they’ll work with your home decor more generally. Of course, safety is always more important than style, but you’ve probably spent hours designing your home. It’s natural if you’re reluctant to add hefty cameras or deadlock bolts. But you can’t risk your safety for aesthetics alone. So, is there a middle ground where you can get the best of both worlds? We’re pleased to report that the answer is a resounding yes. In fact, it’s easier to integrate attractive, harmonious security now than ever before. Keep reading to find out how:

Choose Invisible Protections:

When we think about home security, most of us picture very visible equipment, but remember that not all security measures need to shout about themselves. Less visible options, such as window films, are a great way to get a safer home without impacting your interiors at all. By reaching out to a security window film supplier, you can reinforce your property’s weaker areas, without that protection being visible to the naked eye. That’s because window films are designed to be fully transparent, buying you peace of mind while still freeing you to choose whichever curtains you fancy.

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Hide Security in Plain Sight:

CCTV in your home doesn’t need to be as out-there and obvious as it is in a commercial setting. There are now plenty of discreet home security cameras, many of which are actually available inside the home decor items that you’re likely already buying. Hidden cameras are available in everything from picture frames to air fresheners and wall clocks. You can even get cameras that are hidden in children’s toys! These additions look no different from a standard piece of home decor, and choosing carefully can help you find pieces that work perfectly alongside your color scheme and other decor items. Simply make sure you’re placing them in the right position to protect potential entry points around your home.

Use Lighting to Your Advantage:

We don’t often think of lighting as a security feature, but considering that it improves visibility and makes it much harder for thieves to sneak around, it very much is. Luckily, lighting is also already something that you’re using in your home, and it can be a great home feature in itself. In fact, you can keep the lighting fixtures you already have and still benefit from additional security protections. Simply invest in motion sensors that allow your lights to turn on when someone approaches. These lights can look great while also acting as a major deterrent if you place them near any doors and walkways.

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Home security doesn’t need to be an eyesore if you tackle it with these top decor tips in mind!

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Jan15

3 Things To Consider When Looking At Your Finances

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3 Things To Consider When Looking At Your Finances

When it comes to finances, we know that it can be hard to keep yourself on the straight and narrow. There are so many unknown elements to factor in. Will you get a raise at work? Will one of your kids need to go to the ER for stitches? What should you spend on and what should you save for? The answers to these questions are not black and white. In this article, we’re going to be taking a look at three of the things that we encourage you to consider:

Finances Won’t Stay The Same Forever:

We’re going to kick things off by saying that your finances are not going to stay the same forever. If you’re struggling financially at the moment and you’re finding it really hard to keep pushing forward, then you need to remember that the situation can improve. Things will get better, the tide will turn, and there will come a time when managing your finances doesn’t make you feel like tearing your hair out. If your budget isn’t stretching as far as you would like it to, or you feel as though you’re constantly behind where you should be, just remind yourself that it’s all temporary, and your time will come soon. For now, you just need to do your best.

Ensure Your Taxes Are Done Correctly:

Another thing that you’re going to need to do is make sure that your taxes are done correctly. Taxes are complex, and it’s always advisable to have an accountant on your side helping you with them. We understand that this seems counterproductive to some as you’re just adding another expense to your list, but it actually does help. This will ensure that you get all of the breaks and deductions that you are entitled to. It’s worth looking at an individual income tax service for yourself, seeing what is out there, and watching how much it benefits you. We’re not saying that you don’t need to know how to do your taxes though, as it’s still an important life skill, just that help is available.

Saving Is Your Best Friend:

The last thing that we want you to consider is that saving is your friend. Yes, it’s hard to save money, and yes, you may feel as though no matter what you can’t save. If that’s true, refer back to the first point that we mentioned and keep pushing forward. If you can save and you’re just choosing not to, that’s a whole other issue. Take a look into all of the options for saving, and see what you think would work best for you. At the end of the day, budgeting is a skill and you cannot improve if you don’t practice.

A new year is a brand new opportunity to better manage your finances. Get started with these tips!

