Category Archives: For Your Information

Making A little Extra: Give Your Bank Balance A Boost For Christmas

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Making A little Extra: Give Your Bank Balance A Boost For Christmas

It’s the festive season, and there seems to be a lot of extra things to spend your cash on. With so much distrust and uncertainty surrounding the banks in America, many people are looking elsewhere to invest their hard-earned cash. Making wise money decisions can be challenging. However, putting some aside will allow many to invest their income in places other than their bank account. There are also an array of ways, other than investment, to earn a little extra right now and for the foreseeable future. Easing the cost of Christmas will feel great in the new year, so it’s worth looking into. The following are some ideas, inspiration, and advice for those seeking new ways to top-up their bank balance:

Have You Thought About The Market?

It can take people some time to get their head around investing in stocks and shares, and it might not have been something you’ve considered regarding your cash. However, once people get the hang of it after researching the best prop firms; it can be a fun and lucrative decision. It’s an option that can suit many budgets and it’s worth putting a little cash into something first so that you can get to grips with the process, and expand once you have access to capital and further training and education on trading strategies and risk management.

Reading and researching everything from what a fast stochastic is to why options trading might be perfect for you is a must. This will help to break down stocks and their ratings for you to better understand what certain companies and corporations are doing, and how, when, and why you might want to get involved. Trading in stocks can be a very intricate game that requires a strategic plan, but with the right research, it becomes possible for anyone to do.

There is no guarantee that you’ll end up getting rich from trading shares, but those who make a wise stock price prediction in the market can grow their cash steadily and sell at the best time to release a lump sum to be used for whatever they wish. This makes it a particularly appealing option around Christmas time, as the added cash can make a real difference to the bills, present shopping and the plethora of other expenses that are bound to come up during the festive season.

Do You have An Opinion To Give?

If you’re able to take some time during the day to answer questions and provide your opinion on things, then paid surveys could be the option for you. Set yourself up with a dedicated email that you can use to sign up to the array of websites that are out there. Depending on how many you sign up for; there is an unlimited amount of surveys and questionnaires out there, ready for you to fill in.

The role will be flexible, as there’ll always be options in your inbox; so when you’re at home with a festive latte, you can take an hour or so and fill in as many online surveys as you can manage. Each questionnaire will pay a set amount, and, if you stick with a particular website; they usually add up what you’ve completed to a certain amount before you can withdraw any cash into your account, or redeem “points” towards shopping vouchers. You can sit and earn a little extra while you wait for the kids to change after football practice, and there’s no deadlines or pressure to complete things if you don’t have the time. It could be a great extra income for you, especially if you’re not quite ready for stocks and shares.

Making a little extra coin during the holidays is always a good thing to look into – those presents don’t pay themselves!

Featured Image By: Kaboom Pics

October Guest Bloggers Reminder

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October Guest Bloggers Reminder

Hi everyone and happy weekend! I am just sending out a friendly reminder that I would still love to have anyone and everyone on my blog coming up next month while I’ll be out of office. If you are interested in being featured on lifewithlilred for the day, then please email me at: sarah.mush6794@gmail.com with your ideas for a fall or Halloween themed post! Thank you! ❤

Fall Words – Høst Ord

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Fall Words – Høst Ord

Hello everyone! Today, my friend Christina of Stiina Marie is back to teach us some fall words and phrases used in Norway. If you recall, Christina guest blogged on lifewithlilred a few weeks ago and has been kind enough to return to teach us some more of a new language. As you all know, I personally love to learn different languages, so this post is right up my alley! Thank you so much, Christina! xx

Fall Words – Høst Ord

Today, I am going to teach you various words pertaining to fall that are in Bokmål – the main language of Norway. Read the pronunciation in italics as it would be in English.

There is a slight “R” roll in Bokmål. This is similar to Spanish. To properly learn Norwegian, this exercise is a great start! Try listening to Norwegian movies and music that are already familiar to you. Disney movies are almost always a hit!

Words to Practice:

Rain = REGN reh-gin

Storm = STORM  storm

Cloudy = OVERSKYET ohver-sheeyet

Cold = KJØLIG cher-leeg

Sweater = GENSER gehn-ser

Hoodie = HETTEGENSER heht-teh-gehn-ser

Scarf = SKJERF sh-ehr-ff

Coffee = KAFFE kafffeh

Soup = SUPPE sue-pppeh

Squirrel = EKORN eh-korn

Black cat = SORT KATT sort kahtttt

Owl = UGLE oooog-leh

Acorns = EIKENØTTER eye-ken-nohttter

Tree = TRE treeh

Spooky = SKUMMELT skoooommmelt

Dark (color) = MØRK murrrrk

Sentences and Phrases:

I love fall. = JEG ELSKER HØST. Yuh-eye el-skerr huhst.

