Tag Archives: budget shopping

How To Spend Less On Your Family’s Essentials

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How To Spend Less On Your Family’s Essentials

There are some things that we all need to pay for and costs we need to cover. And, thankfully, there are lots of ways in which you can spend on these essentials and manage the costs associated with them. If you want to learn how to spend less and keep the costs low, read on now:

Raise Your Insurance Deductibles:

Insurance is one of the things that we all need to have in place. And for most of us, there are lots of different types of insurance that are needed. In order to keep yourself and your family safe going forward, you’ll need to find the right deals and put the right coverage in place. But you can, nonetheless, raise the deductibles in order to get a better monthly rate on those policies.

Cook Your Own Meals:

If you’re someone who eats out a lot or orders takeout food a little too often, you’ll know how costly that kind of stuff can be. Cooking your own meals can take a huge amount of that financial burden away. You can cook and prepare meals very cheaply when you buy fresh ingredients and put the effort into cooking. It’s not as hard or as daunting as you might think!

Create a Debt Repayment Strategy:

Lots of people struggle with debt and get dragged down each month by the repayments they need to make. You can create a good debt repayment strategy if you want to, and doing so is almost always advisable. When you have a strategy and plan in place to pay the debt off faster, you’ll start saving money because you won’t be getting constantly hit by the interest.

Start Using Coupons Routinely:

If you’re not doing so already, you should definitely think about how you can start using coupons and discounts to your advantage. If you’re a pet owner you can use a Canada Pet Care coupon code for your pet food needs. And there are plenty of discounts, offers, and coupon codes that will help you with your regular shopping, including grocery store purchases.

Cut Your Travel Expenses:

When you’re always traveling by car or public transport, it can get costly. There are many ways to cut your regular travel expenses, such as by doing more walking and cycling. Or you can try carpooling to work with colleagues so you can all spend less on gas. Traveling less and doing more activities closer to home might also be a good idea if you really want to cut those costs as well as be friendly to the environment.

Spending less on your family’s basics and essentials isn’t that difficult and it never needs to be. When you’re willing to put in the effort, you’ll be surprised by how much you can achieve and how far your money can stretch.

Featured Image By: Pixabay

Ballin on a Budget

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Ballin on a Budget

Yesterday night, I went shopping at TJMaxx with the intention of getting some hat boxes for my collection of vintage beauties left by my beloved grandma (RIP!!! <3).And I ended up leaving with these gorgeous babies instead:

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Wanna guess how much I paid for them? Fifty? Thirty? Try ten! I had a ten dollar gift card from using my TJ’s credit card, so I got these little booties half price, as they were twenty originally – which is still crazy cheap! While browsing through the home goods aisles I began questioning if it was really necessary to buy hat boxes, when I could just store them in plastic containers in my closet to keep them away from the dust, dirt, and sunlight. Problem solved. Besides, they didn’t even have any hat boxes anyways. So naturally, I wander to the shoe section, because you’re not going to NOT look at the shoes when you’re at TJ’s. When I stumbled upon these Wanted brand shoes, I knew they had to be mine. I’m so obsessed. They have the perfect amount of rocker edge with the industrial feel of the buckles and black gemstones paired with the sweet touch of the pointed toe and tiny heel. I’m so excited to rock my new kicks with my black coated leather super skinny jeans for a punk rock feel. I’m also looking forward to completely changing the mood of these shoes by wearing them with a soft and flowy dress paired with tights and a sharp blazer. My sweet grandma loved TJ’s and I truly am her grand daughter because I definitely inherited her love for the store! It’s so much fun to spend an hour or two wandering through all their fabulous purses, shoes, accessories, and clothing for every occasion. It’s also always an added bonus when you can snag a new addition to your shoe collection for a fantastic bargain! Such a successful shopping trip!

Where’s all my TJMaxx shoppers on here? What’s been your favorite thing you purchased from there? Leave me a comment and let’s chat! Happy Sunday. -Sarah