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Dec31

Ensuring Projects Complete Successfully Across Your Business

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Ensuring Projects Complete Successfully Across Your Business

If you are keen to make sure that your projects are all going to complete successfully, there are a lot of different things that you might find helpful to think about. In this post, we are going to take a look at how you can ensure projects complete successfully across your business for an amazing new year:

Get The Right People Involved:

This is one of the simplest ways to ensure that your projects are going to work out. As long as you have the right people involved you are going to find that you are much more likely to be able to see your projects work out. That means utilizing people who have the requisite skills and understanding to help make the projects a success. Think carefully about who you involve if you want your projects to work out as intended and expected.

Follow The Right Trends:

In all kinds of projects, there is always going to be a question about which trends you should follow and which you might want to avoid. This is something that you should put careful thought into so your projects are up to date with what the masses want. Following the right trends, whether they are construction trends or marketing trends or anything in between will keep your projects modern and interesting. Make sure that you think about this for each project that you are working on.

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Plan It Well:

This probably goes without saying, but good planning is always going to be a central part of any project completion. If you have done this, then there is no reason why your project shouldn’t have successful results. Before any project begins, plan in steps. What staff do you need? What kind of equipment? What kind of packaging or marketing? What’s the budget? Step by step planning will give you a fool proof guide as your project gets underway. Be sure to factor in for things that could go wrong too so any surprises won’t stop progress.

Budget Accordingly:

One of the main reasons that projects fail is that there ends up not being enough money that you had initially thought. This is a real problem as it puts all hard work and effort down the drain until the funding can be met. Make sure that you are budgeting carefully and accordingly. You might not be able to pinpoint the amount you need to spend down to the exact number. However, giving yourself a ballpark range with wiggle room to spare will be most helpful.

A successful project cannot be completed without the proper planning. Leave no stone unturned during this phase because small tasks matter just as much as the big ones and it can be easy to overlook!

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Dec23

Why Growing Income Streams Need Better Systems

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Why Growing Income Streams Need Better Systems

It is exciting when your freelance hustle blooms and feels like it will grow even more into a business. This is progress. And of course it is! But this is also the exact moment when money starts feeling weirdly harder to manage, not easier. Let’s explore why this is and how you can better manage the finances of your business:

Every Income Stream is Different:

Freelance income behaves one way, but online sales behave another, and rental income comes with its own rules, timelines, and costs. None of them plays nicely together. Basically, the money comes in differently, different amounts, different times, that’s the premise there. Just trying to treat all income the same usually causes confusion. One stream might look profitable until fees, refunds, or expenses get counted properly. Another might quietly be doing most of the heavy lifting without getting noticed. So, without separating things, it’s hard to see what’s actually pulling its weight and what’s just along for the ride.

Personal and Business Money Slowly Start Blending Together:

This part doesn’t happen overnight. It creeps in. Think of it like this: a client payment covers groceries, a business subscription comes out of a personal account, and maybe even some receipts get forgotten. It feels convenient in the moment but that convenience creates confusion later. The problem here is that profit gets fuzzy. Well, that and planning feels risky. Oh, and don’t you forget about tax season, which will turn into a stressful exercise in trying to remember what happened months ago.

What Worked Early On Eventually Stops Working:

Early systems usually rely on memory and good intentions but growth exposes cracks fast and there’s this constant low-level feeling that something’s being missed. You can’t have that, be it one business, one side hustle, well, anything that’s making you money. You need tools, like if you’re owning and renting property, even a bedroom in your house, then you need to explore accounting software rental property or other systems for whatever you’re earning money with, so the complexity can be taken away and you can get your finances in order nicely and evenly.

Decisions Start Feeling Heavy:

When numbers aren’t clear, decisions stop feeling logical and start feeling emotional. Like, every little decision needs to be calculated, but you’re so stressed, you’re scared, what’s going to happen? For example, hiring help feels risky. Even just investing in growth feels uncomfortable. This all leads to even the smallest of choices coming with hesitation. Instead of confidence, there’s second-guessing. Instead of planning ahead, there’s reacting to whatever comes next. And you better believe that wears people down. But most small business owners aren’t struggling because they’re bad at what they do. They’re struggling because the financial picture isn’t clear enough to support good decisions.