I want a cup of coffee/tea. = JEG VIL HA EN KOPP KAFFE/TE. Yuh-eye vil ha ehn kohppp kahffeh/teh.

Pile of leaves = LØVHAUG luhv-haowg

I love to eat! = JEG ELSKER Å SPISE. Yuh-eye el-skerr a speeeseeh.

Any words that you would like to learn that I can help you with? Drop a message below!

Thanks again to Christina for taking the time to teach us something new! What languages can you speak? What do you think is the best way to learn a new language? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

October Guest Bloggers

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October Guest Bloggers

Hello! In October, I will be out of town for about ten days, and would love some help maintaining the blog while I’m away. Lots of spooky fun can be had in October, from Halloween makeup posts to pro tips on pumpkin carving and it would be wonderful to be able to feature more of my friends on lifewithlilred. If you’re interested in creating a fall or Halloween post, or really anything you want, please shoot me an email at: sarah.mush6794@gmail.com ! Thanks in advance! -Sarah

Blog Maintenance Tips & Tricks

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Blog Maintenance Tips & Tricks

Hiii everyone and TGIF! While I was sick AF a few weeks ago, I found myself worrying a lot about my blog, because I was not well enough to take care of daily maintenance. But, upon returning back to a healthy state of being, I found that I didn’t have anything to worry about, because I have a few tricks up my sleeve. Daily blog maintenance is so important, even when you can’t do it daily. How is that possible? I’m going to show you how:

Prewrite, Please:

You might notice on lifewithlilred that all of my posts are published at midnight every night. That’s compliments of prewriting. At one time, I normally have three to four posts scheduled so that I don’t have to worry about three to four days of writing. That’s why, when I was sick, I could breathe a sigh of relief because I had articles on backstock being published every day. This is the perfect solution for those who don’t have the time to write daily, but might have a free evening to knock out several posts in one sitting.

But, where do you get ideas for multiple posts at once? So glad you asked, because this leads me to my next tip:

Take Notes:

This sounds so basic, I know. But, damnit, if it isn’t the most valuable tip on here. How do I get so many things to prewrite about? Because I take notes on anything and everything for inspiration for future posts. Even if I just need a reminder to write about something the following day, I make note of it, because god knows how easy it is to forget an important memo in one days’ time. My notes range from writing about a new pair of shoes that I just bought to taking pictures next time I go on a hike in one of Ohio’s amazing Metro Parks. Reviewing my notes gives me ample inspo to create daily posts, which is something that is important to me for lifewithlilred.

Create Goals:

This ties into the last sentence of Taking Notes. Creating goals for yourself and things that are important to you for your page definitely can help keep you on track. What’s important to you for your page might be different than anyone else, but that’s part of what makes your blog unique. My goals for my page are to maintain daily posts and to log on at least once per day to interact with my readers in the comments. Once you identify what is important to you when it comes to blogging, every thing else just falls into place.

What are some of your goals for your page? What are some of your tips and tricks when it comes to blogging? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

The Magic Of Koselig

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The Magic Of Koselig

Hi everyone and welcome to a guest post brought to you by my friend, Christina, over at Stiina Marie! As a reader of my page, Christina knows that I have a fondness for learning new languages and, today, she is going to teach all of us about the Norwegian term called “koselig”. Read on to find out more!

The Magic Of Koselig

Warm light from candles, a cold breeze, and rustling leaves as you scoop up some stew your friend just made. You take a sip of some beer and talk with your friends about everything and anything. A fire is lit and you hang out well into the night. You get drunk, forgetting that the weather is not so great – or is it? This is Norwegian Koselig.

The more popular sister to Koselig is Hygge from Denmark.“While there’s no one English word to describe hygge, several can be used interchangeably to describe the idea of hygge such as coziness, charm, happiness, contentedness, security, familiarity, comfort, reassurance, kinship, and simpleness” says hyggehouse.com. Let’s describe it better in pictures:

koseligkoselig1koselig2koselig3koselig4

Thank you lifewithlilred for allowing me to post about my beloved Norway! Learn more about me and my new life in Norway by following my blog: Stiina Marie. Next time we will learn Koselig words in Norwegian! Any questions? Comment below!