Having multiple income streams isn’t the problem. It’s actually a sign of adaptability and resilience. But the struggle comes from trying to manage them without the right structure. Clarity creates confidence. It makes planning feel possible instead of scary. And most importantly here, it turns growth into something intentional instead of reactive!

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Dec18

Car Loans VS Dealership Financing: Which Is Better For You?

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Car Loans VS Dealership Financing: Which Is Better For You?

You usually have two roads to travel down when you want to buy a car:

  • Buy it outright with your own money
  • Seek some sort of financing option

Most people can’t use 100% of their money to buy a car so they go down the financing route, though this also throws a fork in the road:

  • Buy your car using an auto loan
  • Buy your car with dealership financing

Both are very viable options, but which one is better from a personal finance standpoint? Let’s take a closer look at them and see how they compare:

Car Loans Explained:

A car loan is one of the most straightforward auto financing options available. You approach a lender, apply for a loan, and receive enough money to cover the full cost of your purchase. Deposits/down payments are required – and this is usually a secured loan, meaning the car itself is collateral. In essence, if you fail to repay the loan, the lender can repossess your vehicle.

A very simple idea that comes with some massive benefits:

  • You own 100% of the car straight away
  • Car loans tend to come with lower interest rates, making them less costly
  • You gain the flexibility to buy your car from any dealership or brand

There are only a couple of downsides to a car loan, particularly when compared with regular dealership financing. It normally requires more effort to find a suitable lender and apply for your loan – and lenders are strict when it comes to accepting applications. Still, if you’ve got a great credit history, then there’s no need to worry about approval.

Dealership Financing Explained:

With dealership financing, you normally approach a car dealer and buy a vehicle from them, using their financing product. You pay a deposit, and then the dealer charges monthly payments based on the vehicle’s value and how much you already paid. The interesting thing here is that you’re normally locked into a 1-4 year deal. When your term ends, you either pay a balloon payment to own the car or take out a new deal on a new vehicle.

Dealership financing is popular for a couple of key reasons:

  • It’s fast and easy to set up
  • You normally get better deals than buying a car outright with a loan
  • It’s easily accessible
  • You can cycle through brand-new cars every few years

However, the main downside is that you do not own your car. The dealer will retain a majority share of your vehicle unless you pay the balloon payment at the end. This means you lack any flexibility when it comes to modifying your vehicle – and you’re also often forced to go to specific garages for servicing.

Which Is The Better Option Financially?

Speaking from a strictly financial standpoint, car loans are the better choice. You have lower interest rates, gain ownership of the vehicle right away, and have a longer term to split your repayments, making them more manageable. Truthfully, dealership financing only makes sense if you like cars and want to buy a new one every few years.

If you’re on the market for a new car, explore your financial options carefully and don’t rush into a decision you’re not fully comfortable with!

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Dec15

Homemade Holiday Gifts

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Homemade Holiday Gifts

Howdy everyone and welcome to the last gift guide for the holiday season! Throughout the month we have been discussing gifting options for everyone on your list and today we are going to explore the world of homemade gifts. We are down to the wire for holiday shopping but fear not! These homemade prezzies will not be time consuming to create while still being incredibly thoughtful. Let’s get to it:

Photo Albums:

I gave my niece a photo album of all of our pictures together for her birthday this year and she absolutely loved it. If you have a cache of photos with your bestie, mom, or anyone on your list – use them! A homemade photo album is as easy as printing them out at the drugstore, purchasing an album, and filling the pages. You can keep the album simple with just photos or jazz it up with scrapbooking supplies or little notes about when the picture was taken. However you do it, a photo album is a gift that will always be treasured.

Screen Printing:

Local screen printing shops have a very speedy turnaround meaning that custom clothing, office supplies, or sports gear is just a visit away. Bonus points because you’re supporting small businesses! How about a custom mug with the logo of your giftee’s business? A silly slogan tee for your brother? A jersey with your favorite sports enthusiast’s last name on the back? All of this is possible so if this idea speaks to you, head to the printing shop ASAP to ensure your gift is ready on time!

Terrarium/Fairy Garden:

If there is a nature lover on your list, you could make them their own terrarium or fairy garden. Small plants and succulents and potting soil will be available at a store like Lowe’s and the rest can more than likely all be purchased from a craft store. You can go classic with a terrarium filled with pretty pebbles or pond stones or go creative with a fairy garden filled with tiny details and hidden surprises. This gift combines the great outdoors with unique home decor for a one of a kind gift.

Goodie Jars:

Mason jars tied with pretty ribbon and filled with the ingredients to make cookies, soup, or bread is a gift that can be made in an afternoon after a trip to the grocery store. Tasty, thoughtful, practical, and so super easy – this is a perfect last minute homemade gift. If you want to add more to this prezzie, you could include a gift card to a local bakery so your giftee can enjoy a freshly made baguette with their soup. Or perhaps you can give a cookie sheet or bread pan along with the ingredients so your giftee can continue creating bakery magic.

Graphic Design:

If you are gifted in the art of graphic design, then gift it! Maybe you will make business cards for your cousin? Draw up that tattoo that your partner really wants? If you have giftees in a band you could design posters for their next show! If you don’t have the time to design for everyone on your list, that’s a-okay! You can schedule a lunch to sit down and discuss what they would like and the visions they have. Amazing art never goes out of style and your giftees will have something that no one else in the world will have. That’s way cool!

Homemade gifts don’t need to be a month long project. These ideas are as easy as a trip to the store!

Are you skilled in any mediums of art? What is the best homemade gift you have ever received? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Dec13

Tech Gift Ideas

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Tech Gift Ideas

Hi hi! Another gift guide? Coming right up! Everyone uses technology every single day of their lives, making tech gifts an extremely viable option for holiday shopping. This is an easy category to overlook as we often think of technology as being expensive. That isn’t always the case so let’s explore a few gifting options that will be gentle on the wallet while still delighting your giftee:

App Subscriptions:

Literally every app has some type of Plus or Premium membership to purchase. If your giftee is using an app every day and maintaining a strong streak, this could be a great way to go. I personally know that this makes an awesome gift because Johnny got me a membership to Duolingo Plus for a year a few Christmases ago and I was ecstatic! Not only do these subscriptions get rid of annoying ads but it unlocks content you can’t use without it. It will make their app experience even better!

Phone Accessories:

Phone cases, charms, screen protectors, earbuds, chargers, tripods, and ring lights are all handy gifts that can be used immediately. Your content creator friend (Like me!) will be thrilled with some shiny new equipment as much as your friend who is constantly losing their phone charger will love a backup. This sentiment is especially true for yours truly as our bunnies once pulled a Houdini and chewed through our phone charger! New earbuds will be ideal for your gym bunny bestie. Simple, practical, done and done.

Streaming Services:

At this day and age, who doesn’t have at least one streaming service? We have several so I say the more the merrier! A month subscription to a new streaming service or one your giftee already has can either save them some moolah or introduce them to a brand new favorite show. If there is a show on a service that they would love to watch without the commitment of signing up, this is your sign. I definitely feel that way about a subscription to Apple TV!

Books:

We’re not talking the kind from the library – we’re talking EReaders and audio books! If you have a literature enthusiast on your list who prefers to read their Kindle or listen to a book on the way to work, why not throw some credits their way? Reading more is such a popular New Year’s Resolution so you can help them achieve their goals or just indulge in their favorite hobby. No matter how you read, there is nothing better than a good book on a cold winter day. Add a big mug and some teabags or K-pods to create a perfect afternoon.

Gaming:

Got a gamer to gift for? How about some gift cards for the Nintendo Switch or PlayStation if you aren’t sure of a new game they would love? Don’t forget to explore accessory options like new controllers, a headset, or travel cases. You could also go the experience gift route like a night at an arcade bar or a trip to a VR cafe. Game on!

These tech gifts won’t break the bank but they will for sure make your giftee break out in a smile!