Is there a word or phrase in your country similar to koselig? What is fall like in your country? I want to hear from all of you, so leave me a comment and let’s chat! Much love. -Sarah

 

All Autumn Everything Guest Bloggers Series Reminder

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All Autumn Everything Guest Bloggers Series Reminder

Hello!! I just wanted to send out a friendly reminder that guest bloggers for my All Autumn Everything series are still welcome to participate! If you want to be featured on my page for the day with a fall themed post, do email me at sarah.mush6794@gmail.com with some ideas. It will be a fall fiesta and a lot of fun so don’t be afraid to reach out! 🙂

All Autumn Everything Guest Bloggers Series

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All Autumn Everything Guest Bloggers Series

lifewithlilred's avatarlifewithlilred

Hello everyone and happy weekend! With the fall season fast approaching, it seems like the perfect time to make a call for action for lifewithlilred’s All Autumn Everything Guest Bloggers Series! All are welcome to participate in this autumn extravaganza and if you are interested in being featured on my page, then please contact me at sarah.mush6794@gmail.com with your information and your topic ideas for a post.

These guest posts can range from fall fashion and favorite cold weather recipes to DIY crafts and autumn inspired eye makeup. I am not picky, so feel free to bring me any and all ideas and I can’t wait to hear from all of you soon! Much love. -Sarah

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All Autumn Everything Guest Bloggers Series

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All Autumn Everything Guest Bloggers Series

Hello everyone and happy weekend! With the fall season fast approaching, it seems like the perfect time to make a call for action for lifewithlilred’s All Autumn Everything Guest Bloggers Series! All are welcome to participate in this autumn extravaganza and if you are interested in being featured on my page, then please contact me at sarah.mush6794@gmail.com with your information and your topic ideas for a post.

These guest posts can range from fall fashion and favorite cold weather recipes to DIY crafts and autumn inspired eye makeup. I am not picky, so feel free to bring me any and all ideas and I can’t wait to hear from all of you soon! Much love. -Sarah

Making Big Purchases Possible Even If You Are In Debt

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Making Big Purchases Possible Even If You Are In Debt

In late 2017, Americans had an all-time high outstanding debt total of $13.1 trillion. Experts also estimate that “student loan balances soared by 146%” in the last 10 years, and that roughly 80% of Americans are in debt. If you are one of the millions of people who find themselves under a mountain of student loan, credit card, or personal loan debt, you’re not alone. As a result of the level of debt that most individuals carry, many are delaying the process of making big life purchases (e.g. homes, cars). However, there are many instances in which big purchases are not completely avoidable.

Need to make a big purchase while in debt? Explore three expert strategies to make your goals a reality:

Figure out where your money is going:

Having a large amount of debt doesn’t mean that you can’t make big purchases. Although you have to be more strategic in your approach, there is almost always a way to find the funds you need. The first (and most crucial) step that you should take, is to find out where your money is going. In other words, it’s time to create a budget (if you haven’t done so already). One study recently revealed that “only 41% of Americans use a budget.” While many people see a budget as something that is restrictive, it will actually show you how much money you have leftover after paying your bills. This enables you to know how much money you have to put aside toward your big purchase.

Make a savings plan (if possible):

The best strategy for making a big purchase while in debt is to not add more of it. Rather than applying for another credit card or loan right away, see what you can do to save up for the item that you need. Since you’ve already made a budget, you should know exactly how much you can set aside each week. If your finances and timing allow, create a savings goal and an estimated date for when you plan to reasonably reach that milestone. Depending on the urgency of the big purchase you’ll be making, see how long you can go without in order to avoid further debt.

Quickly clean up your credit if you will need financing:

Need to make a big purchase right away? Whether you have to find a replacement car or appliance, you may not be able to pay off all of your existing debt before going into more debt. What should you do if this is the case? Prior to making the purchase, do whatever you can to quickly clean up your credit. Experts recommend paying down your revolving credit balances as much as possible, looking for and disputing any errors on your credit report, and continuing to make all payments on time. Any boost to your credit score (and reduction of your current debt) will give you the best chance of getting approved for a new loan, and for receiving a low interest rate.

Although it can seem daunting, making a big purchase while in debt is possible. Utilizing the tips listed above will help you reduce the impact to your current financial situation, and assist you in achieving your goal.

Featured Image By: Unsplash