What is on your Christmas list? Do you have anyone that is difficult to gift for? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Dec12

Stocking Stuffer Gift Ideas

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Stocking Stuffer Gift Ideas

Hello! I may be a Halloween girl through and through but there is something about Christmas that just hits different. My suspicion? Because I love to shop even when it’s not for myself lol. I pride myself on being an excellent gift giver and revel in the process of finding that perfect something for everyone on my list. The hard part is waiting for months on end to give it to them! As you wrap up your own holiday shopping, let’s take a look at some small prezzies to put in your stockings and hang above the mantel with care:

Tiny Lego Kits:

If you have a family of brick enthusiasts, why not add a small Lego kit to the stocking? Lego has a ton of tiny holiday themed sets to choose from including Santa, snowmen, Mini Fig Advent calendars and more. Once your gifts are unwrapped, you can assemble them together and make your own holiday scene. For extra creative fun, you could give a bag of assorted Lego bricks and have everyone do a brainstorm build with the pieces they have. You can create categories like best ornament or best decorated snowman and give prizes or just bragging rights!

Old School Candy:

Candy is such a classic stocking stuffer but let’s kick it old school. 😀 Current candy? Been there done that. Retro candy? Always fun to taste test! We’re talking candy buttons, Zott’s, candy necklaces, Pop Rocks, and all of that sweet sugary goodness. This blast from the past approach will delight kiddos and adults alike and gives a twist on the same old. Bonus points if you have a local candy shop in your neck of the woods to support.

Care Packages:

While a care package for your adult children might not necessarily fit in a stocking, the sentiment remains. I have always loved the idea of the adult Easter baskets filled with cleaning supplies and that can easily translate to Christmas. A few rolls of toilet paper, paper towel, bathroom and kitchen cleaner, and Magic Erasers are all great options. Although this is not the most exciting gift, it sure is practical and one that I would love to receive. Toilet paper is low on my list of things I like to shop for for myself lolol.

Cheers!

Everyone needs a bevvie to sip on during gift exchanges. Cue the stocking stuffer! You can provide specialty sodas or juice for the kiddos and airplane bottles of booze, mini wine bottles, or mocktail cans for the adults. Add in a bag of popcorn, trail mix, or mixed nuts to nosh on and you have a perfect snack to tide everyone over until dinnertime.

Small But Mighty:

Countless stores have a section specifically for travel size beauty and basic care items so hit it up! Bath & Body Works is an excellent place to start with as they offer both men and women’s travel size items and are always on promotion. A hand sanitizer, body wash, and lotion in a compact size is just right for filling those stockings and keeping everyone smelling and feeling fresh to death. 😀

Stocking stuffers are the opportunity to have some fun with add on gifts. Hope the ideas above can help! ❤

Do you hang stockings at home? What are some of your stocking stuffer ideas? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

Dec11

Can You Truly Be Prepared For A Financial Emergency?

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Can You Truly Be Prepared For A Financial Emergency?

Financial emergencies can strike any of us at any time. Whether it’s due to a personal injury, an incident on the road, or a sudden major household cost we can find ourselves scrambling to get our finances in order and to avoid falling into debt any more than we need to. Today we’re going to look at some of the preparations you can put in place to make sure that you’re better able to handle those emergency costs when they do arise:

Build An Emergency Fund:

The best way to prepare for an emergency is to make sure that you have some safeguards in place well in advance. First and foremost, put together a savings goal to establish an emergency fund. These should typically cover three to six months of essential expenses, including housing costs, groceries, transport, and other non-negotiables. That way, you can make sure that you have enough of a cushion to get through crises that are as major as even a job loss.

Buy The Insurance That You Need:

Insurance is often overlooked until a crisis hits, but having the right policies in place can prevent emergencies from becoming financial disasters. Make sure that you’re investing in the essential coverage, such as home or renters’ insurance, health insurance, and car insurance (that covers as much as you need), and consider additional coverage, such as income protection to ensure you’re protected even if you’re put out of work for a while. Keep an eye on your policies, checking them yearly to make sure they cover the most probable issues you might face.

Know When You Need A Lawyer:

Sometimes, a financial emergency may stem from an event that wasn’t your fault or responsibility. Whether it’s an injury at work or a car accident, having the number of a reputable lawyer can make a big difference. With a personal injury lawyer, for instance, you can make sure that the person responsible for your injury is also made responsible for your medical bills, as well as any money that you might lose as a result of being put out of work. A good lawyer can help you understand your rights, avoid costly mistakes, and navigate insurance claims more effectively, too.

Keep Your Credit In Good Shape:

While you typically want to avoid having to borrow in order to deal with sudden expenses, sometimes you might have no other readily available option. Keeping your credit score high can offer a significant advantage, allowing you to utilize loans or credit cards with good interest rates, instead of having to rely on more unreliable sources of funding, like payday loans or secured loans that could lead to much worse financial outcomes and higher interest payments.

Emergency situations are an unfortunate part of life and the best thing you can do is be prepared to face them!

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Dec9

Food & Drink Holiday Gifts

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Food & Drink Holiday Gifts

Howdy! The countdown to the holidays is SO on – are you ready for it? I know I am! Family, friends, and sweet sweet time off. What could be better? The answer is literally nothing! If you still have holiday shopping to get done, you’re in the right place. Today’s gift guide will feature ideas for a very popular gifting option: Food and drink. Everyone needs to nosh and sip on something delicious so you know your gift is going to be used and enjoyed. Let’s discuss:

Countertop Appliances:

Do you have a coffee or soda fiend in your life? You kind of do, because I am both lol. Countertop appliances like a single serve Keurig or a Soda Stream is sure to delight your giftee who always errs on the side of caffeinated. Johnny actually got me a single serve Keurig for Valentine’s Day a few years back and it was the best gift ever! These appliances don’t take up a ton of counter space and feel like such a treat with each use. If your giftee already has one, that’s okay. You can give them a stockpile of K-cups or soda mixes to keep the go go juice flowing.

Gift Cards:

DoorDash, restaurants, fast food, or grocery store gift cards are a no brainer if you are looking to make your holiday shopping quick and easy. Johnny and I usually get a DoorDash gift card from his parents and it is SO appreciated. To be able to hit up your favorite eatery with gift card in hand is awesome because it’s literally guilt free. How many times have you bypassed a craving because there’s food at home? Throw that preconceived notion of gift cards being thoughtless out the window. They are as thoughtful as it gets because it gives you the opportunity to treat yourself whenever you want!

Cookie Kits:

Local bakeries often offer cookie decorating kits which is a total win/win. You are supporting local as well as giving a fun gift for a family to enjoy together. These kits usually come with the cookies pre-made and the supplies like frosting and sprinkles to decorate with. It’s a perfect activity for a snowy afternoon and kiddos will revel in creating their own sugary masterpieces. My little nieces LOVE cookie and cupcake decorating and would have a blast with a cookie kit. 😀

Gift Baskets:

Seriously, who doesn’t love a gift basket? I am an avid fan of both receiving and gifting them! Of course you can buy pre-made baskets in store but you could also create them yourself. Hit up your local craft store and get your baskets, then head to the grocery store and get to work! You could fill the basket with something sweet like chocolate and candy or go the savory route with popcorn, peanuts, or pretzels. How about a basket that creates a meal like soup or pasta? Perhaps you could include a muffin tin, mixes, and jams to top them with. No matter what you choose, it’s going to be yummy!

Homemade Meal:

If you have a passion for cooking, share it! One year for Valentine’s Day, Johnny hired our friend who works as a chef to make dinner for us. It was absolutely amazing and one of my favorite gifts ever! You can create menus specific to your giftee’s tastes, purchase the ingredients, and serve a fantastic meal. While it’s nice to go out to eat, there is nothing better than a home cooked meal. This is a bonus gift because it also gives your giftee the night off from cooking which is such a blessing lol.

I hope your giftee’s all brought their appetite with these ideas – can you say YUM?!

Do you like to cook? What is your favorite thing to make? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah